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Debt recovery in South East

Blake Morgan LLP

The 'outstanding' Sadak Miah leads the debt recovery team at Blake Morgan LLP. Assisting clients in 'overhauling' their repossession processes, he also handles notice of defaults and credit sale agreements. Aside from this, the firm's offering is known for its focus on vehicle finance, an area in which it assists a number of major businesses. In addition, the purchase of debt and related insurance matters are also advised upon. Key clients are drawn from the automotive, recruitment and utility sectors. Elizabeth Bowden is another key name to note

Practice head(s):

Sadak Miah

Other key lawyers:

Elizabeth Bowden


They take a very personal view of the relationship and always seek the best customer outcomes working for us. I am impressed by individuals from the firm – their attention to detail, fast turnaround times and their polite and courteous manner‘.

Sadak Miah is an outstanding partner. He takes ownership personally for all his customers, provides really good insight, coaches and motivates his team and is a pleasure to work with‘.

Key clients

Mercedes Benz Financial Services UK Limited

Toyota Financial Services Plc

DAS Insurance

Work highlights

  • Acted as sole provider of debt recovery to Mercedes Benz Financial Services and advised on multi vehicle complex fraud claims as well as cross border litigation matters.
  • Provided both legal and pre legal work toToyota Financial Services.
  • Pursued land and tenant possession claims for DAS Insurances.


Brachers has specialised in debt recovery since the 1970s. Notable for its work on behalf of SMEs, bluechip PLCs and multinationals, the team's specialist knowledge cuts across various industries. These include finance, transport, logistics, consumer credit and utilities. In particular, it maintains a first rate reputation for meeting the needs of business-to-business clients in the finance sector. Co-lead Robert Thompson is vice chair of the Civil Court Users Association and has thirty years' experience. Michael Oatham  specialises in Chancery disputes and director Graham Wallis is an expert in the administration of insolvency portfolios. Jodene Conway is another name to note.

Other key lawyers:

Jodene Conway


Always attentive and helpful. They don’t let things slide.

Jodene Conway is fantastic and extremely diligent‘.

DMH Stallard LLP

Clients in both the public and private sectors utilise the debt recovery services on offer at DMH Stallard LLP, including credit control advice, information gathering, letters before action and the entering of default judgements. Led by Simon Elcock and Kelly Mills, the practice handles both contentious and non-contentious work, often assisting local authority and banking clients. Additional areas covered include: European Payment Orders, the drafting of Section 146 notices, forfeiture and insolvency. Names to note include Gemma Clark (for high volume debt and leasehold recovery) and Nigel Marchant (English and overseas judgments).

Practice head(s):

Simon Elcock; Kelly Mills

Other key lawyers:

Gemma Clark; Nigel Marchant

Key clients

Penfold Verrall Limited

Rossetts (UK) Limited

Glass’s Information Services Limited

Banque et Caisse D’epargne De L’Etat Luxembourg

Kennedy Hygiene Products Limited


The Royal Borough of Kensington & Chelsea

SpaceandPeople Plc

MSR Partners LLP (formerly Moore Stephens LLP)

Straumann Limited

CAE (UK) Plc

Autosport Media UK Limited

POP Retail Limited

Friday Media Group Limited

Brighton i-360

The Royal Bank of Scotland Group Plc

Safeguard Europe Limited

Work highlights

  • Acted as sole provider of debt recovery services to BDO LLP, one of the leading accountancy practices in the UK, undertaking the recovery of unpaid professional service fees, employee loans and overpayment of salaries.
  • Acted as sole provider for leasehold recovery work across this authority’s very significant property portfolio, recovering unpaid ground rent and service charge arrears usually at zero cost to the client.
  • Engaged in debt recovery work for Straumann Limited, often involving international debtors. Effected service and enforced judgements in various jurisdictions against both individuals and commercial entities.

