Insurance in Norway

BAHR

With a strong national and international client base, BAHR handles high-profile cases for a variety of businesses; in recent highlights, the group represented Strawberry Hospitality Group in a Covid-19-related insurance dispute and acted for Skuld in the Norwegian Supreme Court. Jan Jansen leads the practice, with a specialisation in acting for insurers in contentious mandates. Atle Skaldebø-Rød and Tarjei Thorkildsen are also noteworthy due to their experience in marine insurance litigation, acting in damage cases, business interruption claims and reinsurance matters.

Practice head(s):

Jan Jansen

Other key lawyers:

Atle Skaldebø-Rød; Tarjei Thorkildsen

Testimonials

‘A growing and strong practice for marine insurance. Atle Skaldebø-Rød is a very good practitioner.’

‘Very strong knowledge of the law and excellent litigation skills.’

‘Very good industry knowledge. They are legal experts and can apply the law to the commercial reality. Very good negotiation skills to solve and settle matters.’

‘Very good and speedy communication, as well as prompt and detailed responses when required.’

‘Excellent communication and availability, as well as a very good understanding of the client’s needs and time frames. Special mention to Atle Skaldebø-Rød.’

‘BAHR has for many years been renowned to be one of the best law firms in Norway. The team they put together on specific cases clearly reflects this position.’

‘Tarjei Torkildsen is simply one of the best lawyers in Norway when it comes to litigation, also on insurance matters.’

Key clients

Zurich Insurance Group

Chubb Insurance

Norwegian Hull Club

Assuranceforeningen Skuld (Gjensidig)

Tryg

Nordnet AB

DNB Livsforsikring ASA

Oslo Pensjonsforsikring ASA

AIG

Protector Forsikring

Livsforsikringsselskapet Nordea Liv Norge AS

Work highlights

  • Represented Protector Forsikring in a reinsurance dispute against reinsurer Munich Re following the tragic Grenfell Tower fire.
  • Representing Choice Hotels in a coverage dispute with Codan Insurance in respect of losses due to the Covid-19 outbreak.
  • Represented Skuld before the Norwegian Supreme Court in the Mineral Libin case, which led to a decision on the remits of contractual freedom in marine insurance.

DLA Piper

While the majority of its work maintains a focus on reinsurance and professional liability issues, DLA Piper has also expanded its maritime expertise following the arrival of Hugo A. B. Munthe-Kaas, who has extensive experience in shipping and offshore work and now leads the practice. Notable clients include Munich Re, AXA XL and Tryg. Dual-qualified in the UK and Norway, Alexander Plows has experience in financial services, D&O, professional indemnity, and warranty and indemnity claims. Other key names include Camilla Wollan, who focuses on regulatory matters, and Beate Vesterås, who handles contract disputes and public law issues.

Practice head(s):

Hugo A. B. Munthe-Kaas

Other key lawyers:

Camilla Wollan; Beate Vesterås; Alexander Plows

Key clients

Munich Re

Navigators

AIG Europe

Aspen Insurance

Tryg Forsikring

RiskPoint

W.R. Berkley

Chubb

Liberty Mutual Insurance Europe

QBE European Operations

AXA XL

RSA France

Work highlights

  • Defended AIG in a claim for full policy indemnity under directors & officers’ liability insurance.
  • Represented GrunnTeknikk in a professional liability matter relating to a geotechnical consultancy in connection with the Sjøparken Agnes project.
  • Representing HK Arkitekter after it was sued by a building owner in a case that raised several issues of first impression relating to the demarcation of an architect’s responsibility.

Advokatfirma Kogstad Lunde & Co

Boutique firm Advokatfirma Kogstad Lunde & Co handles the full range of insurance issues, tort claims and insurance litigation for national and international clients, with expertise in employer's liability claims, onshore and offshore energy matters, maritime insurance, D&O litigation, public liability mandates and property damage disputes. Terje Marthinsen leads the personal injury practice and recently represented Hvitserk & Eventyrreiser in the Norwegian Supreme Court in a compensation claim. Name partner Trond Werner Lunde has 'second-to-none knowledge of the insurance industry' and group co-head Claus Krag Brynildsen is also highly praised by clients.

