Firms in the Spotlight Insurance

Ernesto Tzirulnik Advocacia

Ernesto Tzirulnik Advocacia logo

Founded in 1984, Ernesto Tzirulnik Advocacia (ETAD) is internationally recognized as one of the most important law firms specializing in insurance and reinsurance law. ETAD advises clients on loss adjustment procedures, legal and regulatory issues; it sponsors complex insurance, reinsurance and brokerage lawsuits; and operates in contractual law cases, civil liability, and corporate conflicts.

View Profile...

Insurance in Brazil

Demarest Advogados

Demarest Advogados has a multi-faceted insurance practice with a good grounding in contentious and non-contentious insurance matters. Insurance and reinsurance clients benefit from the firm’s strong corporate practice, which has a notable track record in M&A as well as partnership agreements (often with banks) for the distribution of insurance products. Partner Andre Alarcon leads this side of the practice, which was further boosted by the arrival of Luciana Prado from Mattos Filho, Veiga Filho, Marrey Jr. e Quiroga Advogados, who has significant expertise in commercial contracts, health insurance and private pensions. Overall practice head and ‘leading insurance lawyer in BrazilMarcia Cicarelli Barbosa de Oliveira has established an excellent reputation for insurance-related litigation and regulatory advice. The firm’s relationship with DAC Beachcroft LLP adds extra weight on cross-border matters. Camila Prado - who made partner in January 2022 - also has an excellent reputation.

Practice head(s):

Marcia Cicarelli


‘The team is very responsive to requests for support and updates on progress with work. There is a good team ethic whereby team-mates will step in when others are away with no drop in technical knowledge or understanding of the specific issues involved. There is clearly deep and broad knowledge of the Brazil insurance market.’

‘Genuine experience of international insurance work and working for insurers inside and outside of Brazil.’

‘Camila Prado leads the team that I work with and is always ready with prompt and helpful advice. Camila understands the market we operate in very well and finds solutions in situations where none seems to be possible.’

‘Deep technical knowledge and availability make the partnership very positive.’

‘Andre Alarcon for his professionalism, accessibility and personalized attention.’

‘Laura Pellegrini, for her commitment to extremely technical delivery, but aligned with the operational needs and the reality of the market.’

‘Marcia Cicarelli – leading insurance lawyer in Brazil, bar none. Camila Prado – very bright, personable and technically excellent. Laura Pellegrini – extremely able, confident and inspires confidence.’

Key clients

Chubb Seguros

AIG Seguros

Zurich Commercial Insurance UK

Mapfre Global Risks, Compañia Internacional de Seguros y Reaseguros

Swiss Re Corporate Solutions Brasil Seguros

XP Vida e Previdência

QBE Insurance Europe

Travel Ace

Universal Assistance

Cesce Brasil Seguros de Garantia e Crédito

Axa Corporate Solutions

Work highlights

  • Advised Liberty Seguros on an agreement with Banco Inter for the distribution of insurance products in the bank’s digital channel.
  • Provided advice to CEF in the closing of the partnership with CNP Assurance for the distribution of life insurance and pension products in the CEF distribution channels.
  • Advised Zurich Insurance on a subrogation lawsuit initiated by a local insurance company concerning a firework show held during the closing ceremony of the 2014 World Cup which caused damages to the stadium roof cover.

DR&A Advogados

Noted for its 'exceptional strategic vision', DR&A Advogados is one of the leading insurance boutiques in the Brazilian market, offering a strong full-service practice in this field. The disputes side of the practice has recently handled several high-profile D&O and E&O claims in the Brazilian courts. The firm is also active on the corporate and advisory side, and was involved in a recent management buyout of a Brazilian insurance company. Key partners include 'astute litigator' Dinir Salvador Rios da Rocha, 'brilliant lawyer' Julia Santoro de Camargo Donato and the recently promoted Carolina Oger Affonso de Almeida for corporate and regulatory advice, and Danilo Garbin Machado for contractual support and D&O claims. Newer partners such as Ricardo Ribeiro da Luz Loew and Marcelo de Oliveira Belluci are also highly recommended.

Practice head(s):

Dinir Salvador Rios da Rocha; Danilo Garbin Machado; Julia Santoro de Camargo Donato


‘Deep technical knowledge, agility in service and availability full-time. Exceptional strategic vision and objectivity in the management of processes, transparency and efficiency in all issues involving customer-firm relationship.’

‘High technical knowledge, young and motivated team, excellent service.’

