Next Generation Partners

Firms To Watch: Insurance

Under the leadership of Sam Tsui, who is dual qualified in Hong Kong and England, Tsui & Co handles personal injury claims, insurance policy disputes and professional indemnity cases as well as regulatory matters.

Insurance in Hong Kong

Clyde & Co LLP

Clyde & Co LLP houses a sizeable team of experienced insurance practitioners, who regularly act for domestic and international banks, intermediaries, brokers, reinsurers, and conglomerates, among others, on the full range of insurance work, including both contentious and non-contentious matters. With specialised expertise in insurance and reinsurance in both the general and life sectors, the team often handles business transfers, coverage disputes, M&A, restructurings, prosecutions and personal injury claims. The practice is led by managing partner Simon McConnell, who is especially sought after to act on professional indemnity, directors and officers claims. Joint ventures, M&A, and regulatory matters are the area of expertise of Joyce Chan. Patrick Perry is recommended for property and construction insurance issues, and senior associate Michelle Ho excels in dispute resolution, especially asset recovery cases.

Practice head(s):

Simon McConnell

Other key lawyers:

Joyce Chan; Patrick Perry; Michelle Ho


‘Its bilingual capabilities and professionalism in financial lines claims area.’

‘Simon McConnell and Michelle Ho constantly provide high-quality service, spot-on advice, and timely support. They are very pleasant to work with.’

‘Deep subject matter expertise in reinsurance law and practices.’

‘Easily available, accountable, practical advice, no over-charging.’

‘Patrick Perry stands out in construction disputes, professional indemnity insurance (PI), and construction all risks (CAR). He is a go-to adviser for construction PI and CAR coverage issues, and has in-depth knowledge of the construction industry.’ 


Kennedys enjoys a longstanding reputation in the Hong Kong insurance market for handling a wide range of high-profile contentious matters, spanning clinical negligence claims, property-related cases and coverage disputes. On the non-contentious front, the team is equipped to advise on compliance audits, M&A, business transfers and investigations. Managing partner Richard Bates is especially sought after by brokers, insurers and intermediaries to advise on corporate matters, licensing and registration, and acquisitions. Meiling Yip is a key contact for personal injury and causality claims while Wilson Tam is experienced in property damage and sporting accident cases. Also noted are life insurance expert Rudy Chung, Sandy Cho, who is well versed in clinical negligence claims and criminal proceedings, and Joanie Ko, whose expertise spans financial lines and professional indemnity insurance. Rupert Skrine retired in May 2022.

Practice head(s):

Richard Bates; Meiling Yip; Wilson Tam; Joanie Ko; Sandy Cho; Rudy Chung

Other key lawyers:

Victoria Lee


‘I like Kennedys because its partners and associates are always ready to help.’

‘Whenever legal issues arise, they can arrange a conference or call with us immediately. This is rarely seen in other firms.’

‘Kennedys has very good experience and deep knowledge of the insurance industry as they are always working with insurers and reinsurers.’

‘Its advice is practical and very helpful.’

‘Wilson Tam is outstanding and provides practical and commercial advice. He is very attentive to clients’ needs.’

‘Kennedys is no doubt a team which provides excellent legal services and full support.’

‘Sandy Cho and Victoria Lee are responsible and can provide prompt support to counsel when required. They also understand the needs of the clients and are able to provide the most appropriate advice.’

Key clients



AXA China Region Insurance Company Limited

Chubb Life Insurance Company Limited


FTLife Insurance Company Limited

Prudential Hong Kong Limited

Work highlights

  • Successfully defended a client in a construction site work injury claim, securing the dismissal of the claim and the payment of indemnity costs and enhanced interest to the defendant.

Mayer Brown

With ‘solid expertise and experience in insurance litigation’, Mayer Brown is particularly known for handling high-profile cases for major insurance companies and financial institutions operating in Asia. In addition to its notable strength in personal injury and property claims, the group stands out for its expertise in professional negligence cases, making it a popular choice for clients seeking assistance with professional indemnity and D&O matters. The practice’s leadership is split between insurance litigator Angela Yim, Tow Lu Lim, whose expertise spans regulatory investigations, cybersecurity incidents and acquisitions, and Marina Fung, who is recommend for personal injury matters. Another key name in the team is counsel Jenny Yu, who advises on licence applications and a wide range of insurance products, including financial lines and products liability.

