Rising Off-Road Vehicle Accidents Across Canada

Riding off-road vehicles (ORVs), like ATVs, dirt bikes, and side-by-sides, is a popular pastime across Canada. Not only are they used for recreational purposes, but they can also be used for work by employees and professionals alike. Although ORVs can be exciting and incredibly useful, they can also be extremely dangerous. In fact, in Canada, about 100 ATV-related deaths occur each year.

Despite the popularity of ORVs in the country, many riders do not understand the legal and safety requirements that come with operation. In most provinces, insurance is mandatory when operating ORVs on public lands, trails, or roads. It's important to note that in many cases, off-road vehicle insurance is different from regular auto insurance and must be acquired separately by drivers. There are independent ORV insurance policies available for purchase, or certain insurers may offer ORV insurance as an add-on to auto policies. Homeowner's insurance also may not cover ORV use off