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ARTICLE · 13 APRIL 2026

EU’s Drive For Centralisation, Malta’s Competitive Advantage And The Digital Euro

“Malta finds itself navigating a delicate balance between the EU’s drive for centralisation and Malta offering a competitive edge over its European counterparts,” said Dr Conrad Portanier in his opening address at Ganado Advocates’ 11th Annual Banking and Payments Seminar last month.

MaltaFinance and Banking

Ganado Advocates’ 11th Annual Banking and Payments Seminar 2026

“Malta finds itself navigating a delicate balance between the EU’s drive for centralisation and Malta offering a competitive edge over its European counterparts,” said Dr Conrad Portanier in his opening address at Ganado Advocates’ 11th Annual Banking and Payments Seminar last month.

Co-hosted with the Malta Bankers’ Association, the event brought together senior figures from banking, payments, legal, and regulatory communities.

Opening the annual seminar, Dr Portanier, Partner and head of Ganado Advocates’ Banking and Finance team, warned that Europe’s fragmented financial landscape creates strategic vulnerabilities, particularly amid rising geopolitical tensions and a growing reliance on overseas payment systems.

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