- Have you applied for credit and been refused, but not
understood why?
- Have you applied for credit and been told that credit will only
be provided on limited or onerous terms?
- Have you ever wondered why financiers have issues with your
application?
The answer may be that your credit report may present a
negative, and possibly inaccurate, view of your financial
position.
There are three major consumer credit reporting bureaux in
Australia:
- Experian,
- Equifax,
- and Illion.
In addition many entities will use Creditor Watch – a
division of Infotrack – for company credit reports.
When you apply for credit your financier will obtain a credit
report from one of these entities. That credit report will normally
include such information as:
