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ARTICLE · 03 DECEMBER 2018

Loan ranger: Five tips for private lending in Australia

Holding Redlich
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Prospective borrowers should keep the following tips in mind when targeting opportunities in the private lending space.

AustraliaFinance and Banking
William Kontaxis
William Kontaxis
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The private lending space in Australia is booming. There has been a considerable increase in both the number of players and the volume of transactions following the Big Four's crackdown on investment loans and construction loans thanks to the Financial Services Royal Commission. Borrowers seeking short to medium term finance are finding it increasingly difficult to secure funding from traditional channels and are looking to private lenders to fill the void.

New entrants into the market (and existing players looking to increase their portfolio) should keep the following five tips in mind when targeting opportunities in the private lending space.

  1. Speed

    With many prospective borrowers only finding out late that their preferred bank lender is not willing to proceed, private lenders need to be in a position to move fast in order to capitalise on opportunities. This stretches across the entire scope of the transaction – from issuing the letter of offer and

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This publication does not deal with every important topic or change in law and is not intended to be relied upon as a substitute for legal or other advice that may be relevant to the reader's specific circumstances. If you have found this publication of interest and would like to know more or wish to obtain legal advice relevant to your circumstances please contact one of the named individuals listed.

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