Debt recovery in South East

Blake Morgan LLP

Blake Morgan LLP handles a high volume of debt recovery mandates, with a particular focus on vehicle finance work. It is also well known for advising clients on applications for injunctions, product liability disputes and litigation before the Financial Ombudsman Service. Sadak Miah handles a varied caseload, which includes numerous debt recovery instructions on behalf of major car manufacturers including Mercedes Benz, and overseeing the use of global substitution orders under the Consumer Credit Act 1974. Associate Elizabeth Bowden stands out for her strong reputation as a debt recovery lawyer in the automotive and real estate industries.

Practice head(s):

Sadak Miah

Other key lawyers:

Elizabeth Bowden


‘They are approachable, knowledgeable and we work together in a very efficient partnership.’

‘Blake Morgan have always dealt with our cases in a swift and concise manner – with good turnaround times.’

‘Elizabeth Bowden and Sadak Miah are approachable, with good attention to detail. We have built a good working relationship with them over the years.’ 

‘We all work together and it feels like a team. Their staff are approachable, knowledgeable and friendly. They are always on hand and if they have to go away and investigate we know they will come back.’

Key clients

Mercedes Benz Financial Services UK Limited

Toyota Financial Services Plc

DAS Insurance

Work highlights

  • Advising Mercedes Benz on its various debt recovery claims and complex fraud claims, including cross-border matters.
  • Advising Toyota Financial Services in relation to debt recovery and ‘return of goods’ claims originating in March 2010.
  • Advising DAS Insurances in relation to land and tenant possession claims.


With particular strength in the financial services industry, Brachers continues to receive numerous instructions from creditors seeking to recover large debts, despite challenges presented by Covid-19. Michael Oatham has a wealth of experience in complex commercial, chancery and insolvency cases, utilising his background in banking and asset finance at a City firm. Robert Thompson manages a large team of collection agents, overseeing numerous debt recovery instructions, and Graham Wallis stands out for his strong track record in advising clients on the administration of large insolvency portfolios. Associate Nicky Alabaster is also recommended.

Practice head(s):

Michael Oatham; Robert Thompson; Graham Wallis

Other key lawyers:

Nicky Alabaster


‘The team are very proficient, friendly and approachable. They achieve great results.’

‘The staff are efficient and diligent, creating good outcomes.’

DMH Stallard LLP

DMH Stallard LLP's 'approachable and knowledgeable' group focuses primarily on commercial and leasehold debt recovery matters across a diverse range of industries, including the manufacturing, banking and professional services sectors. Simon Elcock handles a broad portfolio of cases in the finance sector, including contentious debt recovery work, while Kelly Mills is also well-versed in insolvency and bankruptcy litigation; she acts on behalf of major banks and finance providers. Associate Gemma Clark is noted for her highly active role in the firm's debt and leasehold recovery work.

Practice head(s):

Simon Elcock; Kelly Mills

Other key lawyers:

Gemma Clark


‘They provide a friendly, approachable and professional service with an honest assessment of the best way forward.’

‘Company contacts are always prompt and professional with their help/guidance.’

Key clients

Adelle Firestone

Banque et Caisse D’epargne De L’Etat Luxembourg


Brighton i-360

Bryson Products Limited

CAE (UK) Plc

Gemini Print Southern Limited

Glass’s Information Services Limited

Heidelberg Graphic Equipment Limited

Kensington & Chelsea

MSR Partners LLP

Penfold Verrall Limited

POP Retail Limited

Rossetts (UK) Limited

Safeguard Europe Limited

SpaceandPeople Plc

Stiles Harold Williams LLP

Straumann Limited

Work highlights

  • Advising Heidelberg Graphic Equipment in relation to debt recovery since June 2020.
  • Advising BDO in relation to the recovery of unpaid professional service fees, employee loans and overpayment of salaries.
  • Assisting Kensington & Chelsea council with the recovery of  unpaid ground rent and service charge arrears usually at zero cost.

Judge & Priestley LLP

Judge & Priestley LLP's team of 'ferocious litigators' focuses on three areas of debt recovery work: collections, claims, and enforcement proceedings and litigation, which includes insolvency and commercial disputes. The team has standout expertise in recovery actions involving insurance companies, with an emphasis on representing motor insurers. Rachel Addai specialises in recovering debts for local authorities, including council tax, business rates and overpayment of housing benefits. Uday  Patel is a well-rounded commercial litigator, with significant strength in finance and utility debt recovery and insolvency litigation.

