Debt recovery in South West

Clarke Willmott LLP

The team at Clarke Willmott LLP provides a comprehensive service to clients, with work covering general debt recovery advice, high-volume pre-legal debt collection and insolvency action, among other matters. It regularly advises clients on all stages of collections, including pre-action letters, court proceedings, payment agreements, bankruptcies, IVAs and CVAs. Philip Roberts and Kathryn Quinton jointly lead the practice; Roberts is experienced in advising commercial clients and residential landlords, while Quinton oversees the firm's government and insurance contracts.

Practice head(s):

Philip Roberts; Kathryn Quinton


Clarke Willmott is a very down to earth, yet professional body – I wouldn’t hesitate to recommend them to anyone. They explain things in layman terms without coming across as superior

I would pick out the quality of the communication; responses are prompt, informative and strike the right balance between politeness and professionalism

The team communications appear to work well

The team is highly qualified in all aspects of debt recovery, and has taken the time to get to know our business and the environment that we work in. Every member of the team is knowledgeable and takes the time to give various options to us, along with their recommendations

They are always happy to go the extra mile for us and nothing seems too much trouble

They are the benchmark for us, we compare other firms’ performance against them and have yet to find one that beats their service

They are quick in dealing with cases

My contact has been Caroline Wheeler; the team she works with are extremely efficient and I feel I can always turn to them if I ever have any property-based problems

The service provided by Kayleigh Linford in particular has been well received. Kayleigh is always responsive and has achieved a number of good results for us

Phil Roberts has been the main contact and he has been extremely helpful and given regular feedback and recommendations to assist with the recovery of the debt

Phil Roberts is always on-hand and available to provide practical and good advice. Nothing is too much trouble for him, and he has regularly come into the business to provide seminars/workshops to various teams

Kayleigh Linford is a delight to work with. She is always happy to hear from us, no matter how close to Court deadlines we get, and always displays a calm and unflappable attitude. She provides clear and concise advise and shows a good understanding of how our business works

Key clients

Abbott Fielding

Access Self Storage Limited

Active Iq

Alabaré Christian Care And Support

Albert E James & Son Ltd

Antony Batty & Company

Baker Tilly Creditor Services Limited

Batmink Limited T/a Batmink Distribution

Beckett And Kay Llp

Benedict Mackenzie

Bristol International Balloon Fiesta Limited

Brymore Academy

Build Supplies Ltd

Built Environment Communications Group Limited

Bulley Davey

Burton Sweet Corporate Recovery Limited

Butlers Walk Management Company Limited

Bystronic Uk Limited

C N Unwin Ltd

Capital Books

Car Finance 247

Cave Veterinary Specialists Ltd

Celestia Management Company Limited

Better Move Limited

Cognitive Group Limited

Contempo Recruitment

Corona Energy

CVR Global LLP

Dan-Floor (uk) Ltd

Debt Clear Associates

Deloitte Llp

Driver & Vehicle Standards Agency

Dunwear Property Limited

Fifteen Twelve Limited

Foster & Foster Solicitors

Four Seasons Tree Services Ltd

Francis Clark Llp

Freeman Rich

Frp Advisory Llp

Fusion People Limited

Gibson Booth

Good Energy Gas Ltd

Good Energy Limited

Grant Thornton Uk Llp

Greenslade Taylor Hunt


Hanger Court ( Management) Limited

Harper Group Construction Limited


Herron Fisher

Hgc Civil Engineering Ltd

Highways England

Hunts Foodservice Ltd

Hydes Of Bristol

Joma Sport (UK)

Kevin Brown Advisory Limited

Kingston Smith & Partners Llp

Kpmg Llp

Larking Gowen

Ldl Components Limited

Leonard Curtis Business Solutions Group

Liberta Financial Ltd

London Borough Of Enfield

Mazars Llp

Menzies Business Recovery Llp

Mike Warren Consultancy Ltd

Moore Stephens

Newport Land Reclamation Ltd

Origin Housing Limited

Palmer & Harvey Mclane Ltd

Park Resorts Limited

Paystream My Max Ltd

Pieminister Ltd

Powervamp Limited

Premier Training International Limited

Pricewaterhousecoopers LLP

Pulse Printing Products Limited

Queenswood Natural Foods

Quinn Building Products

Quinn Cement

Quinn Cement ( N I) Ltd

Quinn Therm Ltd

Rawle Gammon & Baker Ltd

Remarkable Pendragon Limited

Rexquote Ltd

Richard Long & Co

Richmond Event Management Ltd

Rogerstone Woodworkers Limited C/o Parkmans

Safe Transport (south West) Limited

Salons Management Limited

Sid Valley Practice

Smith & Williamson Llp

Smith Cooper

Snows Timber Ltd

Sony Europe Ltd

South West Water

Springfields Advisory Llp

Stone King Llp

Thames Water Utilities Ltd

The Insolvency Service

The Mayor And Burgesses Of The London Borough Of Harrow

The Moore Scarrott Partnership LLP

The Scotts Company (uk) Limited

The University Of Reading Science & Technology Centre Ltd

Thomas & Claire Cave T/a Cave Veterinary Speciialists

Tmb Day Nurseries Ltd

Turpin Barker Armstrong

UHY Hacker Young

Unity Farm Holiday Centre Ltd T/a Holiday Resort Unity

University Of Reading

Viridor Enviroscot Limited

Viridor Waste (Thames) Ltd

Viridor Waste Exeter Limited

Viridor Waste Management Limited

Viridor Waste Management Limited

W. Gadsby And Son Limited

Wellington School

Wellington Self Storage Ltd

Wembley National Stadium Limited

Wessex Resolutions C.I.C.

