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ARTICLE · 11 AUGUST 2011

Ontario Arbitrator Rules On Normal Uses Of An Abnormal Vehicle

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A recent case heard by the Financial Services Commission of Ontario demonstrates the importance to insurers of understanding their clients' businesses and the importance to insureds of setting clear policies and rules for their clients.

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A recent case heard by the Financial Services Commission of Ontario demonstrates the importance to insurers of understanding their clients' businesses and the importance to insureds of setting clear policies and rules for their clients. Failure to do so left the Economical Mutual Insurance Company liable for damages resulting from Daniel Whipple's paralysis.

After a day of golfing, drinking and partying as part of a group of 12 golfers, Mr Whipple and others engaged in various antics in a luxury limousine coach. The coach was a form of luxury bus, replete with large-screen televisions, high-end sound systems, mood lighting and mirrored ceilings. The specific coach also had a pole in the centre of the rear of the vehicle that the owner and the driver of the vehicle referred to as a "stripper pole".

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