Practice head(s):

Angela Yim; Tow Lu Lim; Marina Fung

Other key lawyers:

Jenny Yu


‘They have very solid expertise and experience in insurance litigation, offering excellent support to clients.’ 

‘The entire team from associates to partner is extremely hands-on and devoted to the case.’

‘Fantastic work ethic and very good at working as a team.’

‘Tow Lu Lim is very measured, sensible and has a excellent tactical nose. Jenny Yu is very hard working.’

Key clients



Motor Vehicle insurers of Citybus

Motor Insurers’ Bureau of Hong Kong

Employees’ Compensation Insurance Residual Scheme Bureau




Chubb Life


Various HNW Insurance Brokers (Mercer PCS, IPG, Charles Monat)


Work highlights

  • Acted for a motor vehicle insurer of a bus company on claims arising from a fatal accident.
  • Represented the employee compensation insurer of HongKong Electric on a recovery action against the director of the Marine Deparment and the shipbuilder of Lamma IV for compensation and damages paid to victims and dependents from the Lamma Island ferry collision in 1 October 2012.
  • Acted for the motor vehicle insurer of KMB on the claims arising from a fatal accident where a double decker bus flipped onto its side on Tai Po Road.

Debevoise & Plimpton LLP

Highly praised for its strong transactional capabilities, Debevoise & Plimpton LLP is the port of call for major insurance and reinsurance firms, asset managers, and banks seeking advice on large high-profile corporate deals, including M&A, joint ventures and bancassurance arrangements, and related regulatory matters. Edwin Northover, who is described as a trusted legal advisor’, heads up the team, which houses practitioners qualified in Hong Kong, England and New York. Counsel Jan Buschmann is recommended for insurance regulatory matters while counsel Allison Lee is noted for her experience in handling divestitures, PE transactions and distribution agreements.

Practice head(s):

Edwin Northover

Other key lawyers:

Jan Buschmann; Allison Lee


‘Great knowledge of the client’s business, high-value add, deep subject matter experts, always goes the extra mile.’

‘Ed Northover has intimate knowledge of the clien’s business, strong relationship with clients, and is trusted to protect clients interests.’

‘The team always goes the extra mile in supporting our transaction mandates.’

‘Debevoise has a very strong team advising on insurance M&A.’

‘They may have a smaller team compared to other players in the market but the partners and counsels are very hands on, accessible and efficient. They are also practical, has good commercial sense, and know the insurance industry well.’

‘Ed Northover is our trusted legal advisor and he knows our business very well. He can guide us through issues from both legal and broader commercial perspective.’

‘Jan Buschmann is an expert in insurance regulations. He is technically strong and very intelligent. Good eye to details and very thorough.’

‘Ed Northover and Jan Buschmann make a very good insurance M&A team.’

Key clients

AIA Group

Ant Group

FWD Group

Prudential Financial

Resolution Group

Realord Holdings

AIG Group

Work highlights

  • Advised AIA on the sale of its Australian superannuation and investments business to Resolution Life Australasia Limited.
  • Advised AXA on its $4.8bn reinsurance transaction with Global Atlantic Assurance Limited.
  • Assisted AIG with the separation of its life and retirement business from its P&C business and with the all-cash sale of a 9.9% equity stake in its life and retirement business to Blackstone and the related strategic asset management relationship.


RPC‘s insurance group works in close collaboration with the firm’s offices in Singapore and London, and is particularly known for its expertise in high-profile contentious matters. Another area of focus of the practice is corporate and M&A matters as well as regulatory compliance. Active in a wide range of areas, including construction, cyber, financial lines and W&I, the team is led by Antony Sassi, who is recommended for professional indemnity and D&O claims. Litigators David Smyth and Carmel Green are key contacts for financial lines matters. Other key names are property claims specialist Samuel Hung and Andrew Carpenter, who focuses on corporate transactions.

Practice head(s):

Antony Sassi

Other key lawyers:

David Smyth; Carmel Green; Samuel Hung; Andrew Carpenter


‘Renown insurance law firm with excellent insurance practitioners.’

‘David Smyth is recommended for his thought process and analytical skills, bringing insights to cases when others have reached a brick wall. His solid knowledge of professional indemnity, particularly in the accountancy sector, stands out.’

‘Antony Sassi – there is not another lawyer with his level of knowledge of D&O insurance in Hong Kong for coverage work. In dispute resolution, Antony’s competitiveness makes him a tenacious advocate for his client’s position.’

