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The Berne Financial Services Agreement (BFSA) entered into force on 1 January 2026.

Reinsurance practice often involves international contractual relations. Issues that regularly arise in reinsurance litigation relate to the place of jurisdiction and the applicable law.

Swiss defered annuities and life insurance are often arranged through an insurance broker who advises the policyholder, insured person and beneficiaries.

On 2 June 2023, the Federal Council adopted the amendments to the Insurance Supervision Ordinance and put the revised Insurance Supervision Act and the revised Insurance Supervision Ordinance into force as of 1 January 2024.

The broker is paid by the insurance company, note that the Client does pay the brokers commission, indirectly.

The Swiss legal framework for private insurance is based on the following laws and regulations:

The shift to digital is set to give insurance services a significant boost, providing customers with more personalised insurance choices and lowering the risk of fraud in the process.

The summer vacations are approaching and with them the desire for an extended vacation. If this is not possible, then perhaps working from the foreign vacation location before or after the actual vacation is an option.