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ARTICLE · 25 JANUARY 2023

It Depends – Are gift and loan back arrangements effective?

Cooper Grace Ward
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Link to video & transcript discussing whether gift & loan back arrangements are effective.

AustraliaFinance and Banking
Keeghan Silcock
Keeghan Silcock
Clinton Jackson
Clinton Jackson
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In this edition of 'It depends', senior associate Keeghan Silcock talks about whether gift and loan back arrangements are effective.

Keeghan, along with partner Clinton Jackson, will be presenting on this topic at our Annual Adviser Conference on 23 and 24 March 2023. Register now to attend in person or online.

Video transcript

Hi and welcome to another edition of It Depends. Today I'll be talking about whether gift and loan back arrangements are effective.

What is a gift and loan back arrangement?

So, a gift and loan back arrangement involves an individual gifting an amount of money to a related lower risk entity, usually a discretionary trust. That entity will then lend the same amount of money back to that same individual and take security over one or more assets of that individual for the loan.

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© Cooper Grace Ward Lawyers

Cooper Grace Ward is a leading Australian law firm based in Brisbane.

This publication is for information only and is not legal advice. You should obtain advice that is specific to your circumstances and not rely on this publication as legal advice. If there are any issues you would like us to advise you on arising from this publication, please contact Cooper Grace Ward Lawyers.

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