Insurance in Norway


BAHR‘s team of ‘very good insurance lawyers‘ is led by oil and gas expert Jan Jansen, who handles D&O and professional indemnity claims for international insurers and is also well known for his expertise in litigation. Atle Skaldebø-Rød is ‘extremely sharp and quick on his feet, and a great litigator‘, with a solid track record in handling contentious marine insurance work. Tarjei Thorkildsen is also a key contact for marine insurance litigation, and acts as counsel to the Norwegian Hull Club on business interruption claims, reinsurance work, and ship and cargo damage cases. Senior associate Mads Schjølberg is a name to note.

Practice head(s):

Jan Jansen

Other key lawyers:

Atle Skaldebø-Rød; Tarjei Thorkildsen; Mads Schjølberg


‘Highly competent and attentive to clients’ needs. Good commercial insight. Quick thinking and solution oriented. Extremely prompt in providing feedback.’

‘Mads Schjølberg is one to watch for the future.’

‘Tarjei Torkildsen has considerable knowledge in insurance matters, which combined with his skills as a litigation lawyer gives the client the utmost comfort.’

Mads Schjølberg shows good knowledge in insurance law. One to watch for the future.’

Key clients

Zurich Insurance Group

Chubb Insurance

Norwegian Hull Club

Assuranceforeningen Skuld (Gjensidig)

Den Norske Krigsforsikring for Skib

If Skadeforsikring NUF

Tryg Forsikring NUF

DNB Livsforsikring ASA

Oslo Pensjonsforsikring ASA


Protector Forsikring

Livsforsikringsselskapet Nordea Liv Norge AS

Duvi AS

Aker pensjonskasse

The Norwegian association of pension funds (Pensjonskasseforeningen)

Work highlights

  • Representing Choice Hotels in an ongoing coverage dispute with Codan Insurance regarding losses due to the Covid-19 outbreak.
  • Representing Norwegian Hull Club in a P&I direct action claim arising from cargo damage.
  • Acted for Nordea on its acquisition of a portfolio of occupational pensions from life insurance company Frende Livsforsikring.

DLA Piper

Advokatfirma DLA Piper Norway DA is well known for its expertise in professional liability and reinsurance matters, and also provides advice to global insurers on financial services, product liability, marine and professional indemnity claims. Regulatory expert Camilla Wollan handles cross-border financial services mandates, and Hugo Munthe-Kaas, who leads the firm’s compliance group, is the key name for shipping and offshore work. Associate Lars Albert Jøstensen handles dispute resolution. In early 2023, former practice head Alexander Plows departed to Arntzen de Besche.

Other key lawyers:

Camilla Wollan; Hugo Munthe-Kaas; Lars Albert Jøstensen


‘DLA Piper is commercial and understands the clients’ business. It provides excellent and clear advice.’

Key clients

Munich Re


AIG Europe

Aspen Insurance

Tryg Forsikring


W.R. Berkley



Liberty Mutual Insurance Europe

QBE European Operations


RSA France

Work highlights

  • Advising Brightstar on the insurance aspects of the provision of its device protection program to Telenor Norge and ICE Norge.
  • Assisting Zurich Insurance with all liability claims under the mandatory insurance policy for trustees in bankrupt estates and the estates of deceased individuals.

Advokatfirma Kogstad Lunde & Co

Boutique firm Advokatfirma Kogstad Lunde & Co ‘knows the insurance industry very well‘ and is home to a ‘highly experienced and specialised team‘. The department provides advice to a high-profile client roster of international and national companies on the whole spectrum of insurance work. Terje Marthinsen, who leads the personal injury and employers’ liability team, is ‘an excellent lawyer and strategist‘, and is regularly instructed in D&O and professional indemnity claims. Trond Werner Lunde is ‘a stand out senior partner‘ and is highly regarded for his ‘towering profile in Norwegian insurance law, with all-round knowledge.’ Group co-head and health insurance expert Claus Krag Brynildsen is ‘very knowledgeable‘ and has ‘vast experience‘. Newly promoted partner Karoline Stenberg is ‘up and coming, always well prepared, and very open and direct‘.

Practice head(s):

Trond Werner Lunde; Terje Marthinsen; Claus Krag Brynildsen

Other key lawyers:

Karoline Stenberg


‘Trond Werner Lunde is a great managing partner. He makes clients feel connected to the firm, prioritized and valued.’