Practice head(s):

Trond Werner Lunde; Terje Marthinsen; Claus Krag Brynildsen

Other key lawyers:

Tor Morten Austerheim; Karoline Stenberg; Per Kristian Lundkvist

Testimonials

‘Advokatfirma Kogstad Lunde & Co is an amazing niche firm and is the go-to firm in Norway for most insurers in respect of high-quality insurance claims handling and litigation.’

‘Claus Krag Brynildsen is probably one of the best insurance lawyer in Norway and author of the leading Norwegian textbook regarding insurance law. Trond Werner Lunde has second-to-none knowledge of the insurance industry, is a leading lawyer in combating insurance fraud, and has been praised for his advice on the Grenfell Tower tragedy. Terje Marthinsen might be the best personal injury lawyer in Norway and has an extensive track record in litigation at all levels of the court system.’

‘The team is simply one of the best!’

‘You always know what is the plan and progress in a case. You are always kept up to date and do not have to request information. I have worked with Trond Werner Lunde for many years, and am very pleased with his good results.’

‘The company has a great breadth of expertise in insurance.’

‘The team is not only up to date, but involved in forming the field of compensation law in Norway. They have an assortment of lawyers who specialise in different areas and make sure to always be ahead of the game. They share their knowledge willingly and take on the responsibility to teach/ push all of us to become better at what we do.’

‘Terje Marthinsen and Per Kristian Lundkvist make sure to always be available and are easy to get a hold of. They know how to spot the problem right away, and to find the right way forward. If they need to assess the problem further, they will get back to you a short time later, with a considered solution. They also make sure to take into consideration problems one might not have been aware of oneself, so that not only the next path forward is clear but also what comes after. It’s effective, trustworthy and inspiring.’

‘The people working at the firm are problem-solvers. They always understand what I need as a client and make it happen. They work efficiently and are also extremely knowledgeable. I always pick Kogstad Lunde & co and I am always happy with the result.’

‘Tor Morten Austerheim and Terje Marthinsen are both easy to work with; they know the answers to my problems and are very practical in their assistance. Tor Morten is a great teacher and he is patient and comfortable to work with, as well as a great lawyer in his field.’

‘They are probably the best law firm to understand the insurance companies’ perspective. They have recruited employees with operational experience from insurance companies, and they have a good dialogue with executives from the insurance companies and understand the motives behind litigation initiated by an insurance company. They have taken a clear stand, they only work on the insurance companies’ side, and they don’t take fights between their insurance clients.’

‘Trond Werner Lunde is very good on P&C insurance.’

Key clients

Tryg Forsikring

Gjensidige Forsikring

If

Fremtind Forsikring

Protector Forsikring

Eika

Frende Skadeforsikring

Frende Liv

Jernbanepersonalets Bank og Forsikring

AIG Europe

KLP

Knif Trygghet Forsikring

INSR Insurance Group

Byggmesterforsikring

Pareto

The Norwegian Government / The National Complaint Board for Health Services

The Norwegian Government / Attorney General / The Norwegian Labours and Welfare Organisation

Landkreditt Forsikring

Skogbrand Forsikring

The Norwegian Auditor’s Association / Söderbergs

Tide Forsikring

Zurich Insurance

Norsk Hussopp Forsikring

Bane Nor

Chubb European Group Ltd Sweden

Chubb European Group Ltd Norway

Allianz Global Corporate and Speciality SE

HCC International Insurance Company PLC

The Hungarian Ministry of Defence Electronics, Logistics and Property Management Private Company

Faver AS

Work highlights

  • Advising Protector, which holds both the building insurance and the liability insurance for the owner of Grenfell Tower, on all legal and strategic assessments, discussions and decisions arising from the tragedy.
  • Defending Hvitserk & Eventyrreiser in the highest claim for compensation for a bereaved family ever presented in Norway.
  • Acted as mutual counsel for Frende Insurance and If in a potential NOK2bn recourse claim against a car manufacturer, which manufactured a car, which caused a fire in a car park at Stavanger Airport.