Judge & Priestley LLP

The debt recovery offering at Judge & Priestley LLP is split into two distinct parts; firstly, debt recovery and litigation, and secondly, a recovery service for insurance claims. The former deals with high volume cases and counts local government, utilities and security operations as clients. The latter acts for major UK insurers and has collections expertise in the automotive and household sectors. The team is led by Rachel Addai; Mark Oakley  and Uday Patel, a specialist in international enforcement actions, are other names to note.

Practice head(s):

Rachel Addai

Other key lawyers:

Mark Oakley; Uday Patel


A very proactive and approachable team. Ahead of the curve and always effectively adapting their advice to our debtors‘.

The team provide good commercial awareness, while looking after client interests‘.

A good awareness of our needs and the ability to work with us and not just for us‘.

Rachel Addai is an excellent lawyer, with a keen eye for detail. She is very approachable and has been very helpful to our team‘.

Key clients

London Borough of Southwark

Crown Commercial

Shoosmiths LLP

The debt recovery team at Shoosmiths LLP, which is overseen by disputes practitioner Paula Swain, has a focus on trade recoveries, and is also known for its expert handling of insolvency and for employing specialist lawyers for each debt 'type'. The practice, which has particular capacity for cross-jurisdictional work, also covers matters such as: early arrears, litigation, monitoring services and professional negligence. Richard Lester is recommended for his work in the utilities, retail and medical sectors.

Practice head(s):

Paula Swain

Other key lawyers:

Richard Lester


We’ve found the team at Shoosmiths have fully engaged with us as started on a process to outsource our debt recovery. They are available, helpful, knowledgeable and are working closely with us to understand our goals and how Shoosmiths can support those. Knowledge of industry due to a team leader who used to work for us is a massive plus‘.

Paula Swain is proactive about our relationship and she clearly leads a strong team who are enthusiastic about the work they do and supporting us‘.

Key clients

Citizen Watch


Spratt Endicott

The debt recovery offering at Spratt Endicott is led by Richard Gwynne , an expert in the construction, recruitment and licensing sectors. The team which has been moving increasingly towards direct account management, provides clients with pre-legal services as well as in-court actions (both in the UK and abroad). Handling fast-track and multi-track claims, it is capable of pursuing negotiated settlements as well as final judgement. Peter Gardner, adept in both these spheres, caters for banking, farming and automotive clients. Anis Waiz, with more than 20 years' experience, is an expert in complex litigation matters.

Practice head(s):

Richard Gwynne

Other key lawyers:

Peter Gardner; Anis Waiz


Every law firm is different but what makes Spratt Endicott stand out from the rest is that they priorities our recovery cases going above and beyond to deliver great service consistently and timely. They clearly communicate regularly with our company with updates, and I know they maintain a strong relationship with clients and position in the marketplace, which is why we continue to use their expertise. Their success is highly recognisable in our community, supporting many local charities, including events held by ourselves, which they happily to get involved with on many occasions‘.

The whole team are total professionals who take the time to understand our business, requirements and customers. We have passed hundreds of accounts over for collection and they have a proven record of collecting difficult debts while treating our customers and patients with respect. This makes them excellent value for money. The team is not only very knowledgeable and efficient but also incredibly responsive. They are professional, approachable and extremely helpful‘.

Peter Gardener is professionalism personified – great response times, does what he says he is going to do‘.

The individuals we communicate with on a day to day basis (Peter Gardner and Anis Waiz) have a great working relationship with us. They provide a personal service where they consider our opinions and our risks. They invest time in me and my colleagues to develop areas we are not particularly knowledgeable about, and they regularly provide progress updates on our ongoing cases. They bring unique qualities, which allows them to tackle issues with a wide perspective and formulate resolution options to our recovery cases. They also understand our work style and products, which sets them apart from many others and we will continue to use them in the future‘.