‘Terje Marthinsen is accessible and solution oriented and showed excellent analytic skills.’

‘Kogstad Lunde has for years performed on the highest level within insurance law in Norway. The depth of knowledge among the team members is second to none in Norway.’

‘Terje Marthinsen might be the most knowledgeable personal injury lawyer in Norway, including litigation on the matter.’

‘First class knowledge, great availability, cost effective and a pleasure to work with.’

‘Terje Marthinsen – excellent lawyer with broad experience and cost effective advice. A pleasure to work with.’

‘Excellent team for insurance coverage and defence work.’

‘Karoline Stenberg deserves a special mention as she has been most helpful to our company the last year, tackling various challenging legal matters with ambition, thoroughness and efficiency.’

Key clients

Hedvig AB

Tryg Forsikring

Protector Forsikring

Gjensidige Forsikring


AIG Europe

Fremtind Forsikring


The Norwegian Auditors’ Association

The Norwegian Government/Attorney General/The Norwegian Labour and Welfare Organisation


Frende Skadeforsikring

Frende Liv

Jernbanepersonalets Bank og Forsikring

Knif Trygghet Forsikring

The Norwegian Government / The National Complaint Board for Health Services



Landkreditt Forsikring

Skogbrand Forsikring

Zurich Insurance

Norsk Hussopp Forsikring

Bane Nor

HCC International Insurance Company PLC

Faver AS

Ly Forsikring

Work highlights

  • Providing ongoing advice to Protector, which holds both the building insurance and the liability insurance for the owner of Grenfell Tower, regarding all legal and strategic assessments, discussions and decisions arising from the tragedy.
  • Successfully defended Hvitserk & Eventyrreiser in the highest claim for compensation for a bereaved family ever presented in Norway.
  • Acting as mutual counsel for Frende Insurance and If in an ongoing potential NOK2bn recourse claim against a car manufacturer, concerning a car which caused a fire in a car park at Stavanger Airport.

Advokatfirmaet Thommessen AS

With notable expertise in marine insurance mandates, Advokatfirmaet Thommessen AS is equally adept at advising major national and international insurers on a range of contentious and non-contentious matters. Practice head Andreas Meidell has notable experience in litigation, and assists with marine and cargo insurance, reinsurance and property and liability claims. Henrik Hagberg is noted for his expertise in shipping and oil sector work, while financial services regulatory matters are a core strength of Tore Mydske‘s practice. Managing associate Henrik Fabian Torgrimsby regularly assists with infrastructure projects.

Practice head(s):

Andreas Meidell

Other key lawyers:

Henrik Hagberg; Tore Mydske; Henrik Fabian Torgrimsby


‘Andreas Meidell is considered as one of the best insurance lawyers in Norway. He is also a very good litigation lawyer.’

‘Henrik Fabian Torgrimsby is very good.’

‘Probably the best insurance team in Norway.’

Key clients


Den norske Krigsforsikring for Skib

Norwegian Hull Club

Tryg Forsikring


UK Club










Storebrand Livsforsikring AS

Gjensidige Forsikring AS

Fremtind Forsikring AS

Finans Norge

Work highlights

  • Providing ongoing assistance to Chubb, QBE, RiskPoint and Navigators concerning a D&O claim worth NOK1.3bn.
  • Successfully represented the bankruptcy estate of Alpha Insurance before the Norwegian Supreme Court in litigation concerning insurance jurisdiction.
  • Representing Finans Norge, the Norwegian branch association for insurance companies, in a dispute with the Norwegian FSA and the Norwegian Ministry of Finance on the correct interpretation of the Norwegian Insurance Activities Act.


Wiersholm ‘has a strong regulatory and practical understanding of the insurance sector that is essential for ensuring swift and relevant advice.’ Hans Kenneth Viga-Gerhardsen, who leads the team, ‘has good insight into the industry and a clear understanding of how it operates‘; together with shipping insurance expert Christian Hauge and Kjersti Trøbråten, who has expertise in financial regulatory law, he is assisting INSR Insurance Group with its restructuring, involving multiple reinsurance agreements, insurance portfolio transactions, and litigation. Olav Perland is noted for his expertise in handling disputes, and regularly advises on professional liability claims. Erik Blaker retired.