Advokatfirmaet Thommessen AS

The insurance practice at Advokatfirmaet Thommessen AS has a strong track record in marine insurance mandates; practice head Andreas Meidell successfully represented Gard and Swiss Marina in the Norwegian Supreme Court in a matter concerning a ship collision. The team also provides non-marine advice on issues including liability and recovery claims, regulatory matters and corporate transactions. Henrik Hagberg has notable experience in the oil services and shipping sectors, and Tore Mydske specialises in financial services regulation. Managing associate Henrik Fabian Torgrimsby has expertise in construction matters, and a growing practice in marine and non-marine claims. Stephen Knudtzon retired.

Practice head(s):

Andreas Meidell

Other key lawyers:

Henrik Hagberg; Tore Mydske; Trond Hatland; Henrik Fabian Torgrimsby

Testimonials

‘Very good, always well prepared with good margins prior to deadlines etc.’

‘Andreas Meidell is probably one of the best insurance lawyers in Norway.’

Key clients

Gard

Den norske Krigsforsikring for Skib

Norwegian Hull Club

Tryg Forsikring

Industriforsikring

UK Club

Zurich

AXA XL

Chubb

Navigators

Markel

Allianz

Cardif

RiskPoint

QBE

Work highlights

  • Represented Gard in a Norwegian Supreme Court matter against Skuld.
  • Represented Pareto Securities and Pareto Business Management in litigation commenced by Investec Bank plc before the Oslo District Court.
  • Representing Chubb, QBE, RiskPoint and Navigators in a D&O direct action claim.

Wiersholm

With one of the largest insurance-focused teams, Wiersholm's practice covers marine, D&O,  professional indemnity and regulatory work for a mixture of policyholder and insurer clients. The group also represents clients in high-profile cases, and recently defended DHL following the disappearance of artwork by Edvard Munch. Hans Kenneth Viga-Gerhardsen leads the team and specialises in regulatory insurance law, while Erik Blaker heads up the marine practice. Regulatory expert Kjersti Trøbråten and litigator Olav Perland are also key names to note.

Practice head(s):

Hans Kenneth Viga-Gerhardsen; Erik Blaker

Other key lawyers:

Olav Perland; Kjersti Trøbråten

Testimonials

‘Wiersholm’s team continues to have a strong regulatory and practical understanding of the insurance sector that is essential for ensuring swift and relevant advice. They are recommended both for sparring on day-to-day matters as well as for handling complex issues.’

‘Hans Kenneth Viga-Gerhardsen is highly competent and quick to see the relevant questions at hand from both an insurance regulatory as well as from an insurance contractual perspective. He has good insight into the industry and a clear understanding of how it operates as well as good knowledge of ongoing regulatory developments. He is highly recommendable.’

Key clients

AIG Europe S.A

AIG Europe UK Limited

BDO AS

DHL Global Forwarding (Norway) AS

C.J. Coleman

If Skadeforsikring NUF

Danske Bank

Codan Forsikring NUF

Allianz Corporate & Specialty

AXA XL Insurance SE

QBE Europe SA/NV

W. R. Berkley Insurance Nordic NUF

Work highlights

  • Acted for DHL in three disputes, which arose after DHL discovered that Munch artwork allegedly stored with them in Oslo had disappeared.
  • Represented the underwriters of CHC Helikopter Service AS (AIG Europe UK Limited and others) after 13 people died in a helicopter accident in Bergen in a recourse claim against the producer of the helicopter, Airbus.
  • Defending BDO against a NOK600m claim brought by the bankruptcy estate of Reinertsen, an oil and gas construction company.

Wikborg Rein

Wikborg Rein's insurance practice handles a variety of contentious and non-contentious issues, with marine and non-marine highlights including business interruption disputes, portfolio transfers, cover questions and regulatory cases. Clients include insurers, reinsurers, captive and mutual insurers, policyholders and intermediaries. Practice head Anders Færden is 'the specialist to go to in litigation matters involving insurance and cross-border issues,' while Gaute Gjelsten leads the firm's shipping and offshore practice. Herman Steen's practice focuses on dispute resolution.