‘Samuel Hung is an up and coming partner with expertise across property and business interruption insurance as well as  professional indemnity and financial lines.’

Key clients











Work highlights

  • Advised global insurance broker Howden on its acquisition of AEGIS Insurance Agencies in Singapore, strengthening its commitment to the Asian market.
  • Represented BDO in proceedings valued at $1bn in Hong Kong commenced by the Sino-Forest Corporation Litigation Trust (the SF Trust) due to allegations that BDO’s audits were negligent, thereby, causing SF Trust substantial losses.
  • Advised major international insurers as the Asian regional breach solution for cyber incidents impacting their insureds.

Baker McKenzie

Baker McKenzie‘s insurance practice handles both contentious and non-contentious work for leading insurance companies and public sector clients. Although highly rated for its notable strength in regulatory compliance, investigations and enforcement matters, the team is sought after to advise on corporate transactions, including M&A and restructurings. Leading the group is Martin Tam, who frequently acts for international clients based in China, Europe and the United States on complex regulatory matters. Tam works alongside dispute resolution expert Bryan Ng, who focuses on the financial services sector and disciplinary proceedings.

Practice head(s):

Martin Tam

Other key lawyers:

Bryan Ng; Tina Li


‘Martin Tam is our go to advisor on Hong Kong Insurance law questions. He has deep knowledge of the insurance industry and regulations, and able to provide practical solutions.’

‘Martin works well with the other insurance partners in the Baker Asia network, which is helpful in situations where we need advice on insurance law issues on a regional basis.’

Key clients

Allianz X

Government of the Hong Kong Special Administrative Region (HKSAR)

Hong Kong Federation of Insurance


Standard Chartered Bank

Swiss Reinsurance Company

Zurich Insurance

Work highlights

  • Assisted Zurich Insurance in transferring a life insurance portfolio from a Hong Kong branch to a newly set up Hong Kong subsidiary, which involved the approval of the Hong Kong Insurance Authority and sanction of the courts.
  • Acted for the Food and Heath Bureau of the HKSAR on the regulation and approval of the Voluntary Health Insurance Scheme (VHIS) in Hong Kong.
  • Advised Allianz X, the digital investment arm of Allianz Group, on its investment in WeLab consortium that acquired a controlling stake in PT Bank Jasa Jakarta for $240m to launch a digital bank in Indonesia.

Norton Rose Fulbright

Norton Rose Fulbright is particularly known for its well-established presence in the warranty and indemnity insurance space, which makes it a popular choice for major insurance and reinsurance companies, banks and other financial institutions seeking assistance with corporate transactions such as M&A. As part of its offering, the team advises on licensing issues, regulatory matters and joint ventures. James Parker, who has extensive experience in advising on restructurings, equity investments and disposals, leads the practice alongside financial services regulation expert Etelka Bogardi. Another key name in the team is senior associate Graeme Mackay, who is well versed in corporate matters and W&I policy issues.

Practice head(s):

James Parker; Etelka Bogardi

Other key lawyers:

Graeme Mackay

Key clients


China Taiping Insurance Holdings Company Limited

Europ Assistance

Fusion Specialty

HCC Tokio Marine

Taiping Reinsurance Co. Ltd

Work highlights

  • Assited Europ Assistance Holdings with a number of insurance regulatory issues, including advising on a master policy insurance programme.
  • Advised AIG on its underwriting of a M&A involving the acquisition of certain lifting devices for containers at seaports for the purpose of putting in place a buy-side W&I insurance policy.
  • Acted for POP Insurance Holdings Pty Ltd on its acquisition of Qomplx UK Limited, a start-up insurtech company.


With practitioners qualified in Kong Hong, England and Australia, Deacons has ‘vast experience in a wide range of contentious matters, including casualty claims such as employees’ compensation, public liability and third party motor claims, as well as general claims’. The team typically acts for international and domestic insurers, intermediaries and government organisations, and is led by Alfred Tam, who is specialised in arbitration and litigation. Linda Lee is recommended for policy disputes and personal injury and professional indemnity matters. Road traffic accident and property-related claims is the area of expertise of Gere Sit.

Practice head(s):

Alfred Tam

Other key lawyers:

Linda Lee; Gere Sit; Christina Hung


‘Deacons has an efficient team with good management. It accurately manages deadlines and court procedures.’

