Albar & Partners > Kuala Lumpur, Malaysia > Firm Profile

Albar & Partners
Suite 14-3, Level 14, Wisma UOA Damansara II
No.6 Changkat Semantan, Damansara Heights,
Kuala Lumpur
50490
Malaysia

Malaysia > Banking and finance Tier 1

Albar & Partners benefits from a long-standing history in the banking and finance industry, and its reputation is further bolstered by its extensive and reputable client base, which is largely comprised of domestic and international financial institutions and investment banks. The firm has strong experience in both conventional and Islamic structures, and regularly advises on corporate and syndicated lending, leveraged and acquisition finance, and derivatives. Practice leader Chung Swee Loong is an industry veteran, who has handled an array of project finance transactions. Sharifah Dalilah Albar is a notable member of the department and advises clients on multi-facility loans and cross-border financing. Lily Tan Chea Li left the firm in February 2024.

Practice head(s):

Chung Swee Loong

Other key lawyers:

Key clients

AmInvestment Bank Berhad

CIMB Investment Bank Berhad

Hong Leong Bank Berhad

Maybank Investment Bank Berhad

MBSB Bank Berhad

MIDF Amanah Investment Bank Berhad

Public Investment Bank Berhad

RHB Investment Bank Berhad

United Overseas Bank (Malaysia) Berhad

Weststar Aviation Services Sdn Bhd

Work highlights

  • Advised MIDF Amanah Investment Bank Berhad on the Islamic term financing facility based on the Shariah principle of Murabahah via Tawarruq arrangement granted to MSA Resources Sdn Bhd as the Borrower.
  • Advised AmBank Islamic Berhad and United Overseas Bank (Malaysia) Berhad on the multilateral financing facility granted to to JAKS Solar Nibong Tebal Sdn Bhd as the Borrower.
  • Advised Weststar Aviation Services Sdn Bhd in the syndicated facilities granted by a consortium of banks.

Malaysia > Capital markets Tier 1

Albar & Partners’ practice is led by Chung Swee Loong, a specialist in debt capital markets instruments and project finance transactions. The scope of the firm’s work is broad and includes advising on debt, equity, and equity-linked products, as well as post-issue matters such as restructurings and refinancing. Advising a wide range of notable local and international clients, the team is also well-equipped to handle convertible and exchangeable securities, medium-term notes programmes, and asset backed securities. Sharifah Dalilah Albar specialises in conventional and Islamic transactions and asset financing. Lily Tan Chea Li and Cassandra Hogg left the firm in February 2024.

Practice head(s):

Chung Swee Loong

Other key lawyers:

Sharifah Dalilah Albar; Datin Seet Hooi Ping; Natalie Peh Suan Wan

Key clients

AmInvestment Bank Berhad

CIMB Investment Bank Berhad

Hong Leong Bank Berhad

Maybank Investment Banking Berhad

MBSB Bank Berhad

MIDF Amanah Investment Bank Berhad

Public Investment Bank Berhad

RHB Investment Bank Berhad

United Overseas Bank (Malaysia) Berhad

Weststar Aviation Services Sdn Bhd

Work highlights

  • Advised the joint principal advisers and joint lead arrangers for the establishment of the Sukuk Wakalah Programme established by Pengurusan Air SPV Berhad.
  • Advised a consortium of banks on the Initial Public Offering of ITMAX Berhad.
  • Advised the principal adviser and lead arranger in the Sukuk Wakalah Programmes and Corporate Bonds Programmes established by Malaysia Debt Ventures Berhad.

Malaysia > Islamic finance Tier 1

Boasting a well-established Islamic finance practice, the team at Albar & Partners advises on a wide range of transactions including Sukuks, Islamic medium term notes programmes, and other Shariah products. The firm counts leading local and financial institutions, investment banks, and insurance companies amongst its key roster of clients, which includes the likes of Maybank Investment Banking and AmInvestment Bank. Chung Swee Loong leads the banking and finance practice and advises on innovative Islamic structures, whilst Sharifah Dalilah Albar focuses on Sukuk programmes. Lily Tan Chea Li left the firm in February 2024.

