In our presentation, besides providing an outline of the regulations, who will follow a case study format to provide you with an overview of how different types of taxpayers would be taxed under the improved regime depending on their circumstances, and of course cover borderline cases.

If you have received or are about to receive an inheritance (also known as a bequest) there are some emotions that, based on my experiences of helping people over some 25 years, are common.

On 22nd September 2022, Spain's Minister of Finance, María Jesús Montero, announced plans to introduce a new tax on the very rich.

Also, before selling your shares, view the sale as a business owner. You may only be a minority owner but the shares do give you ownership. Assess the sale as if you own and are selling the whole business.

Moving abroad is an exciting adventure, but many internationally mobile families overlook a critical question: has your financial plan adapted to your new country? While you've carefully planned your relocation, your pensions, investments, and estate plans may still be structured for your previous country of residence, potentially creating costly inefficiencies and missed opportunities.

Drawing on lessons learned from military service with the British Army, a financial adviser explains why thorough preparation and regular review matter more than attempting to predict market movements or future outcomes. The article explores how life-changing decisions, particularly international relocation to Spain, require financial plans that adapt alongside personal circumstances.

Change is inevitable, and for many, it can be unsettling—especially when moving to a new country like Spain

Holidays are meant for relaxing and often that means getting away from it all with a club, a cart and a scorecard.

Have you ever been to India for work or to travel? I haven’t but my partner went for work and my daughter for travel. Some seven other friends have also travelled and all have reported the same way.

As international people living in Spain, no matter how much we integrate, we still do not have the experience acquired over generations of how systems work, and what the cultural norms mean for day to day life.

Many people plan for an idealized retirement filled with travel and leisure, but what happens when reality diverges from expectations? This article explores the financial flexibility needed to navigate early retirement, changing priorities, market volatility, and unexpected life circumstances that can reshape your retirement journey in Spain.

On July 5, 2003, Law 19/2003 on the legal system governing capital movements and financial transactions with other countries and on certain measures for preventing money laundering (the "Law") was published in the Official Gazette.

En esta consulta la DGT resuelve una cuestión que ya ha sido planteada, y resuelta, en consultas anteriores como, por ejemplo, la consulta V0478-18, de 21 de febrero de 2018.

What happens to your investments, pensions, and tax position when you decide to leave Spain? Many expats build financial plans that only work in their current location, but life circumstances change. Understanding how to maintain financial flexibility across borders ensures your money doesn't prevent you from making future life choices.

What if your financial circumstances in 2036 look completely different from what you planned in 2026? This article explores why expats living in Spain need flexible financial arrangements that can adapt to life's unexpected changes, from property sales to relocations to longer lifespans.

This new Guide to Risk from the Spectrum IFA Group is an insight into many different types of risk associated with money and investments.

John and Sarah thought the hard part was over when they moved to Spain—new home, sea views, and the lifestyle they'd always dreamed of. But as they settled in, a simple question emerged: did their UK-based financial arrangements still work now that they were Spanish residents? What began as an exciting fresh start soon revealed a complex web of tax implications, investment suitability, and cross-border financial planning that many expats overlook until it's too late.