Debt recovery in South East

Blake Morgan LLP

Blake Morgan LLP has 'a wide ranging breadth of knowledge' in debt collection, particulaly in the vehicle finance sector, where it counts Mercedes Benz Financial Services and Toyota Financial Services as long-standing clients. The practice also has notable expertise in landlord and tenant claims, insurance debt purchase and commercial B2B debt recovery. The team, led by Sadak Miah also work closely with the insurance team to handle small claims contractual disputes and landlord and tenant repossessions. Associate Elizabeth Bowden is noted for her 'great attention and focus whilst dealing with potentially very difficult situations'.

Practice head(s):

Sadak Miah

Other key lawyers:

Elizabeth Bowden


Blake Morgan have a wide ranging breadth of knowledge and at all times consider how they can best meet their client’s needs whilst collecting overdue debt in what can be difficult circumstances.

Sadak Miah and Elizabeth Bowden are excellent, they fully understand the client’s needs in this very sensitive area. The team also keeps clients well informed and ensure that they deliver work to the highest standard using up- to-date processes and software‘.

Key clients

Mercedes Benz Financial Services

British Credit Trust

Toyota Financial Services

DAS Insurance

Work highlights

  • Acting on several debt actions and applications to the High Court for injunctions on multi- vehicle fraud cases.
  • Representing the insurer in several landlord and tenant repossession actions for policyholders. Work in this area includes the recovery of debts in the form of unpaid rent and dilapidations charges.


Brachers acts for a mix of owner-managed enterprises, SMEs and blue-chip corporations in the financial services, utilities, construction, vehicle finance and health sectors. The firm has particular expertise in financial services, where it advises on credit recoveries and provides portfolio management services. Robert Thompson and Graham Wallis are the key partners in the collections and recoveries group.

Practice head(s):

Graham Wallis

Other key lawyers:

Graham Wallis; Robert Thompson

DMH Stallard LLP

DMH Stallard LLP undertakes all commercial debt recovery work as well as handling service charge and ground rent arrears on behalf of property managers and local authorities. The practice also advises on credit control checks and insolvency matters. Simon Elcock  advises on all aspects of credit control and recovery claims, while other key figure Kelly Mills acts for corporate clients in commercial litigation and debt recovery.

Practice head(s):

Simon Elcock

Other key lawyers:

Kelly Mills


They offer great advice and commercial support which helps the client decide on the best course of action.

The team are very helpful, approachable and knowledgeable. They are always available to talk to discuss any issues.

The team are quick to assist and offer concise and pragmatic advice, covering every angle of the debt recovery/litigation process.’

Both Simon and Kelly are very thorough in their approach and advice is always concise, factual and attentive to details.


Key clients

Banque et Caisse D’epargne De L’Etat Luxembourg

Kennedy Hygiene Products Limited 1


The Royal Borough of Kensington &Chelsea

Penfold Verrall Limited

Work highlights

  • Continues to handle various claims on behalf of this key client such as recovering unpaid professional service fees, employee loans and overpayment of salaries. Most recently, the firm pursued a claim for unpaid professional service fees of £32,000 from an individual debtor.
  • Acting for the bank  in recovery of mistaken payments and sums due under personal guarantees given in respect of a commercial loan books.
  • Assisting a local authority with the recovery of unpaid rent and service charge arrears.

Judge & Priestley LLP

Judge & Priestley LLP have 'a great depth of experience' in debt recovery, enforcement actions and also provide a subrogated recovery service for insurance companies. The firm serves a broad client roster including local authorities, utilities companies, financial and professional service providers and leading insurers. The practice has a niche specialisation in residential and local authority debt recover, in such areas as recovery of community infrastructure levies. Key figures in this sizable group include Mark Oakley for service charge recovery, Rachel Addai for local authority and insolvency-related matters, and Uday Patel for commercial debt claims.

Practice head(s):

Mark Oakley, Rachel Addai

Other key lawyers:

Uday Patel


Judge & Priestley have a great depth of experience within their teams in respect of leasehold issues and service charges. There is very good communication from the team. They respond very quickly when we have urgent cases that require assistance.

I find Judge & Priestley to be a very reliable law firm, they are always on hand to give me advice and guidance with any questions or queries I may have. They are always speedy with their responses and often follow up after the advice has been given which is appreciated.

Mark Oakley provides excellent support, has excellent skills and knowledge when it comes to complex leasehold cases. Any legal advice requested is provided on time , is very clear and covers the topic in depth with clear explanations of the case law. ‘

Uday Patel is fantastic, his level of knowledge on our industry is outstanding and I know I can trust the advice he gives me.’


