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ARTICLE · 20 JANUARY 2025

Top Trends For 2025: International Payments

Greenberg Traurig
Greenberg Traurig
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In this GT Trends article, lawyers across our international Payments Group identify some of the key regional developments they anticipate for 2025.

GlobalFinance and Banking
Marina Olman-Pal
Marina Olman-Pal
Shane Foster
Shane Foster
Lisa M. Lanham
Lisa M. Lanham
Carsten Kociok
Carsten Kociok
Tim Dolan
Tim Dolan
Makoto Koinuma
Makoto Koinuma

In this GT Trends article, lawyers across our international Payments Group identify some of the key regional developments they anticipate for 2025.

United States

1. Regulatory Environment - Payment activities in the United States are regulated at the federal and state levels. This dual-layered regulatory framework may present challenges and opportunities for payment companies in 2025, particularly in areas where we expect to see increased regulatory oversight such as anti-money laundering (AML), consumer protection, fraud, and state-licensing. The increased use of artificial intelligence (AI) to automate compliance tasks for AML and fraud prevention purposes will be an area of regulatory focus and scrutiny. At the state level, payment companies working with cryptocurrencies should be prepared to experience increased regulatory oversight. With more states adopting the Money Transmission Modernization Act (MTMA) (or substantial provisions thereof), payment

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