‘Alfred Tam is the partner I am working with. We have a close working relationship and we discuss cases and figure out the best tactics for the case.’

‘The team is professional, responsive and efficient. It is excellent in the field with extensive coverage across different issues. It is able to provide timely and practical advice on insurance litigation matters and personal injury claims.’

‘Alfred Tam, head of the practice, is phenomenal and very well respected. He is hands on, pragmatic, and always gets to the core issues very quickly. Tam is brilliant and very approachable.’ 

‘Christina Hung, Alfred Tam and Gere Sit are the stand out consultants and partners in Deacons’ insurance practice. They are ably assisted by many talented associates.’

‘Apart from being knowledgeable, the partners I have worked with on insurance matters are meticulous, practical, and always quick to accept suggested alternative solutions and advice. They all are a pleasure to work with.’

‘The team has vast experience in a wide range of contentious insurance matters, including casualty claims such as employees’ compensation, public liability and third party motor claims, as well as general claims.’

‘With Alfred Tam at the helm together with Linda Lee, the team is fully-manpowered, pragmatic and efficient. We also value its proactive approach and tactics in settling our claims.’

Work highlights

  • Represented a COVID-19 vaccine manufacturer as an interested party in the inquest into the death of a 63 years’ old man who died 2 days after vaccination.
  • Successfully negotiated with the claimant to accept our insurer client’s sanctioned payment out of time with costs sanctions that saved around HK$1 million from the settlement.
  • Acted for a construction company on a HK$10 million claim involving a claimant whose leg was amputated due to streptococcus pyogenes necrotizing fasciitis.

Herbert Smith Freehills

Herbert Smith Freehills‘ insurance team is equipped to assist clients with contentious, transactional and regulatory matters. The group is singled out for its expertise in insurance litigation, especially professional negligence cases and policy disputes. Gareth Thomas is a key contact for contentious matters. He leads the practice alongside Tommy Tong, who is specialised in equity capital markets transactions, public and private M&A and private equity investment. At the senior associate level, Jocelyn Heng focuses on multi-jurisdictional litigation and arbitration.

Practice head(s):

Gareth Thomas; Tommy Tong

Other key lawyers:

Jocelyn Heng


‘Extensive experience advising insured parties, rather than insurers, which is reasonably rare in this market.’

‘Gareth Thomas is a strong strategic advisor, pragmatic, and always understands the client’s needs.’

‘Strong insurance litigation practice.’

‘Gareth Thomas is a calm and strategic thinker.’


Recognised as ‘very strong in commercial and insurance litigation with excellent reputation in the local market’, Ince houses a team of native Chinese practitioners, who handle both non-contentious and contentious work. Recently, the group has been particularly busy acting for insurance and reinsurance companies as well as corporates on personal injury, accidents, shipping and property-related claims. The practice is jointly led by Kelvin Lee, a key contact for marine cargo insurance matters and coverage disputes, and Rosita Lau, who is specialised in transportation-related insurance, property damage and personal injury claims.

Practice head(s):

Rosita Lau; Kelvin Lee


‘The whole team is very strong in commercial and insurance litigation with excellent reputation in the local market.’

‘Collaboration between Ince and clients is excellent.’

‘I have worked with Kelvin Lee for over 20 years on insurance claims. He always provides professional advice with excellent analytics skills and strategies. He can always achieve win-win situations when resolving disputes.’

Key clients

PICC Property and Casualty Company Limited

China Re

China Export & Credit Insurance Corporation (Sinosure)

China Taiping Insurance Holdings Company Limited

AXA XL / AXA General Insurance

Zurich Insurance

Global Aerospace of Lloyd’s

The Hong Kong Airport Authority

TT Club/Thomas Miller

CM Houlder Insurance Brokers

Reed Smith Richards Butler LLP

Under the leadership of Asha Sharma, the insurance group at Reed Smith Richards Butler LLP regularly acts on contentious and non-contentious matters, including professional negligence cases, investigations, disciplinary proceedings and policy issues. Lianjun Li is a key contact for protection and indemnity matters as well as shipping disputes and finance. Fraud investigations, white-collar crime and prosecutions are the area of expertise of Mark West while Steve Tam is recommended for regulatory compliance and insurance litigation.

Practice head(s):

Asha Sharma

Other key lawyers:

Lianjun Li; Mark West; Steve Tam