Banking, finance and capital markets in Malta

Camilleri Preziosi

The banking and finance team at Camilleri Preziosi has ‘exceptional knowledge of the law within the Maltese jurisdiction.’ The firm handles a wide range of work and has been involved in an increasing number of domestic and cross-border finance transactions acting for both the lending and borrowing sides. The team has worked on a number of high-value financing deals for banking and pharmaceutical clients. In addition to this, the firm has assisted banking, construction and technology clients with high-profile listings on the Malta Stock Exchange. Louis de Gabriele heads the corporate and finance practice while Malcolm Falzon oversees the firm’s capital markets work. Andrei Vella is another key name for financing.

Practice head(s):

Louis de Gabriele; Andrei Vella; Malcolm Falzon

Other key lawyers:

Nicola Buhagiar; Kyle Debattista

Testimonials

‘CamilleriPreziosi is the legal firm appointed by our institution as our external lawyers. We find their experience across various sectors very useful in the provision of sound legal advice and preparation of the legal documentation.’

‘I have interacted mostly with Dr Louis De Gabriele, Dr Andrei Vella, and Dr Nicola Buhagiar who are always available, approachable and ready to offer practical solutions within a legal context.’

‘Th Camilleri Preziosi team were an absolute pleasure to work with. Level of insight and responsiveness. Every member of the team had an exceptional knowledge of the law within the Maltese jurisdiction and we were abele to interact with every member of the team with ease.’

‘The level of responsiveness we received from the practice was truly exceptional. From a junior (Kyle Debattista – Associate) to partner level (Andrei Vella) all members of the team were fully immersed in the transaction and always had great insight with respects to all aspects of the transaction. We could reach out to the team at anytime and always received the assistance required.’

Key clients

AX Group p.l.c.

Harvest Technology p.l.c.

MeDirect Bank Malta p.l.c.

Bank of Valletta p.l.c.

Melite Finance p.l.c.

Ganado Advocates

The banking and finance practice at Ganado Advocates  ‘includes some of the most highly respected people within the Maltese legal sector, with finance and capital markets being one of its core strengths'. The team has seen work increasing on two fronts: an increase in advisory work to financial services companies on financial crime and related aspects as well as in Brexit-related transactions. Conrad Portanier, a specialist in banking and finance has an ‘unbeatable’ wealth of knowledge which allows him to offer clients, ‘a fully comprehensive and sound service.’ Matthew Brincat comes highly regarded for his experience on international pensions regulations and legislations which ‘sets him apart from his peers.’

Practice head(s):

Max Ganado; André Zerafa; Conrad Portanier; Matthew Bianchi; Matthew Brincat; Leonard Bonello

Other key lawyers:

Nick Curmi; Beppe Degiorgio

Testimonials

‘Always available to discuss – even to meet in person; always ready with a professional and detailed reply.’

‘Ready to assist with a professional approach.’

‘Ganado Advocates are widely regarded as the top law firm in Malta in most sectors, including banking, finance and capital markets. The practice includes some of the most highly respected people within the Maltese legal sector, with finance and capital markets being one of its core strengths. Ganado is considered an authority, and working with them gives the peace of mind necessary when starting a new venture. The experience and knowledge made available to the client are second to none, and are indeed a step above every other legal firm on the island.’

‘Working with Nick Curmi has been an excellent experience. He is knowledgeable, practical and always one step ahead. He has always kept us updated at every turn, and is readily available for discussions should the need arise. Often Nick went beyond his remit to provide us with the best possible service. Nick together with Beppe Degiorgio make an excellent team, and have been a pleasure to work with over the last few months.’

‘The teams of Lawyers they have are very approachable and provide excellent and clear advice.’

‘We have dealt with the shipping team tax team and capital markets team as well as the managing partner. All have been excellent responsive and helpful.’

‘The Ganado team meet all our legal needs under one roof and have provided invaluable help with managing our relationship with the regulator and other third parties’

‘Matthew Brincat has an encyclopaedic knowledge of the pensions regulations in Malta and his advice and wisdom has been hugely beneficial in supporting our business’

‘Very cohesive, institutional, business driven, committed law firm. A wonderful platform in finance, transactional, regulatory, and litigation.’

‘Conrad Portanier: rigorous, innovative, thoughtful lawyer.’

‘I would describe Ganado as a Maltese magic circle firm, and in effect it is the Nr. 1 law firm in Malta.’

‘Conrad Portanier, a partner at the firm, is a specialist in banking and finance. His wealth of legal knowledge in his practice area is near unbeatable, ensuring he offers his clients a fully comprehensive and sound service. ’

‘Expertise in Pensions, which is a unique market. ’

‘Excellent’

‘As the leading Law firm in Malta they offer a depth of local and international expertise that really helps both corporate and individual enquirers. ’

‘I have known and worked with Dr Matthew Brincat in the specialist area of Malta and international pensions regulations and legislation for almost 10 years now. His experience and the application of it sets him apart from his peers. Furthermore, his excellent relationship with the regulator has allowed him to convey the collective feelings, concerns and suggestions of the Malta retirement scheme providers in such a way as to help the regulator grasp the importance of those matters.’

Fenech & Fenech Advocates

The banking and finance practice at Fenech & Fenech Advocates advises on all elements of financial services. The team is jointly led by investment funds expert, Joseph Ghio and Rosanne Bonnici who handles financial services, tax and restructuring work. The firm has seen an increase in license applications work from within the insurance sector in preparation for Brexit. The team has also advised on regulatory and compliance issues in different sectors. Josianne Brimmer is also highly regarded.

