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The TPB have now released further guidance on what they will and won't consider is a tax (financial) advice service.

The global urban population has surpassed the global rural population in recent years.

BOMD (Bank of Mum & Dad) has easily become one of the largest and most versatile mortgage lenders in Australia.

EUs are a flexible, timely and relatively cost effective regulatory tool compared to civil or administrative proceedings.

The Australian Securities & Investments Commission ("ASIC") is increasing its focus on private markets, adopting a similar approach to other international regulators.

Investors who obtained the appropriate certificate from an accountant could be classified as a 'sophisticated investor'.

Licensees should be aware of new custodial arrangements and not only have regard to their existing licence conditions.

APRA regulated financial institutions should be aware of changes, from the BEAR to the FAR and other proposed reforms.

2019 Australian loan trends have included more Asian banks, with increased participation from institutional investors.

ASIC released report 410 on its review of low doc home lending after the introduction of responsible lending obligations.

AFCA (Australian Financial Complaints Authority) updated its funding model and fee structure to simplify the structure.

AFCA will deal with any complaints from individuals and small businesses in relation to financial services and products.

Responsibility for misconduct was an overarching theme in the public hearings and in the final report of the Commission.

Businesses purchasing financial products or services will be affected by the Future of Financial Advice (FOFA) reforms.

Businesses should regularly review their insurance policies and consider the scope of cover and existing policy limits.

The endorsement of the FSI's recommendations will ultimately lead to some significant changes to insurance regulation.

Patents allow the financial services industry to protect technologies, methods and processes that they develop while focusing on their core business.

If the recommendations in the JPC report are implemented, they will constitute the most substantive reform to the Australian class action regime in its nearly 30-year history.