Introduction
From credit scoring tools and fraud detection systems used by financial institutions to recruitment software, health diagnostics, and content moderation systems, Artificial Intelligence (“AI”) is increasingly becoming integrated into everyday business operations in Nigeria. Businesses across multiple sectors are rapidly adopting AI-driven technologies; startups now deploy machine learning tools to personalise user experiences, while creative industries, regulators and the general public continue to grapple with the implications of AI-generated content and automation.
As AI technologies gain commercial relevance, two fundamental legal questions continue to emerge. First, who owns the code, models, datasets, and algorithmic components underlying AI systems? Second, who bears responsibility where an AI system produces harmful, discriminatory, or unlawful outcomes?
