There is never a good time to be seriously injured in a motor vehicle accident, but with recent
changes, it has become worse for people in Ontario.
Twice in the last decade, the Ontario government has reduced the
maximum coverage in some categories of no-fault benefits in the
Statutory Accident Benefits Schedule (SABS). The government may
have had good intentions – trying to reduce car insurance
premiums and the incidence of frivolous lawsuits – but this
has come at a great cost for accident victims.
Many plaintiffs will have access to other sources of collateral
benefits beyond the minimum requirement for automobile insurance
under the SABS. This can include employer-paid policies, private
health insurance policies or other such benefits.
