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A discussion on the types of security that individuals can give over real estate and the formalities required.

Property fraud involves scammers impersonating owners to sell or mortgage property unlawfully. To prevent this, property owners should ensure proper registration, update contact details, and consider placing a restriction on their title, requiring a conveyancer's verification for transactions.

The Government has for some years been toying with the idea of setting up a register of non-UK property owning companies and their underlying owners.

DACB's technology solicitors support their clients with complex deals in a wide range of sectors. In this second post in a two part series

Synopsis: Completion accounts, crucial in share sales, confirm the target company's financial status post-sale, ensuring the purchase price reflects its true value. They allow adjustments based on net assets and working capital, protecting both buyers and sellers from financial discrepancies.

The information which the FCA receives from the CfI will be used to shape its market study into the mortgage market, which it intends to launch during the first quarter of 2016.

Couples going through a divorce are facing tougher negotiations over existing mortgage deals, which are being negatively impacted by more stringent requirements of lenders.

As Brexit looms, Stuart Gillies highlights the top five clauses to consider when reviewing loan documentation.

A pre-condition to the replacement of the Special Servicer is that the successor "has experience in servicing mortgages of commercial property on similar terms..."

The FCA's review of Consumer Duty outcomes monitoring revealed that many insurance firms focus too much on process completion over outcome delivery. Firms must improve data granularity, focus on customer outcomes, and ensure proactive actions address identified issues. All firms should align monitoring processes with these findings and prepare for the Consumer Duty annual report by 31 July 2024.

Complex financial structured products were at the heart of the capital markets and key to many investment banks’ and financial firms’ profit streams while financial times were good.

HSBC was fined £6.28 million by the FCA for inadequate support of financially distressed customers between 2017 and 2018. Despite initial policy failures, HSBC proactively invested £94 million in corrective actions and issued £185 million in customer redress, reducing the penalty by 30%. This case underscores the importance of fair treatment and compliance in customer support across the financial industry.

On May 21st 2007, Australian personal injury specialists Slater & Gordon, became the first fully listed law firm in the world. The listing was closely monitored by UK firms who, at the time, had one eye on the Legal Services Bill as it progressed through the legislative process.

The recent tumultuous economic developments have led to volatile and unpredictable market conditions. While we cannot forecast what will come next, a number of protective steps can be taken, and these are summarised below.

In the recent case of Re Avanti Communications Limited (in administration) (Re Avanti), the court considered the nature of fixed and floating charges. Whether a charge is fixed or floating...

The Spanish market for secured non-performing loans (NPLs) is one of the largest and most active markets in Europe and Spain remains a preferred jurisdiction for international investors.

As part of its response to the Coronavirus (COVID-19) pandemic, the FCA announced finalised guidance designed to support consumers facing financial hardship...

Capital markets partner Sabah Nawaz authored an article on the current state of the European commercial real estate structured finance market.