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ARTICLE · 07 APRIL 2025

Can You Qualify For Accident Benefits Even If You Weren't Involved In A Collision? Maybe.

PMP Law
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In Ontario, if you are involved in a motor vehicle accident, you may be eligible for statutory accident benefits, regardless of who was at fault.

CanadaLitigation, Mediation & Arbitration
Paras M. Patel
Paras M. Patel

In Ontario, if you are involved in a motor vehicle accident, you may be eligible for statutory accident benefits, regardless of who was at fault. These benefits are part of Ontario's no-fault insurance system, designed to provide financial support for recovery. However, determining eligibility can be complex, especially when the incident doesn't involve a direct collision. Here's a guide to understanding if your injury qualifies for accident benefits.

The Two-Part Test for Accident Benefits

Ontario law employs a two-part test to determine if an incident qualifies as an "accident" for the purpose of receiving accident benefits:.

#1 - Purpose Test

Did theincident arise out of the ordinary and well-known activities for which automobiles are used?

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