Practice head(s):

Chung Swee Loong; Sharifah Dalilah Albar

Other key lawyers:

Niv Lee Chiw Poh

Key clients

AmInvestment Bank Berhad

CIMB Investment Bank Berhad

Hong Leong Bank Berhad

Maybank Investment Banking Berhad

MBSB Bank Berhad

MIDF Amanah Investment Bank Berhad

Public Investment Bank Berhad

RHB Investment Bank Berhad

United Overseas Bank (Malaysia) Berhad (UOB)

Weststar Aviation Services Sdn Bhd

Work highlights

  • Advised MIDF Amanah Investment Bank Berhad on the Islamic term financing facility based on the Shariah principle of Murabahah via Tawarruq arrangement granted to MSA Resources Sdn Bhd as the Borrower.
  • Advised AmBank Islamic Berhad and United Overseas Bank (Malaysia) Berhad on the multilateral financing facility granted to to JAKS Solar Nibong Tebal Sdn Bhd as the Borrower.
  • Advised Weststar Aviation Services Sdn Bhd in the syndicated facilities granted by a consortium of banks.

Malaysia > Corporate and M&A Tier 3

Albar & Partners is well-equipped to advise its client roster on M&A, de-mergers, public takeovers, joint ventures and IPOs, with demonstrable experience in the financial services and consumer goods sectors. Peh Suan Wan advises on a broad range of corporate exercises and commercial transactions. Lily Tan Chea Li left the firm in February 2024.

Other key lawyers:

Key clients

AmInvestment Bank Berhad.

CIMB Investment Bank Berhad

Creador Sdn Bhd

HARPS Global Pte Ltd

Kumpulan Perangsang Selangor Berhad

MMC Corporation Berhad

Maybank Investment Banking Berhad

Malaysia Building Society Berhad

MR D.I.Y. Group (M) Berhad

Weststar Aviation Services Sdn Bhd

Work highlights

  • Advised Harps Global PTE on the acquisition of Semperit Investments Asia Pte from Semperit Technische Produkte GmbH.
  • Advised a consortium of banks on the IPO of ITMAX Berhad.

The firm: Albar & Partners can trace its origins back to 1981. Today, Albar & Partners is an award-winning law firm based in Kuala Lumpur comprising over 40 fee-earners with a dedicated support team of nearly 100. With comprehensive understanding of the financial markets and its wealth of experience, Albar & Partners is one of Malaysia’s leading law firms in banking and finance with a strong emphasis on capital markets, as well as corporate and commercial law. The firm’s reputation has been forged over the years by offering innovative and value-added solutions to clients, grounded in clarity, insight and win-win partnerships.

There are a set of values which underpin our objectives, corporate culture and the way we work at Albar & Partners:-

  • Leading Expertise. Delivered in Excellence.
  • Powered by Passion. Driven by Solutions.
  • Wealth of Experience

Areas of practice
B
anking and finance: The award-winning banking and finance practice group offers a multitude of legal services for various transactions including corporate and syndicated lending, asset and share financing, acquisition and leveraged finance, mezzanine and structured finance, real estate and REIT finance, derivatives, interest and currency swap, cross-border and offshore lending.

The largest practice in the firm, Albar & Partners represents and advises both local and international financial institutions, state-owned entities, multi-national and government – linked corporations, public listed companies and conglomerates. The partners and associates have the requisite skills and depth of knowledge to advise on and structure transactions which are customised to clients’ needs coupled with a practical approach to balance between the parties’ objectives.

Capital markets: Albar & Partners brings the necessary expertise to meet the continuously evolving and diverse funding requirements of corporations in Malaysia. The debt capital markets team commands vast experience in areas such as Sukuk, commercial papers, medium term notes, asset-backed securities and convertible and exchangeable securities whereas the equity capital markets team handles all aspects of domestic and cross-border transactions including IPOs, rights offering and private placements. Clients include advisers, agents, trustees, investors and issuers ranging from various industry sectors.

Corporate and commercial: Albar & Partners provides advice on company and securities transactions dedicated towards serving the clients’ interests and goals in business. The firm acts in domestic and cross-border acquisition and divestments, corporate finance, M&A, take-overs and reverse take overs, joint ventures, privatisations, corporate restructuring and scheme of arrangements, foreign direct investment advice including formation and structuring of corporate entities. Industry sectors canvassed include projects and infrastructure, securities regulations, ICT, defence and security, Government and Public Policy, energy, oil and gas and utilities hospitality and leisure.

Islamic finance: A pioneer in Islamic finance, Albar & Partners played a pivotal role in Malaysia’s first ever Islamic securitisation programme under the Shariah principle of Musyarakah arising out of a tri-partite Istisna’ contract. In addition, we take great pride in being involved in the world’s first ever Islamic principle-based plantation real estate investment trust. Drawing on the firm’s vast knowledge of the philosophy and application of Shariah principles, we are instrumental in advising and structuring numerous innovative Islamic financing transactions.