Spratt Endicott

Spratt Endicott acts for corporate clients in the recruitment, telecoms, construction and security industries. Richard Gwynne 'always goes the extra mile' and specialises in pre-action collections, County and High Court litigation, cross-border recovery claims, as well as insolvency and enforcement actions. Associate Peter Gardner is lauded for his 'ability to provide quality advice on all claims, which allows the client to make commercially viable decisions so not to waste any further money'.

Practice head(s):

Richard Gwynne

Other key lawyers:

Peter Gardner


Spratt Endicott continue to exceed expectations. They have a very good success rate but more importantly provide good, honest advice and are always available should you need them. ‘

The team is expert in its field and always willing to listen to our issues and help out. They are very professional and friendly and no matter who you deal with the quality of service is always excellent.’

Spratt Endicott combine legal expertise with ability to deal with the client on a non-legal basis clearly explaining the options and associated costs before committing on a route for particular cases.

Boyes Turner

Boyes Turner has significantly bolstered its capabilities in debt recovery with the recruitment of head of practice, Donna Goddard and her team of associates, Natalie Roff and Rachel Brown from BDB Pitmans in late 2018.  The practice acts for private and public sector clients and has recently won new instruction from corporate clients in the technology, professional services, construction, recruitment, retail and hospitality and property management sectors.

Practice head(s):

Donna Goddard

Other key lawyers:

Natalie RoffRachel Brown

Key clients

Greatwood Property Management Limited t/a Chaneys Chartered Surveyors

The Credit Protection Association Plc

ABS Europe Limited

H Young (Operations) Ltd, Divisions Madison, Animal, Leeda & Sportline

Brethertons LLP

Brethertons LLP largely focuses on property management debt recovery with a niche specialisation in leasehold service charges and ground rent arrears. In the Banbury office Debbie Phillips was promoted to partner in April 2019 and senior associate Sioban Calcott also leads on complex, contentious recovery claims.

Practice head(s):

Debbie Phillips

Other key lawyers:

Sioban Calcott

Shoosmiths LLP

Shoosmiths LLP handles a wide range of recovery actions including consumer, commercial and corporate unsecured and secured lending, asset- based and invoice finance lending and trade debt commercial claims. The practice largely acts on behalf of financial service providers. Paula Swain is the key partner based in the Solent office.

Practice head(s):

Paula Swain


Paula Swain and her team provide a first class service. The team is responsive, knowledgeable and a pleasure to deal with. Shoosmiths have made it their business to really get to know our business and the wider industry in which we operate.’

The advice received from Shoosmiths is always clear and either comprehensive or concise, when necessary. They provide excellent value for money whilst achieving consistently good results.’


Key clients

Arrow Global

Cabot Credit Management


Royal Bank of Scotland

Tesco Bank

Work highlights

  • Defending a well-known national bank in respect of a claim for mortgage rescission on account of misrepresentation and inaccurate credit reporting.
  • Acting for a claimant creditor seeking payment of a debt due from a borrower in the amount of £2m.

BDB Pitmans

BDB Pitmans' debt recovery team specialises in the enforcement of liability orders and the collection of unpaid commercial and residential service charges. Active clients include public sector organisations, sole traders, regulatory bodies, accountants and financial institutions. Rick Munro is the lead partner.

Practice head(s):

Rick Munro

Blaser Mills Law

Blaser Mills Law assists construction sector and consumer supply clients in  commercial recoveries. The firm also undertakes an increasing amount of work on behalf of trade finance and credit companies. High Wycombe based Jackie Ray is the lead adviser.

Practice head(s):

Jackie Ray


An excellent team, with an outstanding client list. Blaser Mills has a very good track record in the area.’

Jackie Ray is extremely good- very commercial and client focused.’


Key clients

C F Services

First Collect International Ltd

Bunzl UK Ltd

Stannah Lift Services Ltd

Work highlights

  • Acted for a wine supplier in the recovery of the cost of fine wine which has been stored incorrectly and cannot be sold.  

Charles Russell Speechlys LLP

The debt recovery practice of Charles Russell Speechlys LLP sits within the commercial litigation department and focuses on disputed and international debt claims on behalf of clients in the automotive, media, financial services and property sectors, where the team handles contentious matters related to licensing, unpaid fees, finance default and service charge arrears claims. Litigation partner Jamie Cartwright is the lead adviser.