Practice head(s):

Anders Færden

Other key lawyers:

Gaute Gjelsten; Herman Steen; Anne-Karin Nesdam; Nina Hanevold-Sandvik; Morten Lund Mathisen

Testimonials

‘The team is commercially competent, has a profound knowledge of insurance law and a focus on a practical approach to the client’s needs. This combined with its outstanding shipping team makes Wikborg Rein one of the leading, if not the leading, marine insurance practice.’

‘Anders Færden is the specialist to go to in litigation matters involving insurance and cross-border issues. His knowledge and responsiveness are outstanding.’

‘Herman Steen stands out to me as one of the best in many fields. ’

‘Anders Færden is highly recommended. He is swift, available, a skilled negotiator and particularly strong in insurance contract law and general contract law.’

‘Hands-on, good team players.’

‘Nina M Hanevold-Sandvik is very competent and has an excellent overview of details of large cases. Perfect team player, but also very capable on her own. Always enjoyable to work with! Gaute Gjelsten is also very competent and experienced. Good team player and delivers thorough and in-depth opinions. Morten Lund Mathisen is excellent on casualty handling and has outstanding experience with on-site attendance. Herman Steen is simply very competent and a nice person to work with.’

‘Great shipping team and knowledge in marine insurance.’

‘Herman Steen is calm, knowledgeable and steady pair of hands.’

‘Very qualified in M&A and insurance.’

‘Ability to consolidate a voluminous amount of material and provide advice quickly. Great to work with.’

‘Anders Færden inspired confidence and ably managed a great team in dealing with this litigation. He was certainly someone upon whose technical and strategic expertise you could rely.’

Key clients

Assuranceforeningen Gard/Gard Marine & Energy Ltd.

Codan Insurance

AXA XL

Norwegian Hull Club

Assuranceforeningen SKULD

Hydor

Söderberg & Partners

RSA

Brit Insurance

RiverStone Insurance (UK) Limited

Zürich Insurance

Work highlights

  • Representing marine insurer Gard Marine & Energy Insurance and international co-insurers in a constructive total loss dispute in Norwegian courts.
  • Acted for reinsurance broker Willis Towers Watson Re in a landmark reinsurance coverage dispute in Norway following the tragic Grenfell Tower fire in London.
  • Represented D&O liability insurer AXA XL in a major claim brought by the bankruptcy estate of Marine Subsea against its former directors.

Advokatfirmaet Ræder AS

Advokatfirmaet Ræder AS's practice mixes strong expertise in marine and transport insurance with a growing emphasis on product and professional liability claims, as well as building insurance work. Key clients encompass a variety of insurers, including Zurich, Tryg, XL Catlin and Gjensidige, as well as manufacturing clients. Jon Andersen leads the practice and has a notable background in maritime work. Joar Heide, who is a professional liability expert, and product liability specialist Kyrre Kielland are also key individuals.

Practice head(s):

Jon Andersen

Other key lawyers:

Joar Heide; Kyrre Kielland; Kristian Østberg

Testimonials

‘The team is unique because it comprises of not only excellent lawyers, but lawyers who have also worked in-house positions in the industry (eg Kristian Østberg), which gives the team a very commercial approach to legal problems. The team also includes lawyers who can advocate cases before the Norwegian Supreme Court. The team is of a good size and able to handle big and small cases alike.’

‘Jon Andersen is head of the team and he and all of the team provide top-quality but commercially focused advice, which is very much appreciated. Kristian Østberg is also an excellent lawyer and above all understands clients’ needs, having worked in the industry as an in-house counsel. Kristian and Jon are excellent trial lawyers and both have won difficult cases in the Norwegian court and in arbitration.’

‘Kyrre Kielland is available in an easy way, and has very good knowledge and interest in the field and industry.’

‘They are always available and have good knowledge of insurance.’

‘Availability, communication skills, feedback and efficiency are all key strengths.’

‘They follow up closely during the assignment, providing all documentation and materials needed to perform internal reporting and decisions. Never had to ask for this.’