Practice head(s):

Rachel Addai

Other key lawyers:

Uday Patel


‘Their extensive knowledge and experience enables them to provide practical advice in every critical case.’

‘We have been working with the firm for a number of years. I am impressed with their professionalism, knowledge, and experience. They have been proactive in collaborating with us and engaging with our organisation to support the recovery of different types of debts.’

‘The team is very efficient, processing hundreds of claims in a very short period of time. I appreciate their procedures which make it easy for us to submit our claims with minimum effort. Their portal is also excellent in that it allows us to check on our cases and provide updated instructions.’

‘They have excellent knowledge of the local government and housing sectors and their debt recovery processes are of an exceptional standard. They are responsive in replying and pleasant to deal with.’

‘Rachel Addai is one of the best solicitors I have ever had the pleasure to work with.’

Key clients

London Borough of Southwark

Crown Commercial

Work highlights

  • Advised City of Westminster on a winding-up petition against a company, dispute in respect of business rates, a judicial review of the decision of the magistrates on the dispute of the business rates and an appeal of the winding-up order.
  • Advised a trustee in bankruptcy on bringing claims for transactions at undervalue against the family members of a deceased bankrupt who took money from the deceased’s estate and emigrated to Australia.
  • Advised a consortium of creditors in respect of various contractual claims arising from breach of a loan agreement by a property development company.

Shoosmiths LLP

During 2021 Shoosmiths LLP teamed up with national collections, recoveries and enforcement company Chartsbridge to create a new debt recovery joint venture, Equivo, which aims to provide a ‘one-stop shop’ multi-disciplinary recoveries service for clients, operating from bases in Bracknell (where the head office is situated), Northampton, London and Manchester. Paula Swain leads the national business to business debt recovery team from the firm’s Solent office.

Practice head(s):

Paula Swain


‘Shoosmiths have provided us with extremely consistent and reliable services over the eight years we have been working with them.’ 

‘The team are efficient, informative, approachable and quick to respond.’

Spratt Endicott

Spratt Endicott's 'commercially astute and efficient' practice handles contentious and non-contentious debt recovery mandates for a large portfolio of clients across various sectors, including the security, manufacturing and education industries. Richard Gwynne has notable expertise in international debt recovery, insolvency and enforcement proceedings, while Peter Gardner, who leads the firm's defended debt recovery team, is also a core member of the practice. Associate Tina McLaren is another key name to note.

Practice head(s):

Richard Gwynne

Other key lawyers:

Peter Gardner; Tina McLaren


‘I think that Spratt Endicott provide a high level of service in all aspects of legal work be it debt recovery, dispute resolution or general legal advice. Compared to other firms I have worked with in the past they are the quickest to respond and do not need any prompting or chasing for updates etc.’ 

‘Spratt Endicott adapt to our ever changing needs which is crucial for our business. We have increased their workload in recent months because we were confident of a good result and we haven’t been disappointed.’

‘Richard Gwynne and his team strive for the best results for us. They have a great understanding of our business and they interact well with our in-house teams.’

‘Richard Gwynne – he is supportive, and fully understands the sector and the issues clients face.’

Brethertons LLP

Brethertons LLP focuses predominantly on recovering debts for clients in the real estate sector. Sioban Calcott regularly represents clients in multi-track cases before the Country Court and High Court, including handling injunctive proceedings and misappropriation claims. David Richards is well-known for acting for clients in property disputes, including rent arrears and possession claims. Debbie Phillips leads the practice.

Practice head(s):

Debbie Phillips

Other key lawyers:

Siobhan Calcott; David Richards; Ben Foley


‘Brethertons are a great firm to work alongside. They are responsive, accurate and easy to deal with. Their leasehold enfranchisement team work incredibly well together and communicate effectively with their peers and clients.’

Charles Russell Speechlys LLP

Charles Russell Speechlys LLP focuses primarily on pursuing debt recovery claims on behalf of commercial parties, financial institutions and real estate companies. Jamie Cartwright has a wealth of experience in commercial litigation across numerous areas, including the retail and automotive industries. Associate Tom Plowman is also recommended for his diverse portfolio of commercial litigation, which includes debt recovery work for clients across various sectors.

Practice head(s):

Jamie Cartwright

Other key lawyers:

Tom Plowman


‘Great in-depth legal knowledge for employers, but also looking for practical, effective solutions for business.’

‘Personable and practical approach.’

