Insurance in Israel

Gross, Orad, Schlimoff & Co.

Gross, Orad, Schlimoff & Co.'s 'intelligent, highly professional and well connected' team is very active in insurance litigation. The group represents insurers and reinsurers in class actions and derivative actions, as well as matters related to D&O, cyber attacks, professional negligence, product liability and aviation insurance. Harry Orad's vast experience in the sector includes D&O liability, banking insurance and product liability. Noya Yulish has considerable experience in medical malpractice claims, where she defends doctors, hospitals and their insurers and Orit Amiran-Sinn is regularly engaged to draft policies relating to the development and launch of new insurance products. Sigal Schlimoff, Omer Shalev, Maya Salomon and Rena Egulsky are other key names.


‘The team of GOS is unique in the field of insurance, considering its high level of professionalism, combined with a deep understanding of the insurance industry and the ability to find smart solutions to problems.’

‘Lead by Sigal and Harry, the team have a breadth of knowledge of the Israeli commercial markets and in-depth knowledge of and relationships with the London insurance market.’

‘Very professional and experienced law firm which provides a personalized service – you never feel just like another client.’

Levitan, Sharon & Co

Levitan, Sharon & Co's team of insurance litigators frequently defends clients in class actions relating to major public accidents. The group's broader expertise encompasses D&0 disputes, cyber-attack claims, product liability and professional negligence. Peggy Sharon and Sharon Shefer represented Clal Insurance in a major claim arising from an oil spill in southern Israel, resulting in a significant reduction in the amount paid out by the client to the claimants. Rachel Levitan is a key name for reinsurance; Tammy Greenberg is noted for regulatory matters and class actions; and Moshe Abady is active in D&O liability and aviation-related matters. Addy Margalit is notable for her expertise in D&0 insurance and professional liability, particularly in the high tech sector.

Key clients







Menora Mivtachim

Beazley Group Claims

Ascot Underwriting Ltd.

QBE European Operation

Talbot Underwriting Ltd.

AIG Israel Ltd.

AIG Group UK

Work highlights

  • Acted for Phoenix Insurance Co. in resolving a case whereby a house was destroyed due to a gas explosion.
  • Acted for AIG in a matter pertaining to insurance obtained by way of fraud; the insurers were found not liable for the losses incurred by the investment company’s clients.
  • Successfully acted for Phoenix Insurance in a case arising following a gas explosion in the city of Netanya, where 42 claims were submitted for a total amount of NIS50m; the claim was settled and approx. 20% of the claim was attributed to the insurers.

Naschitz, Brandes, Amir & Co.

Naschitz, Brandes, Amir & Co. fields a team of over 40 lawyers and is well equipped to represent international and national companies in complex disputes in all areas of insurance law. It has specialist experience of toxic torts, product liability, professional negligence, class actions and medical malpractice. Shay Cohen is leading a team representing Harel Insurance and its reinsurers, Zurich and HDI, in defending a compensation claim arising from a settlement reached between the contractor and owner, in which it was decided that Harel was liable for costs accrued due to delays in the construction of Ashod Desalination Plant. Gil Atar and Shimon Chertow are also noted.

Other key lawyers:

Shay Cohen; Gil Atar


‘Naschitz, Brandes, Amir & Co are a formidable firm and are always a top choice for clients with regard to complex liability disputes. The firm have considerable expertise, and we trust them when discussing the most appropriate lawyer to take a case.’

‘Gil Atar and Shay Cohen are well-known in the London insurance market for their depth of expertise, commercial acumen, legal knowledge and strong interpersonal skills.’

‘Gil Atar is a top lawyer who combines both high performance and depth together with strong communication skills that makes me feel comfortable to consult with him on any matter.’

Key clients

Zurich Insurance Plc, Belgian Branch

Harel Insurance Company Ltd. and its reinsurers – QBE, Zurich and HDI


Phoenix Insurance Ltd. & its reinsurers QBE & ACE

Clal Insurance Ltd.

Mekorot – Israel National Water Co. and Mekorot’s insurance companies: Harel Group and XL Catlin Insurance Company


Israel Electric Corporation (IEC)

Clal Insurance Company Ltd.

Phoenix Insurance Ltd.


XL Catlin Insurance Company


Ingosstrakh Insurance Company


Readymix Industries (Israel) Ltd.  – A CEMEX Enterprise

Vectis Claims Services Limited

Cellcom Israel LTD

Madanes Insurance Agency

Modi’in Ezrahi



Menora Insurance

Afcon Control & Automation Ltd.