‘DR&A are an excellent boutique insurance law firm of extremely high quality.’

‘This firm has a deep knowledge in Insurance and Reinsurance. Their knowledge in regulatory matters facilitate any interaction with regulators.’

‘Julia Donato is a brilliant lawyer. She has been assisting us in a wide variety of matters.’

‘Dinir Rocha is an astute litigator with international experience which few Brazilian insurance lawyers have. Julia Santoro is a quality regulatory and transactional insurance lawyer.’

‘Marcelo Belluci is an excellent professional: quick, objective, very technical, and uses a language of understanding and skill.’

‘In the insurance guarantee side, D&O and E&O, partner Ricardo Ribeiro da Luz Loew stands out: Very judicious and careful.’

Key clients

Allianz Seguros  and group (AGCS)

Ezze Seguros

Axa Seguros

Euler Hermes Seguradora

Chubb Seguros Brasil

Starr International Brasil Seguradora

Essor Seguros

Zurich Brasil Companhia de Seguros

Liberty Seguros

AIG Seguros

Sompo Seguros

Swiss Re Corporate Solutions Brasil


Fairfax Brasil Seguros Corporativos

Work highlights

  • Obtained a favourable ruling for Allianz in a collection action filed against Camargo Corrêa and two of its former employees linked to corruption scandals uncovered by the Lava Jato Operation.
  • Appointed by several clients and representative bodies to negotiate changes with Susep regarding the ongoing revision of regulations applicable to the underwriting procedure of large risks.
  • Representing both insurers, Fairfax Brasil Seguros Corporativos and Fator Seguradora, in a lawsuit from the same plaintiff (Petrobras), regarding Advance Payment Bonds.

Ernesto Tzirulnik Advocacia

Ernesto Tzirulnik Advocacia is a top-class insurance and reinsurance boutique. During its nearly 40 years in practice the firm has established an excellent reputation in the market, particularly for its representation of policyholders on contentious and non-contentious issues. Most of the firm's lawyers work out of the São Paulo office, although there is also a team in Brasília. Ernesto Tzirulnik and Paulo Luiz de Toledo Piza are two of the lead partners.

Mattos Filho, Veiga Filho, Marrey Jr. e Quiroga Advogados

Mattos Filho, Veiga Filho, Marrey Jr. e Quiroga Advogados is a top choice for transactional, regulatory and litigation insurance matters. Its regulatory expertise sees it providing support on digital initiatives such as insurtech, blockchain and data privacy, as well as disciplinary administrative proceedings before SUSEP and PREVIC. The firm also has a strong track record in civil claims, including insurance, reinsurance and pensions disputes. Further support on the transactional front includes M&A, joint ventures, portfolio transfers and distribution agreements. Cassio Gama Amaral is one of the lead partners for insurance litigation and 'works with mastery in the regulation of claims and defends clients in complex demands', and Marcelo Mansur Haddad is a key contact for corporate and regulatory issues and is considered 'one of the biggest names in insurance law'. 'Exceptional attorney' Camila Leal Calais also offers strong regulatory support, including advice on risk management and disciplinary administrative proceedings. The highly regarded Thomaz Kastrup is active on the transactional side.


‘Excellent team, very capable and pragmatic, great negotiators, and commercially pragmatic.’

‘Very prepared firm. Quality teams and with availability to meet the demands.’

‘Mattos Filho’s insurance team is filled with competent professionals, specialized in the insurance market and dedicated exclusively to meet projects and demands of the area.’

‘Camila Calais is an exceptional attorney. She knows both the law and the market deeply. But maybe her best quality is that she always comes with creative solutions.’

‘Thomaz del Castillo Barroso Kastrup and Marcelo Mansur Hadad are fantastic lawyers, very responsive, and able to think outside the box, and consider the risk appetite of their client to ensure that the commercial objectives are achieved while securing appropriate legal protections.’

‘Thomaz Kastrup is competent, not only in the insurance industry, but has great knowledge of corporate and contractual legislation, as well as great expertise in negotiating complex contracts and M&A operations.’

‘Marcelo Mansur is one of the biggest names in insurance law and operates in complex operations in the sector.’

‘Cassio Amaral works with mastery in the regulation of claims and defends clients in complex demands in the judicial sphere involving claims and other issues. Exceptional in the administrative and judicial litigation of the insurance market.’

