Leading Individuals

Insurance in Costa Rica


The powerhouse insurance team at BLP remains a market leader, utilising a strong regional presence and offices in San José, Playa Herradura and Las Catalinas to advise multinational insurers and reinsurers, such as AXA, Chubb and Willis Towers Watson, on a diverse range of matters, from coverage analysis, preparation bids and defence of liability policies to insurance fraud, contractual disputes, third-party claims and liquidations. The team is led by experienced litigator Neftalí Garro, who brings over 25 years of experience and insurance regulatory expertise, and who acts as legal adviser to the Association of Private Insurers (AAP) of Costa Rica. The group is supported by senior associates Juan José López and Carlos García, who assist clients with authorisations, licences, and the drafting and review of insurance contracts.

Practice head(s):

Neftalí Garro 


BLP is a diverse team of legal professionals with a high level of expertise in their different areas of specialisation and with a great ability to understand the client’s vision and needs. This translates into effective legal solutions that allow the client to achieve their goals.

Neftalí Garro knows insurance law and knows our business model very well. This makes him the ideal strategic partner to implement our strategies and business vision.

Key clients




Willis Towers Watson

Münich Re


ASSA Compañía de Seguros



Work highlights

  • Advised ASSA on the acquisition of the portfolio of life and health insurance policies issued by Puerto Rican international insurer Triple – S Blue.


Specialising in regulatory insurance matters, the multidisciplinary team at the San José office of regional firm Arias brings strength to advising major insurers and multinational corporates across such sectors as infrastructure, tourism and tech. The firm’s comprehensive service covers high-value transactions, agreement drafting and interactions with the General Superintendency of Insurance (SUGESE). The team is headed by former consul for the Costa Rican Consulate General in New York Carlos Camacho and Diego Gallegos. Key support is provided by senior counsel Rolando García, who brings strength to complex contractual negotiations.

Practice head(s):

Carlos Camacho; Diego Gallegos

Sfera Legal

The San José-based team of regional firm Sfera Legal leverages the bench strength of five offices across the nation to advise domestic and multinational insurers, brokers and global corporates on a wide span of insurance matters. Led by experienced founding partner Eric Scharf, the group’s full service extends to policies, insurance financial products, product registration, litigation, and regulatory compliance. Andrea Martín Jiménez manages interactions with the regulatory authority.

Practice head(s):

Eric Scharf