Key clients

Tryg Forsikring NUF

W.R. Berkley Insurance Nordic NUF

Codan Forsikring NUF

Nemi Forsikring AS

MOWI Markets Norway AS

Gjensidige Forsikring ASA

KLP Skadeforsikring AS

Zurich Insurance plc

XL Catlin / Catlin Europe SE

HDI Global SE

Securitas AS

Help Forsikring AS

Work highlights

  • Advising the City Court of Oslo on a limitation fund and issues as the trustee following the grounding of the vessel ‘Server’ in 2007 at Hellesøy in Fedje in Norway.
  • Acting for Zurich Insurance and a lawyer in a case relating to the leasing and financing of helicopters and the legal issues relating to the advice provided by the lawyers involved.

Advokatfirmaet Schjødt

Fielding an insurer-focused practice, Advokatfirmaet Schjødt is singled out for its regulatory, product development and transactional work, acting for a variety of clients. The group is also increasingly active in claims work, including handling D&O, marine, financial line, product and general liability disputes. The team's roster of international and domestic clients includes life and non-life insurers, reinsurers, pension funds, insurance intermediaries and larger corporate policyholders. The highly experienced Klaus Henrik Wiese-Hansen heads up the practice, with Per Magne Ristvedt and Amund Bjøranger Tørum leading the litigation expertise.

Practice head(s):

Klaus Henrik Wiese-Hansen

Other key lawyers:

Per Magne Ristvedt; Amund Bjøranger Tørum

Testimonials

‘Great knowledge and experience – with a practical touch.’

‘Klaus Henrik Wiese-Hansen has superb knowledge mixed with a practical touch, which gives value to the clients.’

‘Innovative, solution-oriented and open to new ideas and solutions.’

Key clients

Apple Inc.

Zurich Insurance plc (Ireland), Swedish Branch

Chubb European Group SE

VPS Euronext

AXA XL

XL Catlin Services SE

Euro Accident Livförsäkring AB

Euro Accident Liv NUF

Anticimex Försäkringar AB

Anticimex Forsikring NUF

FOLKSAM ömsesidig sakförsäkring

Hyperion Insurance Group Limited

Zurich Insurance plc (Ireland), Norwegian Branch

W. R. Berkley Europe AG

W. R. Berkley Corporation

Berkley European Underwriters

Skandinaviska Enskilda Banken S.A

Samsung Electronics Nordic Aktiebolag

Codan Forsikring NUF

Work highlights

  • Defending Chubb against a $5m-10m claim from Deutsche Bank AG related to a forced sale of shares, where the account operator committed an error, which allegedly caused a loss for Deutsche Bank.
  • Assisting Gjensidige Forsikring in negotiations with four mutual insurance companies which have terminated a near 100-year long insurance/reinsurance and distribution cooperation.
  • Advising Danica Pensjonsforsikring AS on the complete restructuring of its entire distribution chain in Norway.

Arntzen de Besche

Arntzen de Besche fields a full-service insurance practice, which has expertise in D&O insurance and professional liability claims, and acts for clients in the aviation, offshore shipping and oil and gas sectors. The group has handled a variety of high-profile claims for insurers and policyholders, including representing Reinertsen in a bankruptcy-related case. Sven Iver Steen leads the practice and has a focus on the insurance, pension and finance sectors.  Andreas Nordby, who specialises in litigation, and Karl Rosén, who has experience in regulatory matters, are also singled out. Linn Kvade Rannekleiv joined from DLA Piper.

Practice head(s):

Sven Iver Steen

Other key lawyers:

Andreas Nordby; Karl Rosén; Linn Kvade Rannekleiv

Testimonials

‘Arntzen de Besche has the required pension knowledge in combination with legal expertise that is necessary for our cases.’

‘Flexible, hard-working and delivers on time (often with short delivery time frames).’

Key clients

Gjensidige Forsikring

Sparebank 1 Forsikring

Marine Subsea AS’ bankruptcy estate

Gabler

Eikos

Lillevold and Partners

If Skadeforsikring

KLP Skadeforsikring AS

Storebrand

Work highlights

  • Representing the bankruptcy estate of Reinertsen AS in a case against five members of the board of directors for negligence.
  • Assisted with negotiations between KLP Forsikring, an insured power station company and the Nordland fylkeskommune regarding a large earth fall cutting off the only road to the city of Brønnøysund.
  • Representing Gjensidige Forsikring ASA in a dispute with Oslo University Hospital and its insurance company.