Practice head(s):

Hans Kenneth Viga-Gerhardsen

Other key lawyers:

Christian Hauge; Kjersti Trøbråten; Olav Perland


‘Professionally qualified and service minded.’

‘Hans Kenneth Viga-Gerhardsen has excellent insurance knowledge.’

‘Olav Perland has a sympathetic and charismatic way in court.’

Wiersholm’s team provides swift and relevant advice.’

Hans Kenneth Viga-Gerhardsen is highly competent and quick to see the relevant questions at hand from both an insurance regulatory as well as from an insurance contractual perspective.’

Kjersti Trøbråten is highly experienced, and has great insight into the practical implications of the evolving regulatory landscape.’

Key clients

Insr Insurance Group ASA

Brannkassene i Norge

AIG Europe S.A

AIG Europe UK Limited

Folksam Omsesidig Sakforsakring


Mowi ASA

DHL Global Forwarding (Norway) AS

Danske Bank

Codan Forsikring NUF

AXA XL Insurance SE

QBE Europe SA/NV

W. R. Berkley Insurance Nordic NUF

Gjensidigeforeningene (Møretrygd, Nordlys, Tromstrygd og Bud & Hustad)

Arntzen de Besche

Sven Iver Steen heads up the department at Arntzen de Besche, which is well known for its full-service insurance offering. The team has a solid track record in assisting prominent insurance companies with high-profile claims, and is noted for its strong capabilities in professional liability work, D&O insurance, and pension sector issues. Oil and gas, aviation, offshore and shipping are other sector strengths for the group. Karl Rosén is noted for his expertise in financial services regulatory matters. Associate Tobias Behncke is also singled out. Linn Kvade Rannekleiv has left the firm for an in-house role and, in early 2023, Alexander Plows joined the practice from Advokatfirma DLA Piper Norway DA.

Practice head(s):

Sven Iver Steen

Other key lawyers:

Karl Rosén; Tobias Behncke; Alexander Plows


‘Very deep knowledge about the Norwegian pension system.’

‘Sven Iver Steen is very service minded, gives quick responses and has long experience in the pension and insurance area.’

‘Alexander Plows stands out as a true expert on insurance. He is business-minded and extremely responsive. He is our go to partner on insurance.’

‘Being dual qualified and with excellent language skills, Alex is uniquely placed to act for London-based clients on Nordic matters. He is my go-to lawyer in the region for insurance disputes.’

Key clients

If Skadeforsikring

Frende Forsikring

Gjensidige Forsikring

KLP Skadeforsikring AS


Lloyd’s Insurance Company


Reinertsen AS’ bankruptcy estate


PricewaterhouseCoopers AS


Lillevold and Partners

Work highlights

  • Providing ongoing advice to the bankruptcy estate of Reinertsen AS in a case against five members of the board of directors (and the directors’ insurance company) for negligence.
  • Successfully assisted with negotiations between insured power station company KLP Forsikring and the Nordland fylkeskommune concerning a large earth fall which cut off the only road to the city of Brønnøysund.
  • Represented insurance company Frende Holding and its owners (15 Norwegian savings banks) in a reorganisation of the cooperation group connected to the client.

Bull & Co Advokatfirma AS

Bull & Co Advokatfirma AS‘ practice is home to a team of ‘experts within insurance’. Department head Runar Hansen is ‘one of the absolute best lawyers within Norwegian insurance law‘, and regularly represents large insurance and financial services companies in litigation. Nils Henrik Varmann Jørgensen is recognised for his expertise in handling liability issues, and Erlend Balsvik focuses on regulatory matters.

Practice head(s):

Runar Hansen

Other key lawyers:

Nils Henrik Varmann Jørgensen; Erlend Balsvik


‘Excellent insurance understanding and the potential conflicts among different parties as clients, insurers and brokers.’

‘Runar Hansen is one of the most experienced insurance lawyers in Norway. Solution-orientated and very pleasant to work with. Excellent record for dispute solutions.’

‘Always try to find reasonable agreements among parties involved.’

‘Runar Hansen is one of the absolute best layers within the Norwegian Insurance law. Both in court and outside.’

