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ARTICLE · 26 APRIL 2019

Fintech 2019

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Malta provides a very attractive environment for technology-based businesses having a European marketing strategy.

MaltaTechnology
Andrew Zammit
Andrew Zammit
Kurt Hyzler
Kurt Hyzler
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The Fintech Landscape

Please describe the types of fintech businesses that are active in your jurisdiction and any notable fintech innovation trends of the past year within particular sub-sectors (e.g. payments, asset management, peer- to-peer lending or investment, insurance and blockchain applications).

Malta provides a very attractive environment for technology-based businesses having a European marketing strategy. The island has seen significant growth in the technological sector, including an exponential rise in fintech businesses, including both start-ups and more established businesses.

The predominant type of fintech businesses currently established in Malta are payment institutions ("PI/PSPs") and electronic money institutions ("EMIs"), both of which are classified as "financial institutions". Rolling spot forex and binary option models are also present, albeit to a lesser extent than PSPs and EMIs.

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