Work highlights

  • Acting for Zurich in a case relating to a flood at a construction site in Tel Aviv.
  • Representing AIG in a D&O claim that involves allegations of false and misleading statements and omissions in connection with substantial overpayments by Bezeq, Israel’s largest telecoms company, for the purchase of D.B.S Satellite Services.
  • Acting for Afcon Control & Automation Ltd. in a complaint brought by Rotem Amfert Negev and its insurer, Migdal Insurance, alleging that negligent manufacturing and installments caused a fire in Rotem’s factory.

S. Horowitz & Co

S. Horowitz & Co's 'top-class group of litigation specialists' represents major international and domestic insurance companies in corporate and commercial disputes, major class actions, subrogation claims and claims relating to professional negligence, medical negligence and personal injury. The group also has experience handling transactional and regulatory work in the insurance space. In recent work. Avi Ordo, whose particular areas of expertise include product liability and professional liability, is defending HDI-Gerling Industries Verischerung in various damages claims arising from major accidents at work. Alex Hertman and Ehud Arzi are other key names.

Practice head(s):

Alex Hertman; Ehud Arzi; Avi Ordo

Other key lawyers:

Avi Ordo


‘I have worked with partners Alex Hertman and Noam Zamir,  as well as Lioz Epstein and Shlomit Wallerstein. They are all very able tacticians who provide clear and succinct advice. The work product is extremely thorough.’

Key clients

The Phoenix Insurance Company Limited

AIG Europe Limited, AIG Europe (Services) Limited

HDI Gerling


Marsh Ltd.

Maccabi Health Services

SPX Cooling Technologies Belgium

Hadassah Medical Organization

Ackerstein Industries Ltd.

Technolite Limited


KodKod Marketing Ltd.

Work highlights

  • Representing AIG Europe and AIG Europe (Services)(together: “AIG”) in two proceedings related to the prospectus published by the Canadian construction and infrastructure company, Urbancorp Inc., and to the events that occurred in proximity to the company’s entry into insolvency proceedings.
  • Representing insurance broker Marsh in a lawsuit filed by Israel Aircraft Industries (IAI) relating to insurance payments that are owed to IAI as a result of the total loss of the “Amos 6” Satellite that exploded in 2016.
  • Representing one of Europe’s largest insurance companies HDI-Gerling Industries Verischerung, specialising in industrial insurance, in a subrogation lawsuit filed against it in Israel.

Zelichov, Ben-Dan & Co

Zelichov, Ben-Dan & Co's 'leading' insurance team represents major foreign and domestic insurers and reinsurers and large corporations in contentious matters, displaying particular strength in subrogation claims, medical malpractice and property damage disputes. The group also regularly represents UK insurance companies in claims involving Israeli parties and those under the jurisdiction of Israel through its working relationship with international law firm Kennedys. Zvika Zelichov, who is 'a towering presence in the market', is representing Israel Chemicals and Generali Insurance Company in a subrogation and recovery claim regarding $116m compensation paid in damages regarding an incident at Rotem Amdfert Negev's fertiliser plant. Chaim Zelichov and Yaron Ben-Dan are also noted.

Practice head(s):

Zvika Zelichov; Chaim Zelichov

Other key lawyers:

Zvika Zelichov


‘All the lawyers in the firm with whom I have had contact with, have displayed the utmost professionalism and provided a great service. Delivery of product was performed in a fast manner, with information updates flowing in real time which achieved great results.’

‘Zelichov is the leading insurance firm in Israel. They have in-depth knowledge of the market and are highly respected for their expertise both in Israel and abroad.’

‘Zvika Zelichov is extremely committed to supporting clients, very bright and a great strategist.’

‘Chaim and Zvika Zelichov are stand out lawyers who would shine in any jurisdiction. Chaim is probably the foremost medical malpractice lawyer in Israel. Zvika has built a superb practice acting for local and global insurers, with a particular specialism in property damage and construction disputes.’

Key clients

Harel Insurance Company Ltd.

Midgal Insurance Company Ltd.

Menora Insurance Company Ltd.

Clal Insurance Company Ltd.

Intel Electronics Ltd.

Electra Group

Tadiran Group

NTA – The Tel-Aviv Metro

Hadassah Hospital

Shaarei-Tzedek Hospital

Lanyado Hospital

Leumit Sick Fund

Herzliya Medical Centre

GM Midea Refrigeration Equipment

Lehavot Ltd.

