Iraq’s New Health Insurance System

As part of ongoing efforts to modernize Iraq’s healthcare infrastructure and enhance social protection, the government has recently implemented a new health insurance system for employees covered under the Social Security Department. This system represents a major legislative and operational advancement, providing insured workers with a health insurance card granting access to a structured range of medical services.

Definition of Health Insurance

Health insurance is a legal and financial arrangement designed to ensure access to essential healthcare without subjecting employees to excessive out-of-pocket costs. Under this system, coverage includes general and specialist medical consultations, surgical procedures, laboratory and radiology services, prescription medications, and personal accident and death coverage.