Practice head(s):

Jamie Cartwright

Key clients

Fiat, Chrysler and Jeep

Walkers Chocolates

British Car Auctions

We Buy Any Car


Work highlights

  • Handling several matters on behalf of the client which include claims often involving unpaid fees and dishonoured cheques. The firm also pursues sellers in respect of breaches of warranties and individuals and companies on unpaid accounts.
  • Acting for ITV Global in recovering debts arising from programme and IP licensing.
  • Acting for a caterer in debt recovery claims in respect of several unpaid invoices for services provided over the course of 2 years.

Moore Barlow

Moore Blatch LLP handles debt offering ranges from advising on pre-issue recovery, issuing claims in the County Court and High Court and enforcement of judgements. Associates Peter Worrall and Susannah Marsh are the main practitioners and have a strong track-record in trade debt collection and working with letting agencies and landlords in the collection of rent arrears.

Practice head(s):

Peter Worrall

Other key lawyers:

Peter Worrall; Susannah Marsh


‘Moore Blatch provides us with debt recovery services when standard collection methods have failed. They take the time to understand how our business works in order to find the best solution and litigation methods to apply. The team always answer our queries in a timely manner and help us through challenging litigation cases.’

‘Peter Worrall’s approach is friendly and welcoming, adapting his litigation language to meet our requirements. We have built a trusted relationship with Peter.’

Key clients

Tetnet Communication Services LLP

Octopus Property

Futurebuild Recruitment Limited

PricewaterhouseCoopers LLP

PDT Solicitors

PDT Solicitors focuses on debt recovery in the recruitment and retail sectors, particularly in asset-based lending, invoice finance and insolvency. The group are also regularly instructed to handle flight delay compensation claims.  Dispute co-heads Nigel Davidson and Will Angas are frequently supported by associates Gina Hope and Anne Bryant.

Practice head(s):

Nigel Davidson, Will Angas

Key clients

ABN AMRO Commercial Finance

Outsauce Financing Limited

Advantedge Commercial Finance Limited

Flight Delay Pay

Work highlights

  • Acting for an insolvency sector client in recovering outstanding book debts owed to a company in administration.
  • Instructed on behalf of a compensation provider in recovering compensation owed to airline passengers under an EU Directive,

Pinney Talfourd LLP

Pinney Talfourd LLP's debt recovery team forms an integral part of the wider disputes practice, and has benefited from the arrival of practice head Nick Hatchett from Wortley Byers in mid-2018 and associates Maria Orfanidou and Oliver-James Topping. The team advise a range of clients in financial services, property, retail and construction fields. Litigation partner Stephen Eccles is also recommended.

Practice head(s):

Nick Hatchett

Key clients

Bank of Cyprus

Charterhouse (Accountants)

FRP Advisory

Mark Riley & Co

Work highlights

  • Acting for the Bank of Cyprus in seeking recovery of judgement debts, enforcement of money judgments obtained by the bank and related loans.
  • Acting for FRP Advisory in the recovery of sums paid over by the director of a limited company to his wife, in relation to a loan that she had allegedly made to the insolvent company.
  • Acting for the corporate client in seeking recovery of outstanding professional fees.


stevensdrake has experience across a wide range of debt types including consumer, commercial, motor and asset finance and debt purchase. The practice also offers specialist advice on asset recovery and collections for the motor finance industry. Debbie Mottley is the main contact.

Practice head(s):

Debbie Mottley

Thackray Williams LLP

Thackray Williams LLP acts for businesses across a range of industries on the collection of commercial debts and enforcement of judgements. Graeme Weir has particular experience in the law of conversion, collection of rent arrears, service charges and major works costs for housing associations, management agents and landlords, and debt recovery in the construction sector.

Practice head(s):

Graeme Weir

Trethowans LLP

Trethowans LLP's diverse client roster includes NHS Trusts, professional service providers, telecoms and property sector clients. Litigation partners Richard Cook and Karl Cameron handle debt claims in connection with recovery of over payment of salaries, unpaid invoices, rent arrears, and also advise private clients in respect of compensation for delayed flights.

Practice head(s):

Karl Cameron, Richard Cook

Key clients

Aintree University Hospitals NHS Foundation Trust

Oxford University Hospitals NHS Trust

Amey plc

James Hay Pension Trustees Limited

Rowanmoor Personal Pensions Limited

Work highlights

  • Advised client in reaching a £20,000 settlement for unpaid ground rent incurred as an expense in a SIPP.
  • Represented the client in successfully securing the payment of unpaid invoice fees.

Machins Solicitors LLP

Machins Solicitors LLP has specialist debt collection expertise in the areas of recovery of service and management charges on behalf of landlords and agents, consumer finance and business debts. Neil O’Callaghan is also able to assist with payment monitoring, tracing absent debtors and enforcement measures.

Practice head(s):

Neil O’Callaghan