Work highlights

  • Represented the insurers in a subrogation claim of approximately $30m following insurance benefits that were paid to its Israeli insured, Dorad Power Station, as a result of multiple damages that occurred to gas turbines.
  • Representing Raval ACS, an Israeli corporation that manufactured check valves for Daimler via their contractor, TI Automotive System, in relation to allegations of malfunctions in the check valves.
  • Handling insurance matters for N.T.A. – Metropolitan Mass Transit System, a project for the construction of a large net of light trains and buses, with a governmental investment of billions of dollars.

Balter, Guth, Aloni & Co

Balter, Guth, Aloni & Co's practice acts for major insurance companies on a broad spectrum of disputes, including professional liability, D&O insurance, property damage, product liability and road traffic accidents. Hanan Doron has notable expertise defending insurance companies in various torts, including product liability and clinical negligence. Shlomi Steiner often handles the defence of subrogation claims against large insurers. Ehud Guth leverages his broad expertise in civil and commercial law to advise insurance companies on business arrangements.

Practice head(s):

Ehud Guth

Other key lawyers:

Hanan Doron; Shlomi Steiner

Key clients

Clal Insurance Enterprises Holdings

Harel Insurance Investments & Financial Services

Shirbit Insurance Company

Menora Mivtachim Insurance

Ayalon Insurance Company

Hachshara Insurance Company

Compulsory Vehicle Insurance Pool

Keren Kayemeth LeIsrael (KKL)

Johnson & Johnson International

Sharon Drainage and Rivers Authority


Custodia Terrae Sanctae

Work highlights

  • Acting for Clal Insurance in various disputes: professional liability, accidents at work, local authority accidents and road accidents.
  • Representing Harel Insurance Investments & Financial in a range of disputes.
  • Handling various disputes for Shirbit Insurance.

Elrom, Rom, Salomon and Co

Elrom, Rom, Salomon and Co's practice focuses on defending large insurance companies and corporates in mass torts, clinical negligence, personal injury and malpractice claims, utilising its strong expertise in claim management and risk assessment. Avi Elrom specialises in medical negligence litigation and mass torts, having previously represented the Israeli Nature and Parks Authority in the largest wildfire case in Israel. He is also a qualified mediator, enabling him to resolve insurance disputes outside of court if necessary.

Practice head(s):

Avi Elrom

Key clients

Harel Insurnace company

Clal Insurance company

The Israeli Phoenix insurance company

Menorah Insurnace company

Teva Pharmaceutical industries

Tel Aviv Municipality

Caesarea municipality

Schindler elevators

NARA medical center

Israeli Nature and Park authority

Clalit Health Services

Vectis Claim Services

Madanes insurance agency

Magen David Adom

Elisha Hospital

KKL  Jewish National Fund


Work highlights

  • Represented Clal insurance company in a Supreme Court hearing regarding an NIS11m compensation decision arising from a cycling accident.
  • Successfully defended Magen David Adom (Israeli emergency services) against a malpractice suit in the District court.
  • Represented Clal insurance company in a high-value claim regarding a flood at a construction site.

Goldfarb Seligman & Co.

Goldfarb Seligman & Co. acts for national and international insurance companies on incorporation in Israel, drafting insurance plans, implementing risk management strategies, advising on tender bids and in administrative proceedings and high-value class actions. Rami Sofer frequently advises insurance companies on M&A, corporate governance and commercial disputes, including a high volume of class actions. She is defending Hachshara Insurance in a NIS75m class action arising from the claimant's allegation that the defendant does not provide full compensation cover for damages to insured heavy vehicles. Associate Sagi Kahalani represents insurance agents and foreign reinsurers before regulatory and governmental authorities.

Practice head(s):

Rami Sofer; Hagit Blaiberg; Ido Gonen

Other key lawyers:

Rami Sofer

Key clients


The Phoenix Insurance Company

Harel Insurance Co.

Menorah Insurance Company

Hachshara Insurance Company

Migdal Insurance and Financial Holdings

I.D.I. Insurance Company

S. Shlomo Insurance Company

Inbal Insurance Co.

Psagot Provident and Pension Funds

Altshuler Shaham Provident Funds and Pension

Clal Insurance Enterprises Holdings

Markstone Capital Group

weSure insurance company

Libra Insurance Company

Howden Israel Insurance Brokers

Shekel Insurance Agency

Lev Hadekel & A.S.L insurance agencies

Ayalon Holdings

Albar Mimunit Services

Work highlights

  • Advising Menora Insurance Company on various matters, including institutional investments, regulatory changes and developments, as well as assistance with the submission of bids for long-term care insurance tenders published by Clalit Healthcare Services.
  • Advising Hachshara Insurance on various matters, including various commercial issues related to the company’s activity as an insurance company, and representing it in several different class actions.
  • Advising I.D.I. Insurance Company Ltd on various matters, including several class actions.

