Competition In The ECOWAS Cross-Country Digital Market

The ECOWAS Regional Competition Authority (ERCA) conducted a nine-country study on e-commerce and digital finance, examining competition, consumer protection, regulatory gaps, and market conditions.

The ECOWAS Regional Competition Authority (ERCA) conducted a comparative market study across nine member states, examining competition in e-commerce and digital financial platforms, consumer protection issues at national and cross-border levels, gaps in regulatory frameworks, and market dynamics affecting entry and harmonization. This study focused on two of the most dynamic and strategically significant sectors, analyzing the regulatory and market structures that govern them, their alignment with competition principles, and their capacity to ensure effective consumer protection. It aimed to foster a market where competition is undistorted, barriers to entry are low, and transactions are transparent, fair, and secure. It considered market contestability, dominance,