Non-earner benefits are one of the accident benefits included in
a standard automobile insurance policy in Ontario.
Employed adults injured in a motor vehicle accident can apply
for income replacement benefits, a benefit
included in their automobile insurance policy. Historically, those
who cannot qualify for income replacement benefits such as
students, unemployed, and retired individuals can apply for
non-earner benefits if they suffer from “a complete inability
to carry on a normal life” as a result of injuries sustained
in a collision.
Individuals 18 years of age and over who are entitled to the
benefit receive $185 per week. The benefit is available for up to
104 weeks (2 years) after the accident. There is a waiting period
of four weeks post-accident.