Practice head(s):

Rosanne Bonnici; Joseph Ghio

Other key lawyers:

Josianne Brimmer

Testimonials

‘Close engagement with clients’

‘Joseph Ghio – personable and good knowledge of the sector.’

Key clients

Argus Group (Insurance)

Mamo TCV Advocates

Led by Andrew Muscat, the banking and finance practice at Mamo TCV Advocates is a popular choice for both local and international financial institutions. It has worked on a variety of financing projects as well as regulatory work. The team has advised several issuers from a variety of sectors on listings on capital markets and has been retained as counsel to various credit and financial institutions operating in Malta. Simon Pullicino was recently promoted to the partnership.

Practice head(s):

Andrew Muscat

Other key lawyers:

Simon Pullicino

Key clients

GO p.l.c. and BMIT Technologies p.l.c.

Trident Estates p.l.c.

Steward Healthcare

Cablenet Communications Systems Limited

BNF Bank (Malta) plc

Go Plc

HSBC Bank Malta plc

FCM Bank Malta Limited

Brait SE

Deguara Farrugia Advocates

The team at Deguara Farrugia Advocates has a core focus on the establishment of new financial institutions and the regulatory work involved in setting up new structures and obtaining new licences. Led by Jean Farrugia, it has also worked on several projects for fintech companies as well as listings on the Malta Stock Exchange.

Practice head(s):

Jean Farrugia

Testimonials

‘Dynamic with strong legal and commercial perspective.’

‘Very hands on personalised service providers.’

‘Despite being small, the team is composed of experts in their fields which provides for a fantastic combination of skillset, delivery and also client experience.’

‘This boutique team, has been together for a number of years and have been involved with quite a number of licenses, transaction etc. The partners are very knowledgeable on the jurisdiction and superior business acumen.’

‘Jean Farrugia is very approachable, has vast wealth of knowledge and is business savvy’

‘The Partners, whilst possessing an excellent knowledge of the law, think and act like entrepreneurs themselves. They do not blind me with legal speak, articulate their advice in a language I can understand, and proactively propose solutions that rarely involve stepping inside a court of law.’

Work highlights

  • Assisted Laskaris Finance with an application for a credit institution licence from the Malta Financial Services Authority and ECB as well as assisting with organising the fundraising process and corporate structuring of the bank.
  • Assisted AgriBank with the introduction of new shareholders in the bank.
  • Acted for Shoreline Mall on its application for authorisation to list €40m worth of secured bonds and listing on the Malta Stock Exchange.

GVZH Advocates

Led by Andrew Zammit, the banking and finance team at GVZH Advocates is experienced in local capital markets work. The team offers a complete service to issuers seeking admission to listing. According to one client Luca Vella and Gianluca Falzon are ‘excellent’ and ‘the quality of service is extremely high and fairly priced'.

Practice head(s):

Andrew Zammit; Kurt Hyzler; Luca Vella

Other key lawyers:

Gianluca Falzon

Testimonials

‘I am always supported by the firm when needed and feel Luca Vella (Senior partner) and Gianluca Falzon (Associate) are always on hand to deal with any complex issues professionally. ’

‘Luca Vella and Gianluca Falzon are both excellent. The quality of service is extremely high and fairly priced. I feel they are part of our organisation.’

Key clients

GC Partners

Praxis Group Limited

Santander Bank Polska S.A.

Mediterranean Investments Holding PLC

SP Finance PLC

Hili Finance Company PLC

Endo Finance PLC / Nicholas Frendo

6PM Group

WH Partners

Led by James Scicluna and Olga Finkel, the banking and finance practice at WH Partners assists clients across a variety of industries, with a focus on gaming and gambling, technology and blockchain. The team is ‘highly skilled and capable of handling complex matters’. Gaby Zammit, Kelly Fenech and Robert Skalina are ‘hardworking, responsive and very reliable.’

Practice head(s):

James Scicluna; Olga Finkel

Other key lawyers:

Gaby Zammit; Kelly Fenech; Robert Skalina

Testimonials

‘There is nothing I cant throw at this firm that they can’t do frankly! WH has a very strong finance, banking and capital markets practice, the team is reliable and highly skilled, capable of handling complex matters. They are known for their fintech work, but they are very experienced with traditional finance and capital markets matters too. They are our go-to partners in Malta for all finance, corporate, tax, gaming, regulatory and commercial matters.’

‘James and Olga are both outstanding lawyers ’

‘Great know-how and experience in DLT/Blockchain related matters.’

‘Despite its growth, still a fresh and personal ’boutique’ approach, pro-active, challenging, with the capabilities of a large firm. Knowledgeable in the specific area of expertise but without a ‘tunnel vision’. Able to see interference with peripheral industries and practice areas.’

‘We like the crisp, authentic, knowledgeable, to-the-point friendly personalities. The more complex it gets, the better they seem to feel ‘at home’. Pro-active, fast, detailed, understandable.

Key clients

Thrive Labs Ltd

Everest Network Ltd

FalconX Limited

Bitconvert Ltd

Casino Coin Foundation

Emoney plc

Paysafe Group plc

Consensys AG

Work highlights

  • Advised FalconX on financial services regulation and the application for a virtual financial services licence under the Malta Financial Services Authority’s regulatory framework for virtual financial assets.
  • Assisted a B2B technology and services provider with the establishment of a financial institution in Malta.
  • Regularly advising Emoney on various legal and compliance matters.