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A default judgment occurs when a defendant fails to respond to a legal claim, typically in money-related cases, leading to a court ruling in favor of the claimant without a hearing. The defendant can request the judgment be set aside if they have a strong defense or other valid reasons. Once granted, the judgment allows the claimant to enforce debt recovery, and it appears as a County Court Judgment (CCJ) on the defendant's credit history, potentially harming their credit score...

Earlier this year, we examined the Court of Appeal's decision in Churchill v Merthyr Tydfil County Borough Council and discussed how this case highlighted the court's ability to compel parties...