Key clients

CNP Assurances

IRB-Brasil Resseguros

Zurich Minas Brasil Seguros

Allianz Seguros

Chubb Seguros Brasil

Swiss Re Corporate Solutions Brasil Seguros

B3 – Brasil, bolsa e balcão

Pottencial Seguradora

HDI Seguros



Fairfax Brasil Seguros Corporativos

Austral Seguros

Seguradora Líder

Too Seguros

Prudential do Brasil Seguros de Vida


BMG Seguros

Junto Seguros

Fator Seguradora


Junto Seguros

BTG Pactual Seguradora

Quinto Andar Serviços Imobiliários


Willis Towers Watson

Horiens Risk Advisors

Argo Seguros Brasil

XP Corretora de Seguros

Mapfre Group

Companhia Energética de São Paulo

Enel Brazil

Work highlights

  • Advised B3 on (re)insurance registry system SRO and the development of a disruptive blockchain insurance and reinsurance platform with IRB.
  • Advised CNP on forming two new joint venture companies to explore, on an exclusive basis, “consórcio” products and life insurance, credit life insurance and pension products in the distribution network of Caixa Econômica Federal.
  • Advised Pottencial Seguradora and XP Private Equity I Fundo De Investimento em Participações Multiestratégia on selling a minority stake to XP.

Campos Mello Advogados in cooperation with DLA Piper

Campos Mello Advogados in cooperation with DLA Piper has an increasingly strong presence in the market. Practice head Marcella Hill has built up an experienced team with good credentials in insurance and reinsurance-related corporate, regulatory and claims work. The growing practice includes Jaqueline Suryan, who handles a mix of insurance, pensions and healthcare regulatory matters, as well as litigation claims. The corporate and regulatory side of the practice was further strengthened in 2020 when of counsel Mariana Cavalcanti Jardim joined in Rio de Janeiro from Mattos Filho, Veiga Filho, Marrey Jr. e Quiroga Advogados.

Practice head(s):

Marcella Hill


Knowledge about insurance and reinsurance, fantastic response times, pragmatic vision.’

Marcella Hill stands out for her professionalism and knowledge.’

Key clients

Quest Consulting (NY)

XL Brasil Resseguros

MS Amlin

Amlin Insurance SE

Arthur J. Gallagher & Co.

BTG Pactual Resseguradora

Chubb Seguros Brasil

Starboard Restructuring Partners Consultoria em Negócios

MAPFRE Brasil Participações

XL Insurance Company SE


Liberty International Underwriters (LIU)

XL Seguros Brasil

Dialight PLC

XL Catlin Insurance Company UK Limited

Allianz Seguros


Austral Resseguradora

Swiss Re Corporate Solutions Brasil Seguros

Pro Insurance Solutions

Work highlights

  • Advised Quest Group on the acquisition of Travelers Seguros Brasil.
  • Advised Arthur J. Gallagher in respect to the acquisition of Capsicum Re’s Brazil operations, involving notifications to the regulator, re-branding and restructuring of loans.
  • Advised AXA XL on strategic corporate and insurance regulatory matters relating to its business operations, including impacts of its international corporate reorganisation.

Mandaliti Advogados

Mandaliti Advogados is a one of the leading choices for mass litigation and clients requiring high-volume claims support. The firm has established strong relationships with top insurers and brokers and has invested heavily in its tech-enabled service, providing legal and data analytics on whether to settle or litigate a case. The technology infrastructure also helps clients adapt to new regulations and design new operations and contracts accordingly. Senior partner Renato Mandaliti has almost 30 years' experience advising on insurance and reinsurance issues, as well as health plans and pensions law. Regiane Marujo, Thiago Campos and Ademilson Silva are also highly active in this area.

Practice head(s):

Renato Mandaliti


‘It is a firm that has my trust. Besides its high knowledge, the lawyers seek to know the culture of the company and always seek to help us in the best possible way.’

‘Renato Mandaliti and Regiane Marujo are professionals who excel in the conduct of processes, availability and engagement.’

Agility and promptness.’

Thiago Campos is recommended.’

Key clients

Grupo Telefonica

Bradesco Vida e Previdência

Bradesco Saúde

Sul América Saúde


Work highlights

  • Assisted Bradesco Saúde in overturning a R$169,286 court decision against it, including a R$20,000 daily penalty.
  • Represented Bradesco Vida e Previdência as insurer in a R$890,000 labour claim.
  • Defended Bradesco Vida e Previdência against FACHESF in a case concerning a group life insurance policy covering over 8,000 people, after a policyholder unilaterally modified the terms.

