A tumultuous new reality has spread across the international
economy. While some will weather troubled times well, or even
profit from them, others will experience a more negative impact.
Competent financial planners will consider different scenarios that
could leave you and your family vulnerable and affect your
financial well-being. These scenarios include contracting a
critical illness, market downturns, or a premature death. This type
of "stress testing" is prudent.
To use a medical analogy, it is not unheard of for a man in his
late 40s to develop prostate cancer, despite the relatively young
age. However, by attending periodic medical check-ups, it is quite
possible to have an early diagnosis, immediate treatment, and
recover from the cancer well. Why would a person not get regular
medical check-ups, especially after a certain age, to avoid the
grim alternative? Attending a routine check-up for your wealth plan
is equally prudent to care for your financial