Key clients

Fiat Chrysler





Teletrac Navman

Work highlights

  • Advising Fiat Chrysler in relation to various debt recovery claims.
  • Acting for Acushnet regarding its range of brands including Titleist, advising on supplier debt claims.
  • Acting for a holiday tour operator in relation to debt claims against other operators with force majeure implications arising from Covid-19.

Boyes Turner

Boyes Turner focuses on book debt referrals, insolvency proceedings and the defence of small claims, and Rachel Brown stands out for her expertise in cross-border recoveries. The 'very efficient and immensely experienced' Donna Goddard leads the practice, specialising in litigation and enforcement proceedings, including insolvency cases. Associate Natalie Roff is also recommended.

Practice head(s):

Donna Goddard

Other key lawyers:

Rachel Brown; Natalie Roff


‘They are a great team, run by Donna Goddard, who is a very organised manager and a credit to Boyes Turner.’

‘Personal touch, professional, great advice at every stage of proceedings.’

‘Donna Goddard – very efficient and immensely experienced.’

Key clients

The Credit Protection Association Plc

Blick Rothenberg Limited

Simplicity Energy Limited

Summit Platforms Ltd


MLG Associates

FTI Consulting Ltd

Enterprise Security Distribution


GLH Hotels Management UK Ltd

Work highlights

  • Advising Simplicity Energy on the pursuit of various debts owed by energy customers.
  • Advised the shareholders of CPA Management Services in relation to liquidating a debtor company.
  • Advised the liquidator for Margolis Silver on recovering a portfolio of book debts.

Blaser Mills Law

With expertise in a wide range of industries, Blaser Mills Law's 'extremely responsive and collaborative' team handles contentious debt recovery and insolvency litigation throughout the UK. 'Excellent commercial litigator' Jackie Ray acts in a broad portfolio of disputes, which includes representing creditors in insolvency claims before the Supreme Court, often with a cross-border element. Daria Stepien is also active in various commercial disputes involving debt recovery matters.

Practice head(s):

Jackie Ray

Other key lawyers:

Daria Stepien; Nina Bhatti


‘Blaser Mills understand the process of debt collection intimately and have developed a strong relationship with us over a number of years. They lead and require little chasing which makes them very easy to do business with. We have had some outstanding results through their diligence and expertise over the past year.’ 

‘The team are extremely responsive, collaborative and seek to find solutions for us in challenging times.’

‘Jackie Ray is a shining light and made it easy for us to select Blaser Mills. She was the reason we decided to choose them as opposed to any other firm in the market.’ 

‘Jackie Ray is especially effective and excellent at developing strong relationships with clients.’

‘Jackie Ray is an excellent, pragmatic and commercial litigator. Nina Bhatti is a dynamic, client focused young litigator who performs well above her years of qualification. Daria Stepien, legal executive, is a highly intelligent case manager who provides excellent client support.’

‘Jackie Ray – great with clients and opponents, very personable but also commercially astute and robust where appropriate.’

Key clients

Bunzl UK Ltd

First Collect International Ltd

Correco Ltd

C F Services

Stannah Lift Services Ltd

GRS Roadstone Ltd

Fraikin Ltd


Work highlights

  • Advised Pythagoras Capital in relation to a case against a debtor for failure to pay monies due under the terms of a construction contract.

Hadfield Bull & Bull

With 'strength in depth' across various sectors, Hadfield Bull & Bull represents SMEs, entrepreneurs and individuals pursuing debts on a contentious and non-contentious basis. Its range of services includes drafting bespoke letters of claim, issuing County and High Court claims and managing enforcement proceedings. Paul Fuller, who is based in Herne Bay, specialises in managing debt recovery issues through alternative dispute resolution. Milhana Peries, based in Welling, leads the practice.

Practice head(s):

Milhana Peries

Other key lawyers:

Paul Fuller; Mike Hadfield


‘Dynamic team that punch above their weight in this area.’ 

‘Milhana and her team always seek the best outcomes for customers, offering practical options and advice. Their knowledge of our industry is second to none.’

‘Paul Fuller and Milhana Peries are the key personnel at the firm and run a tight department. They are tenacious in their approach to debt collection.’ 

‘Milhana Peries and her team are highly competent, supportive and a pleasure to work with. They will always provide advice proactively which in turn assists us with decision making on our accounts prior to proceeding with legal action.’

‘Mike Hadfield and Paul Fuller are both excellent in their respective fields, with a great sense of practicality and commerciality.’