Boyes Turner

Assisted by Natalie Roff, Reading-based Donna Goddard leads the debt recovery offering at Boyes Turner. The teams handles matters relating to company insolvencies, book debt referrals and the defence of small claims. In addition, the experienced Rachel Brown specialises in dispute resolution, cross-border recoveries and the enforcement of council tax/business rate orders. In terms of bankruptcy matters, the firm is increasingly catering for individual voluntary arrangements. Clients are attracted from sectors such as big data, pharmaceuticals, skincare, agriculture and publishing.

Practice head(s):

Donna Goddard

Other key lawyers:

Natalie Roff; Rachel Brown

Key clients

Daniells Harrison Surveyors LLP

Cotswold Fayre Ltd


Summit Platforms

Stacatruc Ltd


IHS Global Ltd

Grant Thornton UK LLP

South Oxfordshire & Vale of White Horse District Councils 18

Wireless Logic Ltd

Prodec Networks Ltd

H Young (Operations) Ltd t/a Animal

Kelly Services Ltd

Partylite UK Ltd

Ivor Searle Ltd

Remix Dry Mortar Ltd

Regency Shipping Ltd & Ferrari Express Ltd

Panalux Ltd

The Credit Protection Association Plc

Ridouts Professional Services Plc

Brethertons LLP

Spread across offices in in Banbury, Bicester and Rugby, the debt recovery offering at Brethertons LLP maintains a particular focus on the property management industry. Legal issues tackled include: pre-action protocol, county and High Court claims, first-tier/upper tribunal work and Court of Appeal cases. Headed by director of legal services Debbie Phillips, it also includes Sioban Calcott (a member of the Property Litigation Association as well as the Institute of Legal Executives). The practice itself features within the Civil Court Users Association and the Warwick County Court User Group.

Practice head(s):

Debbie Phillips

Other key lawyers:

Sioban Calcott

Charles Russell Speechlys LLP

The team at Charles Russell Speechlys LLP avoids the pursuit of bulk claims and instead offers a bespoke service, concentrating on a substantive amount of international work across the Middle East, Asia and Europe. In particular, it handles contested and/or complex cases for commercial parties, financial institutions (default) and property (including rental and service charge arrears). Team head Jamie Cartwright specialises in video games and software licence disputes. Tom Plowman is also recommended.

Practice head(s):

Jamie Cartwright

Other key lawyers:

Tom Plowman

Key clients

Fiat, Chrysler and Jeep




Walkers Chocolates

Gilbarco Veeder Root

BDB Pitmans

Southampton-based Rick Munro brings 30 years’ of experience to the debt recovery team at BDB Pitmans. The team provides insolvency, turnaround and transaction advice. In addition, when dealing with in-house credit controllers, financial directors and managers, it assists with demand letters, settlement negotiation and the enforcement of judgments. Litigation executive Grigoria Gkolfinou is another name to note.

Practice head(s):

Rick Munro

Other key lawyers:

Grigoria Gkolfinou

Key clients

TSS Facilities Ltd

Nine Hills Limited

Sheppard & Co Limited

ACT London Limited

Abbey Veterinary Centres Ltd

Prodec Networks Ltd

Enterprise Security Distribution (Southern) Ltd

Venture Marketing Group Limited

Iris Software Limited

Work highlights

  • Successfully recovered over £12,000 of rent arrears and services charges for a client who manages a new build mixed residential and commercial development in a major riverside regeneration scheme in the north of England.
  • Instructed to deal with the client’s claim for third party collection costs against a sole trader following partial recovery of the principal debt.
  • Successfully advised and recovered over £6,000 for a client on numerous disputes via out of court settlements avoiding contentious litigation.

Blaser Mills Law

Jackie Ray leads the debt recovery team at Blaser Mills Law. Known for its diverse sector knowledge, it caters for a number of industries such as manufacturing, food and media. Notably, the firm can handle international claims involving registered foreign judgements, international recoveries and European Enforcement Orders. Nina Bhatti is recommended for her experience with commercial freight companies while Daria Stepien specialises in claims arising overseas.