Wessex West Country Finance Ltd

Westminster Court ( Kingshurst) Management Company Limited

Wilson Field Ltd

Windsor Heights ( Redditch) Management Co Limited

Wireless Logic Ltd

Work highlights

  • Ongoing contract with Corona Energy to recover unpaid commercial and residential gas and electricity debts throughout the UK. Recently recovered a disputed debt of £380,000 from a hotel chain.
  • Acted for Wireless Logic Limited in recovering disputed debts relating to data usage charges.
  • Advised the London Borough of Enfield on recovering debts arising from unpaid council tax and business rates pursuant to liability orders obtained.
  • Instructed by The Official Receiver to recover book debts due to a liquidated estate.
  • Instructed by the Football Association – Club Wembley to recover debts arising from unpaid annual fees under the terms of a membership agreement.


TLT captures a significant share of the secured recoveries market, where it is widely recognised as a market-leader. It advises major clearing banks, new market entrants and specialist lenders on mortgage-related matters, including loan portfolio transactions. The firm also has key expertise in the mortgage enforcement and lender sales space, handling contentious litigation and non-contentious repossession transactions. Graham Walters heads up the team from the firm's Bristol office.

Practice head(s):

Graham Walters


I find that personal attention is a key characteristic of the firm; Graham Walters particularly invites conversation and we catch up regularly on matters affecting my firm directly

The firm are great advocates and attendees of industry forums and will present on current matters for attention

Graham Walters always takes the time to engage clients directly and the offers of value add are always beneficial to us

Key clients

The Royal Bank of Scotland plc

Michelmores LLP

Michelmores LLP predominantly acts for public agencies and bodies in the debt recovery space, where it handles both domestic and cross-border recovery and enforcement matters. Jonathan Kitchin is the key name in the department.

Practice head(s):

Jonathan Kitchin

Thrings LLP

Thrings LLP undertakes all aspects of domestic and cross-border disputes for clients. Its team is knowledgeable about pre-action and protocol compliance, risk and credit control advice, as well as the issuing of claims and enforcement action. The group is increasingly sought out to act for financial service providers, particularly in relation to consumer, vehicle and asset recovery under regulated agreements. Practice head Ramona Derbyshire handles disputed debt matters, including those with cross-border elements.

Practice head(s):

Ramona Derbyshire

Other key lawyers:

Amanda Richardson

Key clients

Citipost Group

Mannings Facilities Management Limited

Wilson Tool International (Europe) Limited

Utax (UK) Limited

Marks & Clerk LLP

Tavistock Financial Limited

SLR Consulting Limited

Work highlights

  • Acting for a barrister in the recovery of significant unpaid fees from an African state.
  • Instructed by Citipost Limited to recover unpaid invoices and defended counterclaims for breach of contract.
  • Acting for a client in debt recovery and enforcement of debt in an overseas jurisdiction.
  • Disputed claim against a national supermarket for non-payment of invoices for services provided.


VWV is particularly well-known for representing clients in the energy and utilities sector in debt recovery matters; its track record dates back more than 30 years. In addition, the firm acts for administrators and liquidators, as well as companies entering insolvency. The education sector is another driver of work. The key name in Bristol is Ed Husband, who works closely with the Birmingham office. Husband is active in financial distress disputes, business breakdown and insolvency, and also energy sector debt recovery.

Practice head(s):

Ed Husband

Key clients

Handicare Accessibility Limited

The Bar Council

EDF Energy Customers Plc – since 2010

Kingston Smith & Partners LLP

1stClaims Limited

Phoenix Commercial Catering Equipment Limited

Rothdean Limited

Severn River Crossing Plc

The Health & Safety Group Limited

FastTrack Management Services Limited

Begbies Traynor (Central) LLP

Porcelanosa North West Limited

Work highlights

  • Acted for the liquidators of Officeserve Technologies Limited in recovering significant sums paid out to multiple third parties.
  • Instructed to resolve a historic dispute between the client and a debtor.
  • Represented a client in a dispute over unpaid electricity and gas invoices.
  • Assisting a client with various cases where customers are refusing to pay or have entered a formal insolvency process.

Womble Bond Dickinson (UK) LLP

Womble Bond Dickinson (UK) LLP provides debt recovery advice to national and FTSE corporate clients, with the work ranging from pre-action claims to enforcement. Stephen Dilley is a key figure.

Practice head(s):

Stephen Dilley

Ashfords LLP

Ashfords LLP's debt recovery team is a core part of the firm's wider restructuring and insolvency department, and is best known for the recovery of invoices. In addition, the firm assists clients with the recovery of debts from foreign debtors based abroad. Key clients include banks, professional service firms, local authorities, estate agents and SMEs. Katie Farmer heads up the group.

Practice head(s):

Katie Farmer

DAC Beachcroft LLP

DAC Beachcroft LLP has notable expertise in the recovery of business debts for investment funds and insurers. Practice head Giles Hindle is experienced in dealing with all types of corporate insolvency, both domestically and internationally.

Practice head(s):

Giles Hindle

Lester Aldridge LLP

Lester Aldridge LLP advises both businesses and individuals on the recovery of secured and unsecured commercial and personal finance, recovery of assets, consumer and credit disputes, financial fraud and leasing regulations. The firm has a notable specialism in bulk recoveries of both debts and assets, from pre-legal collections to litigation. Ann Lloyd heads up the team.

Practice head(s):

Ann Lloyd