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ARTICLE · 06 DECEMBER 2015

Property exposures update

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APRA has recently released its latest quarterly property exposure data.

AustraliaFinance and Banking
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The Australian Prudential Regulation Authority ("APRA") has recently released its latest quarterly property exposure data for domestic and foreign Authorised Deposit-taking Institutions ("ADI's").

Key takeaways...

Overall exposure to property

  • September data reflects the first contraction in residential investor exposure since 2008.
  • Total exposure to all property grew by just over 2.0% for the quarter and 8.7% for the year.
  • Growth in overall exposure was consistent with the June quarter, albeit now equally driven by residential and commercial lending.

Commercial sector

  • Exposure to mainstream commercial asset classes increased during the quarter, more than offsetting last quarter's decline.

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