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ARTICLE · 11 DECEMBER 2025

The MFSA Issues Updated Chapter 3 Of The Financial Institutions Rulebook

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The Malta Financial Services Authority (MFSA) has just published an updated version of Chapter 3 of the Financial Institutions Rulebook (FIR/03) on 20th November 2025

MaltaFinance and Banking
Jianni Grima
Jianni Grima
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The Malta Financial Services Authority (MFSA) has just published an updated version of Chapter 3 of the Financial Institutions Rulebook (FIR/03) on 20th November 2025, introducing a series of revisions intended to enhance regulatory clarity, improve supervision and better reflect developments in the financial services sector.

One of the most significant updates is the explicit inclusion of Account Information Service Providers (AISPs). The revised chapter clarifies which rules apply to AISPs and aligns the framework more closely with the European open-banking environment. Previously, AISPs operated within a more generalised regulatory context. This latest version gives them a dedicated structure within FIR/03, reflecting their growing importance in the payments ecosystem.

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