Granot Speiser Law Office

Granot Speiser Law Office's 'very experienced' practice frequently represents underwriters in litigation relating to D&O liability, professional liability, derivative claims and product liability claims, as well as acting for clients in criminal investigations and carrying out large-scale risk assessments. Shai Granot, who is 'an outstanding lawyer and a real expert in commercial litigation and insurance law', acts for insurance companies in professional liability and D&O liability litigation. He is representing Harel Insurance Company in claims stemming from the bankruptcies of Alon Oil Company and its subsidiaries - one of the largest commercial bankruptcies in the country's history.

Practice head(s):

Shai Granot

Other key lawyers:

Shai Granot


‘We have been working with Adv. Shai Granot’s law firm for many years (since 2004). The main areas are: directors and officers, professional indemnity, and crime insurance.  We are very happy to work with the firm, and very satisfied with the service we get.’

‘The service provided by the firm is at the highest level. Shai and his team are very professional, creative and always think strategically, managing to see the big picture while deeply understanding even the smallest details.’

‘The practice stands out for the excellent availability and professionalism of its partners and associates, not to mention their service-oriented approach.’  

Key clients

Harel Insurance Company

Menora-Mivtachim Insurance Company

Clal Insurance Company

ACE American Insurance Company (currently Chubb)

Ayalon Insurance Company Ltd.

Dual corporate risks limited

Howden Israel

Zahal Disabled Veterans Organization

Hachshara Insurance Company

Howden UK Group Limited

AmTrust at Lloyd’s


Yahad Nadlan (Real-Estate) Ltd.

A. Weiss Construction and Supervision Ltd.

Strauss Lazer & Co. Certified Public Accountants (a member of Nexia International)

Ferbeck Industrial Chimneys

Mattel Europa B.V.

Kaupthing EHF

S.F.I Parking Solutions Ltd.

Zivey Hakeshet Ltd.

Tuval Agencies Ltd.

Alowiner Ltd.

Ari Uriely and his corporations

RST CleanTeach Ltd.

Cognifit Ltd.

Yoav Kotlarsky

Mifromal Jerusalem Industries Ltd

Drum Commodities Ltd. – Israel

Abd El Jabar Massarwa (and his companies)

Sharim Karioky Ltd.

The Rozen Family and its companies (Homesale Ltd., Bergner Israel Ltd., and more)

Cellomat Ltd.

Eilon Engineering Ltd.

Ratek Industries Ltd.

Kiryat-Gat Municipality’s Associations

Acre Municipality

Dani Kalimi and his corporations

Shocher Tov Ltd.

Zahal Disabled Veterans Organization (ZDVO)

GIHmedia Ltd.

Work highlights

  • Representing Harel Insurance Ltd. in all matters regarding D&O liability insurance relating to Shikun & Binui.
  • Representing Harel Insurance in a derivative claim and other proceedings concerning Rami Levi Hashikma Marketing (2006) and its subsidiaries.
  • Representing Harel Insurance Company in monitoring the work of a high-profile class action in the case of Pacifica Holdings.

Herzog Fox & Neeman

Herzog Fox & Neeman is prominent in the insurance industry in terms of advising health maintenance organisations on healthcare coverage for health fund members and tender processes. It also represents clients in regulatory proceedings before the Capital Market, Insurance and Savings Authority and assists clients with corporate and commercial deals. Neta Dorfman Raviv, noted for her 'deep knowledge of how the regulator thinks', frequently represents insurance companies and financial institutions before governing authorities. She successfully defended Clal Insurance Company, Migdal Insurance Company and Phoenix Insurance Company in a $1.9bn class action regarding the companies' long-term care group insurance policies.

Practice head(s):

Neta Dorfman Raviv

Other key lawyers:

Neta Dorfman-Raviv


‘The team is very professional and has a very broad and profound point of view.’

‘Neta Dorfman Raviv knows the regulation of the insurance industry very well, since she was previously deputy legal adviser at the Ministry of Finance, during which time she was involved in all of the structural reforms that took place over the last two decades.’