Practice head(s):

Jackie Ray

Other key lawyers:

Nina Bhatti

Key clients

Bunzl UK Ltd

First Collect International Ltd

Correco Ltd

C F Services

Stannah Lift Services Ltd

GRS Roadstone Ltd

Fraikin Ltd


Work highlights

  • Acted for Bresco Electrical Services Ltd in a Court of Appeal case. This concerned the conflict between the policy considerations of adjudication, as a method of ensuring liquidity by providing cashflow, and that of the insolvency regime.
  • Represented AB Agri Ltd in overturning the failure to award costs following the payment of Bankruptcy Petition Debt on appeal.
  • Acted for Meadowside Building Developments Ltd in an application for summary enforcement of an adjudicator’s decision to the sum of £32k.

Hadfield Bull & Bull

In the debt recovery sector, Hadfield Bull & Bull is distinguished by its experience in the higher education, construction, and wholesale sectors. Led by Milhana Peries, it is capable of handling work on behalf of individuals, entrepreneurs, SMEs and major corporations. In particular, it has a strong reputation for its forensic analysis of claims (often settling disputes at the negotiation and mediation stage). ADR specialist Paul Fuller is based at the firm's Herne Bay office and is recommended for his work in fast and multi-track debt. Mike Hadfield is a key name to note.

Practice head(s):

Milhana Peries

Other key lawyers:

Mike Hadfield; Paul Fuller


In all my interactions with Hadfield & Co, from day one they proved themselves to be strong communicators, customer focused and a professional company. They instil confidence with their clients and the most important quality is that they listen‘.

Very professional, efficient team who undertake their work diligently‘.

They have the passion and commitment to support their clients and partners in their activities‘.

Mike Hadfield and Paul Fuller are both highly adept and experienced individuals in their fields , and adopt a very much hands on approach‘.

During all my dealings with the firm, I have dealt with Paul Fuller. I have found him to be friendly, professional, caring and responsive. He has a human approach to legal matters‘.

Paul Fuller and his secretarial support were particularly good‘.

Milhana Peries and her associates have gone that extra mile by attending our place of work and providing training for my team on matters such as how the entire recovery cycle works and the type of responses that may arise and how to deal with them. This has proven to be invaluable and has instilled confidence when dealing with customers over the phone‘.

Paul Fuller and Milhana Peries get exceptional results and punch well above their weight in this field‘.

Key clients

XS Direct Insurance Brokers Limited

Continental Tyre Group Ltd

Kingston University

Panther Warehousing Ltd t/a Panther Logistics

Global Home Warranties Ltd

Carboclass Limited

Restore London Ltd

Marathon Warehouse Distribution Limited

Stone & Ceramic Ltd

Compu B Limited

Century Electrical Wholesale Limited

Marathon Warehouse Distribution Limited

Mason Consulting Limited

Misirli UK Limited

Work highlights

  • Acted for Marathon Warehouse Distribution Limited in respect of a debt due from a wholesale customer to the sum of £50,142.78.
  • Secured a default judgement for Carboclass Limited t/a Lords Builders Merchants. This allowed the client to enforce a significant judgment debt.
  • Recovered more than £60,000 for Carboclass Limited t/a Lords Builders Merchants stemming from a client debt.

Moore Barlow

The debt recovery offering at Moore Barlow (the result of the recent merger of Moore Blatch and Barlow Robbins) regularly acts for national lending institutions. In this capacity, it operates a shortfall repossession recovery service alongside enforcement of judgments and insolvency proceedings. In addition, it engages in the collection of trade debts, book debts and arrears recoveries (following property repossession). Claims can be pursued in the County Court and High Court: co-lead Peter Worrall is particularly experienced in cross-border litigation claims. His equivalent Sarah Watley advises on a full range of contentious matters including fraud, bribery and disputes arising from the lender/customer relationship.

Practice head(s):

Peter Worrall; Sarah Watley


Really good work for quality clients‘.

Very commercial with good client relationship skills‘.

