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ARTICLE · 19 FEBRUARY 2026

Bermuda Monetary Authority 2026 Business Plan: Overview & Expertise – Regulatory

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Bermuda operates a highly integrated regulatory architecture under which the Bermuda Monetary Authority (BMA) exercises consolidated oversight across insurance, banking, investment business and funds, trusts, corporate service providers, money services and digital asset activity.

BermudaFinance and Banking
John Wasty
John Wasty
Jarion Richardson
Jarion Richardson
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Overview of the Regulatory Framework and BMA Oversight

Bermuda operates a highly integrated regulatory architecture under which the Bermuda Monetary Authority (BMA) exercises consolidated oversight across insurance, banking, investment business and funds, trusts, corporate service providers, money services and digital asset activity. While the statutory framework has long been risk-based, the previous five years marks a clear evolution in supervisory practices. The BMA moved decisively beyond technical compliance and periodic reporting toward an emphasis on supervisory judgement, governance outcomes and system-wide resilience.

This evolution is consistently articulated across successive BMA Annual Reports, Business Plans and thematic publications. The BMA now positions itself as an active steward of market integrity and financial stability, rather than a passive licensing or rule-enforcement body. That shift is visible not only in policy development and supervisory engagement, but

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