Litigation: The firm’s litigation and ADR practice features lawyers who specialise in resolving disputes for various clients such as major local banks, financial institutions, insurance corporations, government linked companies and other conglomerates in Malaysia.

We participate in the full spectrum of dispute resolution and litigation mechanisms, ranging from negotiation, mediation, arbitration and conflict resolution to vigorous courtroom strategy, interlocutory applications, trials and appellate proceedings. The firm’s dedicated legal team provides counsel on a broad spectrum of legal issues including banking litigation, debt recovery, execution and enforcement proceedings, commercial litigation, construction disputes and arbitration, insolvency advice pertaining to liquidation, winding up, bankruptcy, special administrator, restructuring and appointment of receivers and managers.

Project finance: The dynamic practice is experienced in advising in project financing for various industry sectors such as construction, education, energy and power, healthcare, infrastructure, leisure, oil and gas, plantation and property development projects. Often involved at the very initial stages of negotiations, Albar & Partners plays an important role in the structuring process by helping clients to assess and contain risks to ensure adequate protection of interests.

Recent accolades: Islamic Finance Firm of the Year, Debt Market Deal of the Year and Real estate Deal of the Year: ALB Malaysia Law Awards 2019

Acknowledged as an Outstanding Firm in Banking and finance, Banking and financial services and Capital Markets by Asialaw Profiles (2020).

Ranked as a Top Tier Firm in Banking & Finance and Capital Markets by IFLR1000 (2020). 

Recognised as a Top Ranked Firm in Banking & Finance, Debt Capital Markets and Equity Capital Markets by Chambers Asia Pacific (2019).

4 times winner of the Projects Energy & Infrastructure Law Firm of the Year Award at the ALB Malaysia Law Awards.

Recent transactions:  Advised the issuer in the public offering of shares by Leong Hup International Bhd in conjunction with its listing on the Main Market of Bursa Malaysia in one of the largest IPOs in Malaysia for 2019.

Advised the principal advisers, joint lead arrangers and managers in the structured covered Sukuk Murabahah facility of up to RM2.295bn by MBSB Bank Berhad (Debt Market Deal of the Year: ALB Malaysia Law Awards 2019).

Advised the vendor, Syarikat Pengeluar Air Selangor Holdings Berhad in the RM2.55bn disposal of its entire equity interest and redeemable unsecured loan stocks of its subsidiary, Syarkat Pengeluar Air Selangor Sdn Bhd to Pengurusan Air Selangor Sdn Bhd.

Advised the mandated lead arrangers and book-runners in a cross-border financing for a real estate development in Central Boulevard, Singapore by Novel Vortex Limited, a subsidiary of Malaysian property giant, IOI Property Group Berhad: (Real Estate Deal of the Year: ALB Malaysia Law Awards 2019).

Advised the purchaser, Malakoff Gulf Limited, a wholly-owned subsidiary of Malakoff International Limited which in turn is a wholly-owned subsidiary of Malakoff Corporation Berhad in the US$70m proposed acquisition of the entire equity interest in Desaru Investment Limited from Khazanah Nasional Berhad.

Advised the principal advisers and joint lead arrangers in the RM1bn unrated medium-term note programme established by Tradewinds Hotels & Resorts Sdn Bhd, one of Malaysia’s largest hotel owners.

Advised Perangsang Dinamik Sdn Bhd in the RM311.25m cross-border acquisition of entire issued share capital of Toyoplas Manufacturing Malaysia Sdn Bhd from Toyoplas Consolidated Limited.

Advised the issuer in the perpetual Islamic notes programme of RM2bn based on the Shariah principle of Musharakah established by UMW Holdings Berhad (Musharakah Deal of the Year: IFN Law Awards 2018).

Advised Malaysia Building Society (MBSB) in its merger with Asian Finance Bank (AFB), in which MBSB acquired 100% equity interest in AFB in a RM2.2bn deal creating the second largest stand-alone Islamic bank in Malaysia (Equity & IPO Deal of the Year award: IFN Law Awards 2018).

Advised the issuer in the RM2bn Sukuk Programme for Senior and Subordinated Sukuk Murabahah established by Danajamin Nasional Berhad, Malaysia’s first financial guarantee insurer (Commodity Murabahah/Tawarruq Deal of the Year: IFN Law Awards 2017).

