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ARTICLE · 07 APRIL 2026

Regulatory Monitoring: EU Version

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The ESAs published their spring 2026 Joint Committee update on risks and vulnerabilities in the EU financial system.

European UnionFinance and Banking
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1. Bank regulation

1.1 PRUDENTIAL REGULATION

a) General

(i)  EU

ESAs: Joint Committee Update on risks and vulnerabilities in the EU financial system as of Spring 2026

Status: Final

The ESAs published their spring 2026 Joint Committee update on risks and vulnerabilities in the EU financial system. The update focuses on the challenges arising from ongoing geopolitical tensions and developments in private finance. It also takes into account the overall resilience of the EU financial sector and calls for continued vigilance by supervisors and market participants in light of the ongoing tensions.

Date of publication: 27/03/2026

EBA: Risk dashboard for Q4 2025

Status: Final

The EBA published its Q4 2025 Risk Dashboard (RDB), confirming that the EU/EEA banking sector remains robust with strong capitalisation, ample liquidity and solid asset quality, even as global economic uncertainty rises following renewed conflict in the Middle East. For the first time, the RDB is published

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