Key clients

Altshuler Shaham



Apax Partners

AXA France


Clal Insurance Company

Credit Suisse

David Shield Insurance Agency

Euler Hermes

Halman Aldubi Investment House

Harel Insurance Company


Liberty Insurance Company

Israeli Medical Association

Julius Baer

Kal Gemel Ltd

Maccabi Health Services (HMO)

Meitav Dash Investment House

Menora Mivtachim Insurance Company

Meuchedet (HMO)

Migdal Insurance Company


Passportcard Insurance Agency

Phoenix Insurance Company

Psagot Investment House

Yalin Lapidot Investment House

Zurich Insurance Company

Work highlights

  • Advised multiple international banks and financial companies, including Credit Suisse and Julius Baer, on the regulatory requirements for conducting insurance-related activities in Israel.
  • Acted for Maccabi, the second largest healthcare fund in Israel, on one of the largest insurance tender processes ever conducted in Israel.
  • Assisting Meuhedet (HMO) with its long-term insurance coverage for its health fund’s members.

Lipa Meir & Co

Lipa Meir & Co's team advises large Israeli insurance companies and corporations on various matters, including nursing care insurance policies, private healthcare insurance plans, professional liability and credit insurance. The firm also advises insurance companies on corporate transactions, including investments and M&A. Yariv Shalom focuses predominantly on insurance policy matters and transactions in the healthcare industry. Gad Azor is a key name for advising clients in the insurance industry on corporate transactions and bankruptcy proceedings. Gary Copelovitz's workload includes product liability claims and healthcare administration-related matters.

Practice head(s):

Yariv Shalom; Gad Azor

Other key lawyers:

Gary Copelovitz

Key clients

Menora Mitachim

Clalit Health Services

Clal Insurance Company

Dikla Insurance Company

Kibbutz Yifat

Bituach Haklai


Work highlights

  • Represented Menorah Mivtachim in various high-profile matters, including the decision by the Insurance Commissioner of the Ministry of Finance to invalidate collective nursing care insurance policies.
  • Represented Clalit Health Services in a variety of legal matters, including ongoing counsel for private health insurance services.
  • Acted for Harel Insurance Group in a mega class action lawsuit in relation to allegations of overcharging.

M. Firon & Co Advocates and Notaries

M. Firon & Co Advocates and Notaries represents insurance companies in class actions, matters before the Capital Market, Insurance and Savings Authority and competition law disputes. It also handles a range of corporate matters, including investments, issuances of debentures and acquisitions.  In a recent highlight, Danny Kabir represented various insurance companies, including IDI Insurance, Clal Insurance and Shomra Insurance, in various class actions relating to alleged age discrimination and other connected issues. Practice head Yossi Halevy has considerable expertise in the insurance sector, particularly in relation to representing clients before the Knesset, the Commissioner of Insurance and the Ministry of Finance.

Practice head(s):

Yossi Halevy

Other key lawyers:

Danny Kabir; Yossi Halevy

Key clients

Israel Insurance Association (RA).

Association of Life Insurance companies of Israel Ltd.

I.D.I Insurance Company Ltd.

Direct Finance of Direct Group

Harel Insurance Company Ltd

Clal Insurance Company Ltd.

Migdal Insurance Company Ltd.

The Managing Corporation of Compulsory Vehicle Insurance (Pool) Ltd.

Madaness insurance agency

Insurance Companies Clearing Centre Ltd.

Work highlights

  • Advised Phoenix Group on the execution of several issuances of debentures to the public, by an issuance of new series of debentures, in an approximate aggregate amount of NIS1.277bn.
  • Advised the Insurance Companies Clearing Centre on setting up a computerised system to report pledged policies.
  • Assisting the Israel Insurance Association with self-assessments under the new antitrust rules.

Yigal Arnon & Co

Yigal Arnon & Co stands out for its experience in Supreme Court further hearing proceedings relating to insurance, and its track record handling regulatory proceedings before the Insurance Supervisor. The team also represents insurance companies in subrogation claims, malpractice claims, class actions and litigation regarding pension plans and life insurance policies. Yoran Gill, Ido Chitman and Barak Tal are key names. Associate Elad Offek defends large insurance companies during complex disputes, in relation to areas such as securities fraud and unfair trade practices. Associate Yuval Shamir represents insurance companies in personal injury claims, particularly in relation to road traffic accidents, and professional negligence suits.

Practice head(s):

Barak Tal; Ido Chitman; Yoran Gil

Other key lawyers:

Yuval Shamir

Work highlights

  • Representing major insurance companies Phoenix, Clal, Migdal, Menora and Harel in a further hearing in front of seven justices in the Supreme Court dealing with precedential legal questions that could potentially impact the insurance legal practice in Israel.
  • Representing Phoenix, Clal, Migdal, Menora and Harel in a class action alleging unlawful charging fees.
  • Acting for the Israel Insurance Association in a petition to join a further hearing in front of seven justices in the Supreme Court as an amicus curia in a precedential insurance case dealing with the proper compensation to be given to a driver of a certain age.