Key clients

Agder Energi Nett AS

AGS Forsikring

Allianz Global Corporate & Speciality

Axa XL

Chubb Insurance

Codan Forsikring



Norwegian Supervisory Council for Legal Practice

RiskPoint AS

RIF Forsikring

Schibsted AS

The Norwegian Football Association

Work highlights

  • Successfully represented media company Schibsted Trykk in a professional liability dispute with Willis Towers Watson.
  • Represented Agder Energy Nett in a dispute with Norway-based insurance company Tryg, regarding power grid damage caused by heavy snowfall.
  • Represented Finnair in a passenger refund rights claim.

Advokatfirmaet Ræder AS

Led by Jon Andersen, the ‘experienced and knowledgeable‘ team at Advokatfirmaet Ræder AS is well known for acting for manufacturing companies and large insurers in professional liability and product claims, as well as transport and marine insurance work. Andersen is noted for his expertise in handling maritime matters, and regularly appears in litigation. Other key practitioners are newly promoted partner Kristian Østberg; Kyrre Kielland, who is a product liability expert; and professional liability specialist Joar Heide.

Practice head(s):

Jon Andersen

Other key lawyers:

Kristian Østberg; Kyrre Kielland; Joar Heide


‘Kyrre Kielland is always available for good advice.’

‘Experienced and knowledgeable.’

‘Quick response to any inquiry. They follow up continuously throughout the assignment. Understand the needs of their clients, and the customers of the client as well.’

‘Efficient processing of cases/assignment. provide excellent service at a decent and reasonable billing policy. They adapt smoothly to the various tasks, and make use of the best resources internally to solve the task in the best possible way. I would like to endorse these outstanding partners who fulfil all the mentioned qualities: Jon Andersen, Kristian Østberg. Kyrre Kielland.’

Key clients

Tryg Forsikring NUF

W.R. Berkley Insurance Nordic NUF

Codan Forsikring NUF

Nemi Forsikring AS

MOWI Markets Norway AS

Gjensidige Forsikring ASA

KLP Skadeforsikring AS

Zurich Insurance plc

XL Catlin / Catlin Europe SE

HDI Global SE

Securitas AS

Help Forsikring AS

Advokatfirmaet Schjødt

Advokatfirmaet Schjødt‘s practice focuses predominantly on acting for insurer clients in a range of matters, including insurance-related M&A, product development work and regulatory matters. Pension funds, reinsurers, and life and non-life insurers are included in the group’s client base. Practice head Klaus Henrik Wiese-Hansen acts for insurance intermediaries and larger corporate policyholders in cross-border mandates, and associate Ellen Hjelset is active in financial regulatory work. Amund Bjøranger Tørum left the firm in April 2021.

Practice head(s):

Klaus Henrik Wiese-Hansen

Other key lawyers:

Ellen Hjelset


‘Professional team that delivers value for money.’

‘Klaus Henrik Wiese-Hansen demonstrates competence and delivers quick answers that you trust.’

‘Particularly good knowledge of Norwegian regulations related to pensions and insurance.’

‘Klaus Henrik Wiese-Hansen quickly understands the customer’s problems and manages to convey complex messages in an understandable way.’

Key clients

DARAG Deutschland AG

YOUPLUS Assurance AG


WaterCircles Forsikring AS

Chubb European Group SE

VPS Euronext


XL Catlin Services SE

Euro Accident Livförsäkring AB

Euro Accident Liv NUF

Tryg Forsikring A/S

Tryg Forsikring NUF

Codan Forsikring NUF

FOLKSAM ömsesidig sakförsäkring

Anticimex Försäkringar AB

Anticimex Forsikring NUF

Hyperion Insurance Group Limited

Zurich Insurance plc (Ireland), Norwegian Branch

Zurich Insurance plc (Ireland), Swedish Branch

W. R. Berkley Europe AG

W.R. Berkley Corporation

Berkley European Underwriters

Gjensidige Forsikring ASA

Danica Pensjonsforsikring AS

Nordnet Livsforsikring AS

Frende Livsforsikring AS

AmTrust International Underwriters Ltd.

AmTrust Nordic AB

AmTrust Insurance Services Norway AS

Howden Forsikringsmegling AS

Norwegian Insurance Partner AS

A/S Norske Shells Pensjonskasse

Protector ASA

KLP (Kommunal Landspensjonskasse Gjensidig Forsikringsselskap)

Beazley Group Ltd.

Builders Direct S.A

Wealins S.A.

Lombard International Assurance S.A.