Key clients

Agree2Act Ltd

Medicines and Healthcare Regulatory Agency

London South Bank University

Kingston University

XS Direct Insurance Brokers Ltd

Continental Tyre Group Ltd

LynxExcel Ltd

Craymanor Limited

Restore London Ltd

Heidleberg Graphic Equipment Limited

Quo Vadis Trust

MS Atlantic Limited

Abel Air Conditioning Limited

ACP (Concrete) Ltd

The Substantia Group

Talenteam Ltd

University of Westminster

Work highlights

  • Represented the Medicines and Healthcare Regulatory Agency in proceedings issued against debtors, resulting in summary judgment for the full amount claimed along with interest, totaling over £89k.
  • Advised Craymanor Limited in relation to obtaining an injunction order preventing the creditor from issuing winding-up proceedings against the client.
  • Advised Continental Tyre Group on a claim issued against debtors based in Scotland, resulting in a default judgment in favour of the client and an award for over £37k in the client’s favour.

Moore Barlow

Following the firm's merger with Barlow Robbins in May 2020, Moore Barlow  has consolidated its position in the market. Its expertise in the field of debt recovery spans numerous sectors, and includes contentious and non-contentious work on behalf of creditors. Sarah Watley has significant experience in residential and commercial possession claims, often involving allegations of fraud, bribery and professional negligence. Associate Peter Worrall regularly advises clients on the recovery of trade debts, loan arrears and book debts.

Practice head(s):

Sarah Watley; Peter Worrall


‘Very commercially astute and cost effective, as a result of which they deal with many types of claim, large and small.’

‘Professional, well-organised and approachable.’

‘Peter Worrall always gives clear instructions and takes a pragmatic, no-nonsense approach on behalf of his clients.’

Key clients

Hann Tucker Associates Limited

ADWEKO Global Limited

Tokio Marine HCC

Tetcom Network Services Ltd

Oblix Capital Ltd

Hrothgar Investments Limited

Bank of China UK Limited

Work highlights

  • Assisting Tokio Marine HCC with the recovery of numerous unpaid insurance premiums, with debts ranging from £20k to those in excess of £1m.
  • Assisting Hann Tucker Associates Limited with the recovery of numerous unpaid invoices, with some cases carrying complex multi-jurisdictional and contractual issues.
  • Advising ADWEKO Global Ltd on  recovering a debt of over €280k with the unpaid invoices dating back to 2017, and with a multi-jurisdictional element given that the debtor is based in South Africa.

PDT Solicitors

PDT Solicitors specialises in debt recovery work in the asset-based lending, invoice finance, recruitment and retail sectors. Its range of work includes handling statutory demands, asset freezing orders and enforcement actions before the County Court and High Court. Gina Hope leads the team, which recently achieved recoveries in excess of £2.5m on behalf of its clients. Will Angas, who is head of the dispute resolution department, is known for his strong insolvency practice, which includes acting for officeholders bringing claims against directors and shareholders of insolvent companies.

Practice head(s):

Gina Hope

Other key lawyers:

Will Angas


‘The personal service received from William Angas and his team has been outstanding. As a firm, PDT has positioned itself as one of the leading practices in the field of invoice finance. Extensive knowledge of our industry is essential to us as a business and having confidence in their advice is vital to the service we then provide to our clients.’

‘PDT have an exceptional knowledge of asset based lending/factoring, and whatever situation arises have the relevant staff with the required knowledge.’

‘I have known Will Angas for approximately 20 years and have absolute confidence in the clear and well articulated advice he gives.’

‘Gina Hope deserves a mention for her professional, yet personable, approach.’

Key clients

ABN AMRO Commercial Finance

BNP Paribas Commercial Finance Limited

Corporate Commercial Collections Limited

Advantedge Commercial Finance Limited

Moorfields Advisory Limited

Pulse Cashflow Finance Limited

Bibby Financial Services

Calverton Finance Limited

Ecocleen Services Limited

Work highlights

  • Acting for ABN AMRO Commercial Finance, alongside the administrator, to recover a high volume of debts owed by one of its insolvent clients.
  • Assisting BNP Paribas Commercial Finance with the recovery of numerous debts, including a £44k sum from a clothing company.

