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Debt recovery in South West

Clarke Willmott LLP

The ‘approachable and extremely knowledgeable' Clarke Willmott LLP provides expertise in areas ranging from high-volume, pre-legal debt collection to litigation and insolvency action. The firm also has experience in payment agreements, including instalment monitoring, chasing defaults and regular instalment assessments. Philip Roberts specialises in insolvency action, debt litigation, enforcement and judicial review, as well as complex orders for sale and leasehold recoveries. He co-leads the practice with Kathryn Quinton, who focuses on systems, debt process, information security, compliance and quality assurance.

Practice head(s):

Philip Roberts; Kathryn Quinton

Other key lawyers:

Kayleigh Cullis


‘They undertake our work efficiently and are quick to offer solutions and advice’

‘The team are not frightened to say when they think that it’s not efficient to continue with action’

‘The team have taken the time to understand our business and the environment in which we work and this makes a big difference on the recovery rate’

‘Kayleigh Cullis leads the team impressively. She definitely leads from the front and it’s clear that the team follow her direction. She is always very thorough, covering every angle, and doesn’t hesitate to offer commercial, sound advice’

‘Phil Roberts continues to be a great support to our business. He is always happy to go out of his way to help, often at short notice’

‘Phil Roberts will often go the extra mile to help our team improve their working practices and has presented several seminars to the business and credit control team over the years to assist with their continual improvement’

‘The team is very personable and down-to-earth, which isn’t always the case with larger firms of solicitors’

‘Kayleigh Cullis manages the entire debt collection process for us, giving a level of assurance that things will be dealt with’

Key clients

The Insolvency Service

Wembley National Stadium Ltd

Highways England

Escada (UK) Ltd


Viridor Waste Management

Warner Bros. Entertainment UK Ltd

Wireless Logic

Plymouth Block Management

Fresh Property Management Ltd

Thames Water Utilities Ltd

Premier Training International Ltd

Driving Standards Agency

Corona Energy

Cardstream Ltd

Build Supplies Ltd

The Financial Conduct Authority

Work highlights

  • Assisting the Insolvency Service with the collection of income payment agreements and recovery of directors’ loans, antecedent recoveries and book debts.
  • Advising the Financial Conduct Authority on the recovery of unpaid regulatory fees from FCA-registered firms.
  • Advising the Football Association – Club Wembley on the recovery of unpaid annual fees from members.


TLT advises clearing banks, new market entrants and specialist lenders on a range of mortgage-related matters, including loan portfolio transactions. As well as mortgage enforcement work, the practice has experience selling repossessed properties on behalf of lenders and fixed charge receivers. Graham Walters leads the team and focuses on advising banks, mortgage lenders and LPA receivers on mortgage-related disputes and litigation, notably landlord and tenant issues.

Practice head(s):

Graham Walters

Key clients

The Royal Bank of Scotland plc

Ashfords LLP

Ashfords LLP has the ‘perfect balance of professionalism and friendliness'. The firm is known for the recovery of invoices, as well as providing expertise in the recovery of debts from foreign debtors. Legal director Katie Farmer leads the practice and has particular experience in recovering debt from jurisdictions including the US, Russia and France.

Practice head(s):

Katie Farmer


‘I am always made to feel I am a valued client, and any queries I have are always looked into, however trivial they may be’

‘Although Ashfords is a large firm, the service is what I would expect from a small family business: it is personal and I feel that I am important to them’

‘Holly Ransley and Katie Farmer are a pleasure to speak to, as they know exactly what my needs are’

Thrings LLP

Thrings LLP advises on all aspects of debt and asset recovery, acting on both domestic and cross-border disputes. The firm has experience in pre-action protocol compliance, issuing claims, enforcement and disputed debts. Practice head Ramona Derbyshire has particular specialisms in complex commercial disputes, financial services litigation and professional negligence claims. Also notable in the area is recoveries manager Amanda Richardson.

Practice head(s):

Ramona Derbyshire

Other key lawyers:

Amanda Richardson

Key clients

Honda Finance Europe Plc

Citipost Group

Mannings Facilities Management Ltd

Wilson Tool International (Europe) Limited

UTAX (UK) Limited

Marks & Clerk LLP

Tavistock Financial Limited

SLR Consulting Ltd

Smiths Roofing Contractors Limited

The Bar Council

Openwork Limited

Stanley Security Solutions Limited

Work highlights

  • Advising Openwork Limited on the recovery of £40,000 clawback of commission debt from defaulting financial advisers under the Openwork financial advice network.
  • Advising a global manufacturer of beauty products on the recovery of small to mid-sized debts from companies and individuals in various jurisdictions.
  • Advising three London chambers with multiple instructing barristers on the recovery of £300,000 in fee debt from a London-based law firm.

Womble Bond Dickinson (UK) LLP

The ‘professional and approachableWomble Bond Dickinson (UK) LLP covers the full spectrum of debt recovery work for national and international clients. The practice ‘consists of a very experienced and knowledgeable team of high-quality lawyers'. Notable in the area are Stephen Dilley, who specialises in commercial litigation, and managing associate Andrew Wilson, who ‘goes the extra mile for clients'.

Other key lawyers:

Stephen Dilley; Andrew Wilson


‘The service that we receive from Womble Bond Dickinson has been consistently excellent’

‘They are very reliable and always provide honest and open advice and legal support for us’

‘Responses to queries and action requests have been timely and the information provided has been clear and understandable’

‘Andrew Wilson is unfailingly responsive and helpful in complex and fast-moving situations’

‘They will go above and beyond to help clients with their cases and are very responsive to all enquiries’

‘The firm consists of a dynamic team of lawyers that are easily accessible and very helpful in all the preparatory stages of a case’

‘Andrew Wilson is proactive in ensuring that counsel is well briefed and understands all relevant facets of the dispute and background’

‘Andrew Wilson is reactive and innovative’

‘They all work together as a unit and can help even when others are out of the office’

Michelmores LLP

Michelmores LLP is experienced in debt recovery nationally and internationally. Jonathan Kitchin is active in the area and leads the firm’s commercial and regulatory disputes team.

Other key lawyers:

Jonathan Kitchin


‘Jonathan Kitchin is a very astute, sound, pragmatic and measured commercial adviser.’


Specialising in acting for energy and utilities sector clients, VWV advises on a range of debt recovery matters. Ed Husband leads the litigation and recoveries team in Bristol, providing expertise in commercial disputes, insolvency, restructuring and debt recovery.

Practice head(s):

Ed Husband