Bull & Co Advokatfirma AS

Leveraging its expertise in international insurance, Bull & Co Advokatfirma AS handles insurance claims, liability issues and advisory work. Recent mandates include defending Chubb in an overseas D&O claim, as well as providing regulatory advice to Standard Garanti Forskirig relating to an operations license. The practice is led by experienced practitioner Runar Hansen, who handles advisory and litigation work for insurance clients; Anne Helsingeng is also recognised for her expertise in restructuring, insolvency and bankruptcy law.

Practice head(s):

Runar Hansen

Other key lawyers:

Nils Henrik Varmann Jørgensen; Anne Helsingeng; Erlend Balsvik

Key clients

AGS Forsikring

Allianz Global Corporate & Speciality

Axa XL

Chubb Insurance

Gjensidige

If

Norwegian Supervisory Council for Legal Practice

RiskPoint

RIF Forsikring

The Norwegian Football Association

Work highlights

  • Defended Chubb in a D&O claim against an overseas-based board member of a bankrupt Norwegian company in the publishing sector.
  • Acting in potential legal malpractice cases brought before the Norwegian Supervisory Council for Legal Practice and handling negotiations with the relevant insurers.
  • Provided strategic and legal advice to Standard Garanti Forsikring in connection with its successful application, and final approval, for a licence to operate in Norway from the FSA.

SANDS

SANDS' insurance practice acts for both policyholders and insurers in the domestic and international insurance markets, with key examples including Generali, Chubb, Frende and Protector. Team leader Christian Kjellby Nesset has notable experience in reinsurance matters and regularly acts in product development claims. Recent highlights include representing Chubb in a product liability case and acting for Moen in two shipwreck claims.

Practice head(s):

Christian Kjellby Nesset

Other key lawyers:

Guy Leonard; Marit E. Kirkhusmo; Oddbjørn Slinning

Key clients

Protector

Zurich Insurance

Tryg

Schenker and Schenker Ocean

Chubb

Generali PanEurope Dac

Hansard Europe Dac

Johnson Controls captive

KLP

Norwegian Insurance Partner

Frende Forsikring

RiskPoint

Tromstrygd Gjensidig Forsikringsselskap

W. R. Berkley Insurance (Europe)

Work highlights

  • Acted for Chubb in a recent professional liability case involving Johnson Controls, which recently concluded in the Supreme Court.
  • Advising Moen Marine on a range of insurance matters linked to two shipwrecks involving production defects, which related to construction at a shipyard in China.
  • Acting for Protector on several matters and substantial claims relating to the client’s insurance activities in Norway, including global claims and tax issues.

Advokatfirmaet Simonsen Vogt Wiig

With notable expertise in marine insurance mandates, Advokatfirmaet Simonsen Vogt Wiig provides advice on contentious and non-contentious matters to a variety of insurance clients, and specialises in disputes relating to marine P&I, H&M, cargo, loss of hire and war insurance. The firm also has niche expertise in aviation, personal liability and life insurance claims. Frithjof Herlofsen, who is an experienced marine practitioner, and Lars Inge Ørstavik, who has broad experience in contract and enterprise law, jointly lead the practice. Recent highlights included defending Britannia and the owners of a ship in a collision dispute against the Norwegian Government.

Practice head(s):

Frithjof Herlofsen; Lars Inge Ørstavik

Other key lawyers:

Christian Bjørtuft Ellingsen; Jan Vablum

Key clients

Gjensidige

Skuld P & I

Navigators

North of England P & I

Hydor AS

Norsk Hydro/Industriforsikring

Yara Insurance

Codan Insurance

Britannia P & I

KLP Skadeforsikring

Work highlights

  • Represented If Insurance and Yara in a $50m claim before the Oslo City Court following the total loss of the MV ‘Cheshire’ and its valuable cargo following a decomposition event.
  • Represented Gjensidige Insurance in the Norwegian Supreme Court relating to the Norrland incident, which involved a landmark decision on insurers rights in subrogation actions.
  • Representing Britannia and the owners of the MV ‘Sola’ in a dispute concerning liability for property damage and wreck removal costs against the Norwegian Government/Ministry of Defence.