ARTICLE · 05 APRIL 2017

PEXA And e-Conveyancing Demystified For Mortgagees

Dentons

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There is considerable confusion amongst mortgage lenders about the PEXA world. In this report we try to simply describe the way forward.

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There is considerable confusion amongst mortgage lenders about the PEXA world. In this report we try to simply describe the way forward.

Do I have to do anything?

Yes, e-conveyancing cannot be ignored. From 3 April 2017, standalone mortgages in South Australia must be lodged using PEXA. Progressively other states will also require compulsory use of PEXA.

Do I have to become a Subscriber?

The term 'Subscriber' describes somebody who is authorised by PEXA to lodge dealings through PEXA.

There is no point in becoming a Subscriber unless you plan to lodge your own mortgages or discharges of mortgage through PEXA. The insurance requirements for Subscribers are a significant barrier to non-ADIs becoming a Subscriber.

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