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ARTICLE · 10 JANUARY 2025

Maximizing Compensation: Understanding Advance Payments From Insurers

Bergeron Clifford
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At Bergeron Clifford, we understand the financial strain that personal injury victims often endure. For those injured in motor vehicle accidents, navigating Ontario's Insurance Act can feel overwhelming.

CanadaLitigation, Mediation & Arbitration
Kanon Clifford
Kanon Clifford

At Bergeron Clifford, we understand the financial strain that personal injury victims often endure. For those injured in motor vehicle accidents, navigating Ontario's Insurance Act can feel overwhelming. One critical but underutilized provision in the Act is Section 258.5, which governs advance payments from insurers. Here is what you need to know about this legal tool, how it can help you, and how our firm can advocate for your rights.

What Are Advance Payments?

Under Section 258.5(2) of the Insurance Act, if an insurer admits liability for all or part of a claim for income loss, they must make payments to the injured party before the full claim is settled. This can provide much-needed financial relief for victims struggling with lost income, medical bills, and ongoing rehabilitation costs.

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