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ARTICLE · 12 JUNE 2018

The Insurer's Duty To Defend The Insured

On December 6, 2017, in Syndicat Lofts Wilson v. 1061 St-Alexandre, the Honourable Élise Poisson of the Superior Court of Québec handed down a ruling on the duty of insurer ...

CanadaInsurance

On December 6, 2017, in Syndicat Lofts Wilson v. 1061 St-Alexandre, the Honourable Élise Poisson of the Superior Court of Québec handed down a ruling on the duty of insurer Royal & Sun Alliance Insurance Company of Canada (hereinafter RSA) to defend the insured Constructions Reliance du Canada ltée (hereinafter Reliance).

The relevant facts are as follows. In April 2010, Reliance was engaged as a general contractor to renovate an old building and convert it to condominiums. In September 2011, the architect issued a completion certificate along with a list of the work to be completed. In October 2012 and January 2013, the technologist hired by the Syndicat Lofts Wilson syndicate filed reports attesting to several construction deficiencies. Reliance required the correction of these deficiencies by the various subcontractors involved in the project. Dissatisfied, the syndicate filed an introductory motion seeking damages against Reliance in October 2015.

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