Department Name Email Telephone
Banking and finance Lily Chea Li Tan
Banking and finance Swee Loong Chung
Banking and finance Sharifah Dalilah Albar
Competition Natalie Suan Wan Peh
Competition Hooi Ping Seet
Corporate advisory & M&A Lily Chea Li Tan
Corporate advisory & M&A Natalie Suan Wan Peh
Corporate advisory & M&A Hooi Ping Seet
Corporate advisory & M&A Cassandra Hogg
Debt capital markets & securitisation Lily Chea Li Tan
Debt capital markets & securitisation Swee Loong Chung
Debt capital markets & securitisation Sharifah Dalilah Albar
Equity capital markets Lily Chea Li Tan
Equity capital markets Natalie Suan Wan Peh
Equity capital markets Cassandra Hogg
Islamic Finance Lily Chea Li Tan
Islamic Finance Swee Loong Chung
Islamic Finance Sharifah Dalilah Albar
Project finance (inc infrastructure & energy) Lily Chea Li Tan
Project finance (inc infrastructure & energy) Swee Loong Chung
Project finance (inc infrastructure & energy) Sharifah Dalilah Albar
Risk and knowledge management Sweet Ping Phang
Capital Markets Lily Chea Li Tan
Capital Markets Swee Loong Chung
Capital Markets Natalie Suan Wan Peh
Capital Markets Hooi Ping Seet
Capital Markets Cassandra Hogg
Corporate & Commercial Lily Chea Li Tan
Corporate & Commercial Natalie Suan Wan Peh
Corporate & Commercial Hooi Ping Seet
Corporate & Commercial Cassandra Hogg
Litigation & Alternative Dispute Resolution V. Vijakumar
Litigation & Alternative Dispute Resolution Raiza Zakaria
Photo Name Position Profile
Sharifah Dalilah Albar photo Ms Sharifah Dalilah Albar Partner  Dalilah has advised a multitude of clients, both local, regional and…
Narayanan Chandran photo Dato Narayanan Chandran Consultant Datuk N. Chandran consults in the areas of litigation and dispute…
Swee Loong Chung photo Mr Swee Loong Chung Joint Managing Partner Swee Loong is one of the founding partners of…
Cassandra Hogg photo Ms Cassandra Hogg Partner Cassandra’s practice focuses on Equity Capital markets including initial public offerings,…
Izian Idiawaty Husin photo Ms Izian Idiawaty Husin Partner Izian’s practice focusses on banking & finance, including syndicated & club-lending…
Niv Chiw Poh Lee photo Mr Niv Chiw Poh Lee Partner Niv is an experienced practitioner in the areas of banking &…
Nurbaiyah Mohamad Salleh photo Ms Nurbaiyah Mohamad Salleh Partner Nurbaiyah has experience advising local conglomerates on a range of corporate…
Natalie Suan Wan Peh photo Ms Natalie Suan Wan Peh Partner  Natalie provides legal advice on corporate exercises and commercial transactions involving…
Hooi Ping Seet photo Ms Hooi Ping Seet Partner Hooi Ping has extensive experience in corporate and securities transactions, canvassing…
Lily Chea Li Tan photo Ms Lily Chea Li Tan Joint Managing Partner Lily is one of the founding partners of Albar…
Abraham Tat Hon Teh photo Mr Abraham Tat Hon Teh   Partner Abraham’s practice focuses on banking & finance, debt capital markets…
V. Vijakumar photo Mr V. Vijakumar Senior Partner – Administration Vijay is one of the founding partners of…
Raiza Zakaria photo Ms Raiza Zakaria Partner Raiza is an experienced practitioner whose practice focuses on banking and…
Number of lawyers : 43
English
Bahasa Malaysia
Chinese (Mandarin)
Tamil
Contacts : Ms. Lily Tan Chea Li (Joint Managing Partner)
Contacts : Mr. Chung Swee Loong (Joint Managing Partner)

CLIENT #1: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Very good in the drafting of documents”


CLIENT #2: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Albar & Partners is perhaps the best legal firm in Kuala Lumpur for corporate transactions.”


CLIENT #3: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “They are willing to go the extra mile for us.”


CLIENT #4: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “…they provide valuable legal input, are responsive to issues, and always meet expectations in terms of quality for assigned tasks.”


CLIENT#5: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “good technical knowledge and professionalism.”


CLIENT #6: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “…fast turnaround of work whilst maintaining the necessary quality.”


CLIENT #7: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Good and commercially balanced advice.”


CLIENT #8: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Committed to assignment with professional legal advice, quick response time and good drafting skills. Demonstrated commendable experiences in debt capital market transactions.”


CLIENT #9: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Strong legal advisory.”


CLIENT #10: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Technically sound, and provides good practical advice.”