Pellon & Associados Advocacia

Pellon & Associados Advocacia has established a strong market reputation for insurance and reinsurance disputes. The firm has particular expertise in key sectors such as telecoms, transport and infrastructure. Luís Felipe Pellon and Sergio Ruy Barroso de Mello are two of the lead partners.

Pinheiro Neto Advogados

'Multidisciplinary, technical and collaborative', Pinheiro Neto Advogados is noted for its advice to insurers, reinsurers and brokers on the full suite of regulatory, litigation, insurtech and corporate issues. Partners including Diogenes Mendes Gonçalves Neto have a particular focus on insurance litigation, while also assisting clients on related regulatory and transactional issues. Bruno Balduccini and Fernando Mirandez Del Nero Gomes have a notable track record advising financial services companies, including insurers, on corporate finance issues, including joint ventures and M&A. Another feather in the firm's cap is its considerable expertise in related healthcare matters, an area where Théra van Swaay de Marchi stands out. Senior associate Raíssa Lilavati Barbosa Abbas Campelo also receives praise.


‘Excellent quality of services.’

‘The Insurance team of Pinheiro Neto Advogados office is multidisciplinary, technical and collaborative. For those clients who need support there will be no failures in service, speed, and level of technicality.’

‘The insurance team is highly technical and has a good dialogue with the regulatory agent, which is essential when advising customers on how internal processes can be interpreted by the insurance regulators.’

As a standout in the insurance team, partner Diogenes Mendes Gonçalves Neto is distinguished by his ability to present in an executive and focused manner even the most technical and in-depth analyses. He has a high capacity for articulation and negotiation. Another highlight is Raissa Lilavati Campelo, as she is always available, in addition to having technical quality and knowledge in the insurance sector.’

Carlos Eduardo Azevedo and Raissa Lilavati Barbosa: they are helpful, thoughtful, fast, thorough and extremely technical. The responses from them are always broad, in-depth and complete.’

Diogenes Gonçalves and Fernando Mirandez Gomes are recommended.

Key clients


Porto Seguro

Tokio Marine Seguradora

Pier Serviços Digitais/Seguradora

Flix Seguradora

Amazon Serviços de Varejo do Brasil

B2W Companhia Digital

Creditas Soluções Financeiras

Icatu Seguros

Aon and Willis Towers Watson

H.I.G. Capital.

Work highlights

  • Assisting the Brazilian fintech company Creditas and Icatu Seguros in structuring new insurance services and products provided in Creditas’ credit platform, with a focus on private pension plans.
  • Advising Amazon in structuring the distribution of insurance products in its Brazilian marketplace platform under a hybrid distribution model.
  • Assisted in the review and negotiation of the insurance clause of a 20-year-term rights of way agreement with Petrobras, on behalf of client Nova Transportadora do Sudeste and Brookfield Infraestrutura.

Santos Bevilaqua Advogados

The well-regarded team at Santos Bevilaqua Advogados offers a broad range of expertise to clients in the insurance, reinsurance, banking, pensions and healthcare sectors. The firm handles a broad mix of contentious and non-contentious matters. On the advisory side, key partners include João Marcelo dos Santos, who represents several leading international insurers, and Daniela de Matos Rodrigues. The firm also fields an impressive stable of litigators, including Keila Manangão, who is regularly involved in cross-border disputes and advises on loss adjustment and coverage issues, and Marco Antonio Bevilaqua, who is also active on the pensions side. Ana Paula Costa has also made a good name for herself.

Practice head(s):

João Marcelo dos Santos; Ana Paula Costa; Daniela de Matos Rodrigues; Keila Manangão


‘The office has extremely technical lawyers who are committed to their clients. The firm always brings proposals based on its vast experience, and points out consolidated alternatives to difficult driving situations.’

‘A high level of regulatory knowledge.’

Availability, openness and proposed alternatives and solutions. João Marcelo stands out.’

I would highlight João Marcelo dos Santos and Ana Paula Costa.’

Key clients




Munich Re


FM Global




I4Pro (insurtech)




Work highlights

  • Advised Fenaber on a range of strategic issues linked to reinsurance and tax laws.
  • Advised Fenaber on the purchase of reinsurance coverage directly by pension funds and health managers operators, without the participation of insurance companies, in which SUSEP issued a new rule affirming that this is possible.
  • Advised AON, Mitsui and HDI on the implementation of compliance measures to adapt operations to the new CNSP Resolution n. 382/20, which took effect in 2020.