Telenor Pensjonskasse

Infratek Pensjonskasse

Fortum Pensjonskasse

Adresseavisen Pensjonskasse

Aibel AS Pensjonskasse

NHOs Konsernpensjonskasse

SquareTrade Ltd.

Pareto Forsikringsmegling AS

Apple, Inc.

Aspen Insurance UK, Ltd


Bolttech Device Protection (Ireland) Ltd

Claims Handling AS

BuySure AS

Danske Bank

Esso Norge AS

Fine Art Specie Adjusters Limited

Nucleus Life AG

Qover SA/NV

SafetyWing AS

SEB Life International Assurance Company DAC

Willis North America Inc.

Willis Towers Watson plc

Work highlights

  • Assisting Tryg Forsikring A/S with all Norwegian legal aspects of to its acquisition of Codan Forsikring A/S, and the subsequent merger between the Norwegian branches of the companies.
  • Advised DARAG Deutschland AG on negotiations for a retrospective quota share reinsurance agreement with Protector Forsikring.
  • Advised WaterCircles Forsikring AS on the NOK307m sale of its distribution companies, as well as a capital reserve matter with the Norwegian regulator.

Advokatfirmaet Simonsen Vogt Wiig

Advokatfirmaet Simonsen Vogt Wiig‘s insurance practice is singled out for its strength in marine insurance matters, with a solid track record in representing insurers in a range of disputes involving cargo, loss of hire, and marine P&I, among other areas. Lars Inge Ørstavik, who co-leads the team with Herlofsen, is very experienced in compensation law and casualty work. Christian Bjørtuft Ellingsen‘s practice focuses on transport insurance matters, and senior associate Marte Sønstevold is noted for her experience in handling cargo-related matters and coverage disputes.

Practice head(s):

Lars Inge Ørstavik

Other key lawyers:

Christian Bjørtuft Ellingsen; Marte Sønstevold


‘High and specialized competence. Efficient. Trustworthy and professional. Service minded.’

Key clients


Skuld P & I


North of England P & I

Hydor AS

Norsk Hydro/Industriforsikring

Yara Insurance

Codan Insurance

Britannia P & I

KLP Skadeforsikring/KLP Ansvarsforskring

NorSun AS

Work highlights

  • Successfully represented If Insurance and Yara before the Court of Appeal, after acting for both clients in a $50m claim before the Oslo City Court following the total loss of the MV ‘Cheshire’ and its valuable cargo following a decomposition event.
  • Representing Britannia and the owners of the MV ‘Sola’ in an ongoing dispute concerning liability for property damage and wreck removal costs against the Norwegian Government/Ministry of Defence.

Wikborg Rein

Wikborg Rein‘s team ‘has a solid understanding of insurance‘ and provides ‘excellent advice‘ on a broad range of marine and non-marine insurance work, with portfolio transfers and acquisitions, coverage issues and marine insurance litigation included in the group’s recent workload. Department head Anders Færden is ‘a skilled negotiator and particularly strong in insurance contract law'. Specialist counsel Anne-Karin Nesdam‘s practice focuses on gas sector matters, while Herman Steen is very experienced in handling disputes relating to marine P&I, war and cargo insurance.

Practice head(s):

Anders Færden

Other key lawyers:

Herman Steen; Anne-Karin Nesdam


‘Herman Steen is very good with the law, and fully understands the commercial aspects as well. Great and swift service on casualty response.’

‘Excellent industry knowledge.’

‘They have expertise in marine insurance. Advice is spot on, clear and informative.’

‘Anders Færden’s advice is extremely useful and clearly showcases his expertise. He provides sensible commercial advice and is always responsive.’

‘Anders Færden – knowledgeable, great at tackling problems and quick to provide legal advice.’

Key clients

Assuranceforeningen Gard/Gard Marine & Energy Ltd

Codan Insurance


Norwegian Hull Club

Assuranceforeningen SKULD


Söderberg & Partners


Brit Insurance

RiverStone Insurance (UK) Limited

Zürich Insurance

Work highlights

  • Providing ongoing assistance to marine insurer Gard Marine & Energy Insurance and international co-insurers concerning a constructive total loss dispute.
  • Assisted Storebrand Forsikring AS with its acquisition of the Norwegian non-life portfolio from Insr ASA.
  • Acting for AXA XL in a case concerning lawyers’ alleged professional negligence, and issues regarding insurance cover.