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When a health care provider becomes the subject of an audit by an insurer, it is critical that the provider respond promptly and with caution to protect their practice.

A recent Superior Court decision (Economical v. Northbridge, 2016 ONSC 458) has provided the industry with a refresh/reset in applying the $2,000.00 statutory deductible in loss transfer claims.

Ontario's Financial Services Regulatory Authority has issued a warning about unlicensed businesses selling Guaranteed Asset Protection (GAP) insurance through vehicle dealerships, leaving consumers potentially unprotected despite paying hundreds of dollars for coverage. The regulatory body has identified cases where GAP products reference insurers that never actually underwrote the policies, and is now taking enforcement action against violators while monitoring the market for compliance with licensing requ

But do you and your family really have adequate coverage.

Field LLP was recently involved in a precedent setting case of interest to auto insurers concerning the viability of Certified Examinations as a way to compel summary determination of "CAP" injuries.

In the recent decision, Furtado v. Lloyd's Underwriters, 2023 ONSC 5803, the Ontario Superior Court of Justice has provided insight on the issue of when an insured under a Directors and Officers' Liability Policy...

Future Canada Pension Plan ("CPP") disability benefits do not reduce the amount an insurer must pay out under a standard form contract providing underinsured motorist coverage ruled recently the Supreme Court of Canada.

The Supreme Court of Canada released its decision in Sabean v Portage La Prairie Mutual Insurance Co, 2017 SCC 7 at the end of January, finally answering an insurance policy..

For most employers in Ontario, paying insurance premiums to the Workplace Safety and Insurance Board ("WSIB") is part of the cost of doing business.

Dominion was not entitled to equitable contribution because Bay of Quinte's policy was not in force over the same period of time and thus Dominion was only incurring costs for damage alleged ...

When certain statutory criteria are met, s. 263 of the Insurance Act, R.S.O. 1990, c. I.8 (the Act) bars tort claims for property damage following a motor vehicle accident.

In our practice, we are often asked about the scope of a clause included in most damage insurance policies.

The proposed changes would reduce the types of mandatory benefit coverage and increase the benefits that consumers would need to purchase as optional coverages.

Are university students truly independent of their parents? As much as they would like their parents to believe they are, when it comes to automobile insurance and SEF 44 contracts, these students may not be.

The Autorité des marchés financiers (AMF) is introducing key regulatory amendments aimed at simplifying and modernizing the certification process...

In a recent email alert we considered the issue of advance payments under the Fair Practice Regulation and the Insurance Act.

A recent decision by the Ontario Court of Appeal has underscored the "reasonableness" standard set by the Municipal Act, 2001, S.O. 2001, c. 25, in assessing a road authority's winter maintenance of its highways.