Sarah Watley is an excellent client partner for the litigation team; very commercial and straight talking‘.

Sarah Watley and her team have a great knowledge of the subject area and provide clear pragmatic advice‘.

Work highlights

  • Acted for a client advising on the merits of and making an application to strike out the defendant’s defence.
  • Assisted client with an urgent application to suspend a writ of control.
  • Recovered £108,947.00 against a defendant based in Luxembourg. Steps were taken to serve the claim outside of the jurisdiction and following judgement we instructed a Luxembourg Attorney to proceed with enforcement.

PDT Solicitors

Debt accrued from asset-based lending is a specialism of the recoveries team at PDT Solicitors. Working with clients in recruitment and retail, it also undertakes substantive ledger recoveries for insolvent firms. Lead partner William Angas is known for recovering losses under finance agreements, while the 'tenaciousGina Hope covers invoice factoring companies, local businesses and flight delay compensation.

Practice head(s):

William Angas; Gina Hope


PDT Solicitors are very commercially minded, and have considerable knowledge regarding asset-based finance‘.

PDT Solicitors is a well established firm who have specialised in the asset based lending industry, giving them an advantage over other practices that have not had a close affiliation with the sector in which we operate. The team are very good at articulating what action will be taken and what the chances of success would be; leaving us to make informed decisions‘.

PDT have a very relaxed and friendly approach to their work witch makes it easier to deal with highly stressful cases. The team have a great way of working along side us with our clients in order to maintain clear understanding of procedures all round. Most other firms can make it difficult for the everyday person to understand proceeding with technical term but with PDT it is clearly explained for our clients to relate to easier‘.

The team is very capably led by William Angas, who is incredibly professional and commercially minded. William’s experience in dispute resolution is often called to the fore and is hugely valued‘.

Gina Hope remains professional and informative even with the difficult to deal with clients‘.

Key clients

BNP Paribas

Close Brothers Invoice Finance


CAF Bank Limited

Bibby Group Factors Renewal

ABN Amro Commercial Finance Renewal

Aldermore Bank PLC/Aldermore Invoice Finance No

Catalyst Business Finance

Advantedge Commercial Finance

Hitachi Capital PLC

Leumi ABL Limited

Work highlights

  • Recovered a total in excess of £400,000 from debtors of ABN AMRO.
  • Reclaimed in excess of £350,000 from debtors of Advantedge Commercial Finance.
  • Recovered in excess of $400,000 from household name high street retailer Primark.

Pinney Talfourd LLP

Industries served by the debt recovery team at Pinney Talfourd LLP include banking, finance, construction and retail. Lead Nick Hatchett covers commercial litigation and has over 30 years’ experience. More broadly, areas covered include: enforcement of judgments, insolvency (both personal and corporate), asset tracing and recoveries (including injunctions). Stephen Eccles is another name to note.

Practice head(s):

Nick Hatchett

Other key lawyers:

Stephen Eccles


The team have always been very quick to respond, taken time to understand my needs, issue appropriate advice, write letters that accurately reflect every aspect of my situation and have always achieved the required result‘.

Stephen Eccles in particular gave time, attention and expertise above and beyond the call of duty‘.


Key clients

Bank of Cyprus

Charterhouse (Accountants) Limited

Etcetera Construction Services Limited

FRP Advisory

Haines Watts

Mark Riley & Co

NTS Premier Services Limited

Work highlights

  • Advising Bank of Cyprus on the recovery of debts, enforcement and asset tracing on a portfolio of debts with values up to €2m.
  • Acting for Charterhouse (Accountants) Limited in a dispute with a former member of an associated LLP that has been previously dissolved.
  • Acting for the liquidator of a limited company to recover a loan made by the company just prior to liquidation.