CLIENT #11: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Very well-versed in Islamic finance”.


CLIENT #12: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “The responsive, experienced team at Albar & Partners has in-depth knowledge and provides constructive solutions.”


CLIENT #13: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Albar & Partners has excellent technical skills coupled with commercial feel and understanding. Both the Banking & Finance and Capital Markets teams that we have worked are very responsive and pragmatic. All members have exhibited extremely good interpersonal skills, especially when dealing with our operational and commercial teams.”


CLIENT #14: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Their debt capital markets team have always been top-notch. Albar & Partners achieves the right balance between what investors and issuers are looking for. They have a knowledgeable and hardworking team. They can always be counted on to complete any assignment well.”


CLIENT #15: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Albar & Partners has a core team of senior partners that can be relied on. The partners are very hands-on in identifying the issues and providing options and advice; when it was crunch time, they were really involved and delivered. They have a big team to put on the transactions, with very solid and experienced associates who were able to deliver without having to wait for senior partners.”


CLIENT #16: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “The firm’s efficiency, experience, legal knowledge, and courteous service will be always appreciated. I have nothing but good things to say of the dispute resolution and litigation team at Albar & Partners”.


CLIENT #17: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Lily Tan Chea Li is a very strong lawyer.”


CLIENT #18: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Lily Tan Chea Li is a great partner who reverts in a timely manner.”


CLIENT #19: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Lily Tan Chea Li is a very experienced lawyer who has provided valuable services to the industry for more than 20 years.”


CLIENT #20: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Lily Tan Chea Li, Chung Swee Loong are very experienced lawyers in the banking and finance sector. Reliable, professional with quality service provided.”


CLIENT #21: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Lily Tan Chea Li has the two key attributes that we are looking for – strong technical expertise as well as good business acumen. She is always a pleasure to work with, given her positive attitude, cooperative approach and overall friendliness”.


CLIENT #22: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Lily Tan Chea Li has in-depth industry knowledge. She is very candid, straightforward and able to come up with solutions to issues and provide value-added advice.”


CLIENT #23: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Chung Swee Loong does a substantial amount of conventional and Islamic banking.”


CLIENT #24: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL:”Chung Swee Loong is top-notch for banking. You can totally rely on him if you want something complex done.”


CLIENT #25: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Chung Swee Loong is very experienced and has the ability to combine commercial knowledge with legal expertise, whilst also possessing a deep knowledge of Malaysia’s debt capital markets.”


CLIENT #26: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Chung Swee Loong has the ability to grasp commercial terms and transfer them to the legal documents. He is extremely diligent, commercially minded and able to articulate his views well. He always finds solutions and has a reputation as a deal closer.”


CLIENT #27: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Chung Swee Loong has strong technical ability and sound understanding of the business environment his client operates in. He has excellent negotiations skills and superb expertise, particularly in Islamic financing. If I have a complex transaction, I would go to him. He’s well regarded in the market.”


CLIENT #28: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Mr. V.Vijakumar is highly recommended because of his great experience in the area of civil litigation and contractual disputes. He personally attends to matters and has always provided support on short notice.”


CLIENT #29: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “I had the pleasure of dealing directly with both Mr. V. Vijakumar and Datuk Chandran. I recall their immediate responses, valuable opinion and personal attention to the cases. Given the aforementioned, needless to say Albar & Partners was always my preferred choice whenever decisions on solicitors’ appointments had to be made.”


CLIENT #30: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Lily Tan Chea Li and Natalie Peh are a good mix of commercial and academics, and are very pleasant to work with. We work well with their team, even at ungodly hours in the night.”


CLIENT #31: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Lily Tan Chea Li and Cassandra Hogg and their team of associates are highly capable and have sound knowledge in the legal matters/issues that were highlighted to them. They were able to explain and break down complex issues into something that is easily understood by the client.”


CLIENT #32: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Natalie Peh is sound and knowledgeable in legal aspects, fast and responsive in execution.”


CLIENT #33: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Seet Hooi Ping is very good, timely and accurate.”


CLIENT #34: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Seet Hooi Ping is precise and gives good advice.”


CLIENT #35: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Cassandra Hogg was instrumental in coordinating the information gathering, providing a very in-depth yet practical approach in various issues, particularly matters dealing with relevant authorities.”


CLIENT #36: – personal details undisclosed –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Sharifah Dalilah Albar is good.”


CLIENT #37: – personal details –
COMPANY/FIRM: – confidential –
TESTIMONIAL: “Niv Lee Chiw Poh is meticulous, consistent “