Last week, the Government of Alberta introduced the
following:
- Bill 41, the Insurance (Enhancing Driver Affordability and
Care) Amendment Act, 2020 ("Bill
41"); and
- Report by the Automobile Insurance Advisory Committee titled
"Fundamental Reform of the Alberta Automobile Insurance
Compensation System" (the "AIAC
Report").
At the same time, the UCP Government also passed Orders in
Council in effect on November 1, 2020 to amend the Minor
Injury Regulation, the Diagnostic and Treatment
Protocols Regulation, and the Automobile Accident
Insurance Benefits Regulation.
One of the key changes to the Minor Injury Regulation
includes broadening the definition of a minor injury in an accident
to a sprain, a strain, or a whiplash associated disorder
("WAD") injury "caused by the
accident that does not result in a serious impairment and includes,
in respect of a sprain, strain or WAD injury that occurs on or
after November 1, 2020, any clinically associated
