Next Generation Partners

Rising Stars

Debt recovery in South West

Clarke Willmott LLP

Clarke Willmott LLP provides debt recovery advice to an enviable client roster, which ranges from local authorities and government bodies to insurers and commercial businesses. Praised as ‘knowledgeable’ and ‘proactive’, the Taunton-based team is sought after for its expertise in matters such as insolvency actions, payment agreements, and legal collection work. Philip Roberts acts as practice head and also regularly leads on insurance, commercial and residential managing work alongside debt recovery issues. Senior associate Stuart Hoysted is well versed in insolvency litigation and enforcement actions.

Practice head(s):

Philip Roberts

Other key lawyers:

Stuart Hoysted; Kayleigh Cullis


‘The team is knowledgeable and proactive when taking on new debt collection advice.’

‘The team are excellent, they keep us informed throughout the process and explain the process and next steps in full. Their attention to detail is superb.’

‘They are personable, approachable and easy to get on with.’

‘The team are great and give great advice.’

Key clients


Hyde Housing Group

Waters and Gate

Ministry of Defence

Premier Training International Limited

TT2 Limited

London Borough of Enfield

Corona Energy

Wembley National Stadium Limited

Thames Water

Work highlights

  • Advised Corona Energy on high-volume and complex debt recovery and insolvency matters.
  • Provided debt recovery services to leading debt collection agency Waters & Gate.
  • Undertook high-volume leasehold debt recovery on behalf of registered provider, Hyde Housing.

Ashfords LLP

Situated within the restructuring and insolvency department, Ashfords LLP‘s debt recovery practice frequently collaborates on matters with the firm’s commercial litigation group. Recovering debts from foreign debtors, handling the enforcement of personal guarantees, and assisting invoice and statutory debts form part of the team’s advisory portfolio. Holly Ransley helms the practice and has extensive experience handling insolvency claims at both a domestic and cross-border level. David Pomeroy is noted for his knowledge of contentious insolvency matters. Former practice head Katie Farmer moved to Trowers & Hamlins LLP in July 2022.

Practice head(s):

Holly Ransley

Other key lawyers:

David Pomeroy


‘Ashfords provide a very personal service. There is no judgment when I ask rather mediocre questions, rather they answer fully in a way that I understand without being patronising.’

‘I primarily work with Holly Ransley, and I couldn’t find a more helpful, knowledgeable, friendly, though professional, person to work with. She often anticipates any problems I may have with a particular case and will work with me to alleviate them before they escalate.’

Work highlights

  • Advised a maritime client in relation to the recovery of a shipping debt.
  • Advised a banking client in relation to a personal guarantee.
  • Successfully advised a client on a settlement and recovered a debt from an international company based overseas.


TLT‘s debt recovery team is involved in high-profile work for clearing banks, lenders, building societies and new market entrants. Sarah Vance heads up the firm’s mortgage enforcement team, which is known for its focus on repossession litigation, while Sian Davies leads the lender sales and receiver group. Graham Walters is a key contact for mortgage disputes, where he counts lenders, banks and LPA receivers among his clients.

Practice head(s):

Sarah Vance; Sian Davies

Other key lawyers:

Graham Walters


‘Graham Walters and the team are always attentive and proactive to bring issues to our attention.’

‘The team at TLT are professional and very easy to do business with. They are very good at keeping clients informed of broader industry updates with regard to the courts and legal practices in general.’

‘Graham Walters is a very approachable and knowledgeable individual who has a great team working for him.’

‘TLT is a trusted partner with whom we have a long-standing relationship. As well as being responsive in the provision of information requested, their advice on complex matters is also an important value add for the group, as is their market intelligence and insights into the UK Mortgage Market.’

‘Graham Walters’ experience and understanding of the importance of the relationship means that I can call on his expertise at any time.’

‘Their team provide an experienced service and offer solutions as to the best way forward on matters.’

‘Graham Walters has a detailed knowledge of the market but also the regulatory environment and this is what sets him apart.’

‘The individuals we work with are very supportive. Graham Walters keeps us informed of industry developments/regulatory changes and explains the impact of these.’

Key clients


Trowers & Hamlins LLP

At Trowers & Hamlins LLP, the debt recovery group is embedded within the firm’s wider commercial litigation practice and advises both clients in the public sector and commercial creditors. Cross-border recovery and strategic advice form as much a part of the team’s strengths as property debt recovery and statutory demands. Katie Farmer joined the firm from Ashfords LLP in July 2022 and leads the practice together with senior associate Maria Dunn.

Practice head(s):

Katie Farmer; Maria Dunn