ARTICLE · 13 JUNE 2025

Disability Insurance: 4 Myths And Realities

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Disability insurance: doesn't the province cover that? Isn't it baked into my employee benefits? Myths abound when it comes to crucial coverage that protects your paycheque.

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Lawyers Financial

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Disability insurance: doesn't the province cover that? Isn't it baked into my employee benefits? Myths abound when it comes to crucial coverage that protects your paycheque.

But here's one thing we know for sure: no one's immune from illness or injury. As a lawyer, you know more than most the value of reading the fine print. Let's look at a few persistent myths and check their sources.

But first, what is disability insurance? Disability insurance provides you with regular monthly income if you're unable to work due to an illness or accident. Think of it as income protection for the rest of your working life.

Myth #1. "I don't need it. I'm young and healthy."

The reality: Disability doesn't discriminate by age or physical condition.

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