ARTICLE · 14 JANUARY 2019

Property exposures update - September quarter 2018

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This update provides a snapshot of APRA's quarterly property exposures data on commercial and residential sectors.

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The Australian Prudential Regulation Authority ('APRA') recently released its latest quarterly property exposure data for domestic and foreign Authorised Deposit-taking Institutions ('ADI's').

The Property exposures update - September quarter 2018 provides a snapshot of APRA's quarterly property exposures data on commercial and residential sectors.

Key insights

Loan exposure to foreign bank branches continues to expand, whilst the number of development loans written has declined in the 12 months leading up to September 2018.

Due to a marked reduction in the proportion of new interest-only loans (now well below the 30% threshold) in December 2018, APRA announced that it would remove the supervisory benchmark on interest-only residential mortgage lending by ADI's that was put in place as a temporary measure in March 2017.

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