On 25 November 2025, the law of 20 November 2025 introducing
class actions into Luxembourg consumer law, including in the
financial, banking, and insurance sectors, will enter into force.
This law, which was discussed for over five years, aims to
implement Directive (EU) 2020/1828 on representative actions and
finally puts Luxembourg on par with its European neighbours.
Recent experience in Europe has shown that although the
implementation of the directive has not had a disruptive effect,
the number of cases brought by way of class action is increasing,
given that it covers infringements of the provisions of not less
than 66 EU directives and regulations, amongst others the UCITS
Directive, AIFMD, MMFR, ELTIFR, MiFID and PRIPPS KID Regulation,
including such provisions as transposed into national law.