Trethowans LLP

The debt recovery team at Trethowans LLP has a strong reputation in flight delay compensation, rent arrears and contractual disputes. Specifically, it has successfully represented a number of clients in relation to contentious 'extraordinary circumstance' claims. In addition, its offering incorporates work on salary overpayments, SIPPs, business telecoms, unpaid invoices and the recovery of book debts. The practice is led by Louise Boyle in Southampton and Chris Whiteley in Salisbury.

Practice head(s):

Louise Boyle; Chris Whiteley


Having worked with the team for many years, they are always professional, knowledgeable and happy to help with any queries. They provide a very valuable service to us which is evident in the results‘.

Key clients

4Com Customer Services Ltd

4Com Network Services Ltd

Nix Communications Group Limited

Nix Networks LLP

Berry Telecoms Limited

Towergate Underwriting Group Ltd t/a Towergate Insurance

Oxford University Hospitals NHS Trust

Bolton NHS Foundation Trust

Embark Services Ltd

Aintree University Hospitals NHS Foundation Trust

Amey Plc

James Hay Pension Trustees Limited


RSM Restructuring Advisory LLP

Work highlights

  • Recovered £3,200 and facilitated settlement of £12,420 following a long-running dispute.
  • Assisted client with a Small Claims Track issue. This resulted in judgment for the principal debt, interest and costs awarded on grounds of ‘unreasonable conduct’.
  • Achieved a commercially attractive settlement at pre-legal stage for two disputed matters.

Duncan Lewis Solicitors

The debt recovery team at Duncan Lewis Solicitors is jointly led by Sobashni De Silva and Anthony Okumah. With expertise in the finance industry, it is characterised by its ability to handle unorthodox cases, and is particularly known for pursuing debtor expatriates in the Middle East. Specifically, this work covers cross-border litigation and centres upon disputes between advisers and investors. More generally, the firm caters for claimants pursuing rogue lenders and is capable of freezing assets when necessary.


Very good integration from the top of the team, down to the junior trainees. The right hand knows what the left hand is doing – which is so often lacking. Even for low value matters, there’s great supervision‘.

To be frank, pretty much the only major law firm still undertaking this kind of public funded work and which you would safely want to recommend clients to. Their lawyers are pretty good in this area and are importantly still affordable‘.

Anthony Okumah is really, really good. The sort of guy you want on your side‘.

Sobashni de Silva is very good with clients‘.

Key clients

Swiss Freight

Shirley Hanson

Mourad Krischa

Harjeet Singh

Jaqueline Crolley

Raja Sattar

Nalini Ball

Machins Solicitors LLP

Machins Solicitors LLP has specialist debt collection expertise in both recovery of service and management charges. Specifically, it handles work on behalf of landlords and agents and covers issues such as consumer finance and business debts. Department head Neil O’Callaghan, a specialist in corporate and personal insolvency litigation, can assist with payment monitoring, the tracing of absent debtors and related enforcement measures.

Practice head(s):

Neil O’Callaghan


The debt recovery offering at stevensdrake has two leads: Debbie Mottley and Gavin Pickering. Operating in both both private and commercial arenas, it provides specialisms in vehicle finance (asset and shortfall recovery), as well as the reclamation of business loans (both regulated and unregulated). Government debts are also handled, as are those from consumer fields.

Practice head(s):

Debbie Motley

Other key lawyers:

Gavin Pickering


The Stevensdrake team are extremely easy to deal with and provide us with service to covering both litigation and debt collection recovery work. We have used their services for a number of years which says a lot for the work that they do‘.

Flexibility and willingness to adapt to customer needs. Approach to requests is always one of how they can make it happen‘.

Stevensdrake are an exceptional firm to work with. In every case we have with them, you can see the extra effort they put into everything, constantly going the extra mile to achieve a better outcome. They are very collaborative, and we lean on their experience and expertise constantly‘.

All the collections staff are very well trained and knowledgeable on consumer and commercial debt recovery. They act to give the best out comes for the clients they work with‘.

Every individual we deal with at Stevensdrake is knowledgeable and always helpful. They are one of the best companies I’ve ever had the pleasure to deal with.’