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ARTICLE · 14 SEPTEMBER 2018

IRDA Directs Insurers To Cover Mental Illness

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Insurance is the umbrella which mitigates the loss caused by an uncertain event. A contract of insurance is an agreement whereby one party undertakes to pay a certain sum of money on the occurrence of any contingency.

IndiaInsurance
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Insurance is the umbrella which mitigates the loss caused by an uncertain event. A contract of insurance is an agreement whereby one party undertakes to pay a certain sum of money on the occurrence of any contingency. Being a contract of indemnity, it is based on the principle of utmost good faith. In today's world, the insurance companies offer insurance policies of varied nature including life, health, fire, marine, etc. Individuals purchase such policies either in their individual capacity or the employee friendly organizations may extend such cover as perks of the employment.

In India, the Insurance Regulatory and Development Authority (hereinafter referred to as "IRDA") regulates, promotes and ensures orderly growth of the insurance industry, protection of the policy holders and settlement of insurance claims. Medical insurance facilities in India cover wellness and preventive hospitalization expenses and treatment costs. Different policies cover health issues

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