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ARTICLE · 03 NOVEMBER 2009

Concurrent Causes Of Loss – Wayne Tank Yet Again

The Northern Territory Court of Appeal recently reviewed the Wayne Tank principle in a case where the loss resulted from more than one cause.

AustraliaInsurance

Article by Ashley Jones and Marcela Kamada

The Northern Territory Court of Appeal recently reviewed the Wayne Tank principle in a case where the loss resulted from more than one cause. Under the Wayne Tank principle, where there are two or more concurrent causes of the loss, one of which is an insured event and one which is an excluded event, the insurer is not liable to indemnify under the policy.

The Central Australian Aboriginal Congress (Congress), is an incorporated association that provided a wide range of medical and related services to its patient group. The Congress was one of the defendants in an action brought by the spouse of the late Clive Henry Impu for damages in negligence. The Congress suffered judgment for $236,972. The trial judge found the Congress had breached its duty of care to the deceased by reason of a number of "administrative" errors or failures, some by administrative staff, others by two medical practitioners employed by the appellant.

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