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ARTICLE · 09 FEBRUARY 2025

How Does Refinancing Your Home Loan After Divorce Work?

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Understanding your mortgage rights and whether to go to a bank or mortgage broker.

AustraliaFinance and Banking
Jessica Balic
Jessica Balic
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Divorce is a big life change and figuring out what happens to the house is often the most stressful part. Whether you want to buy out your ex's share, sell the property or refinance the mortgage, it's important to know your options and your obligations.

To help you out, our divorce lawyers have put together this guide about refinancing a home loan after separation. From understanding your mortgage rights to whether to go to a bank or mortgage broker we'll walk you through the steps and the financials.

What to do with the mortgage after divorce

When a relationship ends the biggest financial decision you'll face is what to do with the home loan. Whether you own the house together or one partner has been paying most of the mortgage repayments there are a few options:

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