Pinney Talfourd LLP

Pinney Talfourd LLP advises a wide range of creditors in relation to debt recovery work, with a particular focus on the retail, property and financial services sectors. With over 30 years of experience in the field, Nick Hatchett is frequently instructed by corporate and private clients to handle asset tracing orders and enforcement proceedings. In addition, Hatchett is well known for assisting clients with debt recovery issues through the use of mediation. Stephen Eccles specialises in property litigation, including debt recovery proceedings.

Practice head(s):

Nick Hatchett

Other key lawyers:

Stephen Eccles

Key clients

Atlas Global Logistics Limited

Bank of Cyprus

Charterhouse (Accountants) Limited

Etcetera Construction Services Limited

FRP Advisory

Haines Watts

Mark Riley & Co

NTS Premier Services Limited

The Essex Car Group Limited

Work highlights

  • Advising Atlas Global Logistics Limited regarding the indebtedness of a co-director for personal loans.
  • Representing Charterhouse (Accountants) Limited in its defence of a claim for unpaid invoices from a former LLP member under a consultancy agreement.
  • Acting for FRP Advisory, the liquidator of a limited company, in relation to the recovery of preference payments made to a director’s partner just prior to a company’s liquidation.

Trethowans LLP

Known for its expertise in commercial debt recovery work, Trethowans LLP acts for a range of corporate clients, including SMEs and large companies. Its caseload is equally varied, encompassing claims for the recovery of rent arrears, unpaid invoices and book debts. Group co-head Louise Boyle, who is based in Southampton, specialises in corporate debt recovery work, with an emphasis on assisting clients in the telecoms and pensions sectors. Chris Whiteley, based in Salisbury, co-leads the practice.

Practice head(s):

Louise Boyle; Chris Whiteley

Key clients

4Com Customer Services Ltd

Nix Communications Group Limited

Nix Networks LLP

Berry Telecoms Limited

Towergate Underwriting Group Ltd

Oxford University Hospitals NHS Trust

Bolton NHS Foundation Trust

Embark Services Ltd

Aintree University Hospitals NHS Foundation Trust

Amey Plc

James Hay Pension Trustees Limited

Rowanmoor Group

RSM Restructuring Advisory LLP

Valhalla Private Client Services LLP

Work highlights

  • Assisted 4Com Customer Services with the recovery of an unpaid invoice for early termination charges raised pursuant to a Network Services agreement.
  • Assisted Rowanmoor Executive Pensions with the recovery of unpaid invoices for outstanding administration fees under SIPP and SSAA agreements.
  • Advised Valhalla Private Client Services, the administrator of a property investment syndicate, in relation to the pursuit of a debt owed under an agreement between the client and the syndicate.

BDB Pitmans

BDB Pitmans focuses on insolvency litigation and turnaround transactions. It is also well-known for assisting creditors with demand letters, settlement negotiations and the enforcement of judgments against debtors. Rick Munro leads the practice.

Practice head(s):

Rick Munro

Duncan Lewis Solicitors

Known for representing claimants and defendants, Duncan Lewis Solicitors focuses primarily on defending corporate and individual debtors against recovery actions, handling asset freezing orders and fraud litigation. Commercial litigator Sobashni De Silva stands out for her strong track record in defending clients against repossession claims. She is also well-regarded for her niche expertise in cross-border debt recovery, with a focus on the Middle East. Anthony Okumah has a wealth of experience in insolvency and bankruptcy litigation, as well as winding-up claims and general debt recovery mandates.

Practice head(s):

Sobashni De Silva; Anthony Okumah

Other key lawyers:

Kulwant Sokhal; Karolina Natkaniec


‘Every detail of my matter was thoroughly explained. My lawyer and her assistant were understanding, efficient, and always on top of things.’

‘The team are all over the detail, know what the client wants to achieve, and know how to achieve it.’

‘Kulwant Sokhal is the senior lawyer representing me. I find her confident and experienced. Her professionalism stands out to me making me feel I am in good hands.’ 

‘Sobashni De Silva knows the law inside out, and how to apply it to achieve the desired outcome for clients.’

‘Anthony Okumah is their star player for insolvency litigation.’

Key clients

I.Event (UK) Limited and others

Swiss Freight

Salisbury Support 4 Autism Limited

Gatehead Properties Limited

Work highlights

  • Defended I. Event and other debtors in commercial debt recovery proceedings brought by a lender claiming £1.2m in loan defaults.
  • Defended Rajan and Dev Developments against a debt recovery action which included repossession of personal and matrimonial assets by two separate lenders.
  • Assisted a client with a challenge to a council tax charge and asset seizing orders.