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ARTICLE · 08 MAY 2026

Financial Institutions And Supervisory ICT Risk And Cybersecurity Circulars Q1 2026

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The Malta Financial Services Authority has issued critical guidance on compliance reporting and digital operational resilience for financial institutions operating in Malta.

MaltaFinance and Banking
Kane Kenwood
Kane Kenwood
Joeline Barbara
Joeline Barbara
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Executive Summary for MFSA Circulars Quarter 1

During the first quarter of 2026, the Malta Financial Services Authority (MFSA) issued a series of circulars addressing compliance reporting obligations for Financial Institutions and digital operational resilience requirements under the EU’s DORA framework. The circulars set out supervisory findings, regulatory expectations, and guidance relevant to all Authorised Persons (APs) operating within the Maltese financial sector.

Annual Compliance Report - Financial Institutions (January 27, 2026)

Fintech Supervision reviewed the first wave of Annual Compliance Reports (ACRs) submitted under Chapters 2 and 3 of the Financial Institutions Rulebook. The review revealed widespread deficiencies, including ACRs submitted without Board-approved Compliance Monitoring Plans (CMPs), unsigned reports, and plans that were entirely absent in some cases. Beyond formal breaches, the MFSA noted qualitative shortcomings such as missing risk assessments,

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