16 results found

Law 5/2019 enacted on March 15th was published in the B.O.E. on March 16th regulating mortgage loans. It will serve to give greater protection to customers from banks and financial institutions.

The Judgment of the Plenary Session of the Constitutional Court (hereinafter TC) No. 31/2019, of February 28, dictates doctrine on the scope of the right of the respondent

Until the approval of Act 5/2015, the regulation of securitization vehicles in Spain was dispersed across various regulations at different levels.

Los responsables tributarios se ven obligados a pagar las deudas de un tercero y por ello pueden impugnar la procedencia de dicha derivación y ...

La determinación del sujeto pasivo del AJD en los supuestos de formalización de hipoteca constituida en garantía de un préstamo ha generado una enorme controversia,

Law 19/2003, published in the Spanish Official Gazette dated 5<SUP>th</SUP> July 2003, includes in its Third Additional Disposition the normative that, amending Spanish Law 13/1985 on investment coefficients, equity and information obligation of financial intermediaries, rules preferred securities under Spanish legislation

In Spain, Savings Banks are subject to the same regulatory treatment as other credit companies, insofar as their operations are concerned. However, as for their configuration, Saving Banks present a number of particularities, such as the obligation to allocate a high percentage of the profits they generate to financing social projects (the reason being their status of not-for-profit organizations) and their regional roots. These justify the existence of differences in their legal framework.

Asimismo pueden conservar las garantías durante el plazo del préstamo.

La Dirección General de Seguridad Jurídica y Fe Pública examina si la prórroga de una anotación preventiva de embargo en un procedimiento administrativo de apremio requiere notificación al deudor y demás interesados. El análisis determina el alcance procesal de este trámite registral y su relación con el principio hipotecario de prioridad cuando la titularidad de la finca ha cambiado.

On December 23, 2019, the Government of the Generalitat de Catalunya approved the Decree Law 17/2019, on urgent measures to improve access to housing, published in the...

La Sentencia del Pleno del Tribunal Constitucional (en adelante TC) nº 31/2019, de 28 de febrero, dicta doctrina sobre el alcance del derecho de la parte ejecutada

La Autoridad Europea de Valores y Mercados (en inglés, ESMA) ha publicado dos informes decisivos en julio de 2025, para reforzar la implementación del Reglamento...

When the new Insolvency Law came into force on September 1 2004, the framework for resolving business crises in Spain changed significantly – although the most frequently affected stakeholders (debtors, creditors, employees, judges and advisers) may not be fully aware of the magnitude of the change.