Tavares Advogados

Tavares Advogados is a highly specialised boutique that stands out for its expertise in contentious insurance claims, both in litigation and arbitration, where it 'demonstrates extreme zeal and deep technical knowledge'. The team also has a strong track record advising on loss adjustment procedures. The firm represents a mix of insurers, reinsurers and financial services companies on a range of products including life and health insurance, and pensions. Founding partner André Tavares is a top litigator in the field, and a leading figure in the wider industry. Daniel Chacur de Miranda has good experience in loss adjustment procedures and complex insurance claims.

Practice head(s):

André Tavares


‘Two aspects stand out. First, their availability and responsiveness. They are highly energetic and respond around the clock, available at all times by phone, e-mail or WhatsApp. Second, they have an in depth understanding of insurance. They are excellent, and equally at home when dealing with the purely technical and the commercially important points, while assisting with strategies that accommodate the client’s commercial relationships.’

‘The firm operates in strategic litigation, demonstrating extreme zeal and deep technical knowledge, being highly specialized in the area of insurance.’

‘Tavares Advogados brings together important characteristics for modern advocacy, combining dynamism, personalized and agile service to its clients. They have an excellent readiness regime. Always willing to present assertive solutions to their clients.’

‘André Tavares and Daniel Chacur de Miranda are technically expert in insurance and procedural law. They provide creative legal advice and are innovative and aggressive tacticians while being user friendly, responsive, and dynamic. And both have a good sense of humour, which helps, when the circumstances permit. Vanessa Matos is extremely organised and clear in her explanations of complex factual issues.’

‘I highlight the performance of Andre Tavares, Fernanda Pantoja and Daniel Chacur as a reference in their specialties, what highlights them from other professionals is the dynamism, readiness and high specialization making them able to present assertive and specialized solutions to the legal demands put under consultation.’

Key clients

Axa XL Catlin

Banco Bradesco

BB Seguros – Companhia de Seguros Aliança do Brasil

BTG Pactual

Caixa Seguradora

Chubb do Brasil Companhia de Seguros

CNSEG – Confederação Nacional das Seguradoras

IRB-Brasil Re

Munich Re do Brasil Resseguradora

Sompo Seguros

Swiss Re Corporate Solutions Brasil Seguros

THB Corretora de Resseguro

Work highlights

  • Advised Chubb on the loss adjustment of D&O insurance cover related to a class action filed against Braskem before a Federal Court in New Jersey.
  • Advised AXA on the loss adjustment of civil liability insurance cover for losses arising from a blackout in the State of Amapá.
  • Assisted Chubb on the adjustment of D&O insurance cover for the losses arising from several investigations into alleged unlawful acts by executives of a major financial institution.

Chalfin, Goldberg & Vainboim Advogados

'Approachable, business-minded, resourceful, dynamic', Chalfin, Goldberg & Vainboim Advogados has a versatile insurance and reinsurance practice with strong credentials across a wide range of issues, including major D&O, E&O, maritime, aviation and civil liability claims. In addition to its litigation and regulatory expertise, the team advises on the drafting of policies, and on related areas such as data protection and corporate law. Founding partner Ilan Goldberg has over 20 years' experience advising on regulatory and contentious matters. Recently appointed partner Thiago Junqueira is another key member of the team.

Practice head(s):

Ilan Goldberg


‘Clear and dynamic explanations. Approachable, business-minded, resourceful, dynamic.’

‘High quality specialization in the insurance area with qualified professionals.’

‘The office has excellent technical knowledge in the area.’

‘Chalfin is excellent, offering a team of skilled professionals, with excellent technical knowledge, a great level of customer service, and good technology to meet the demands of customers.’

‘I would like to highlight the names of Renato Chalfin and Ilan Goldberg. Both are great lawyers and technically highly qualified.’

Key clients

Austral Seguradora

Generali Seguros

IRB Brasil Re

Argo Brasil Seguros

Bradesco Seguros

Fator Seguradora

Porto Seguro


Work highlights

  • Representing Seguradora Líder do Consórcio do Seguro in connection with the bankruptcy of Federal de Seguros and Federal Vida e Previdência, involving a $23m lawsuit.
  • Representing Austral Seguradora in a $4m surety dispute appeal filed in the Rio de Janeiro Court of Appeal.
  • Successfully represented Generali Seguros against Havan, one of the biggest retailers in Brazil, in a $2m  dispute regarding P&C insurance.

Costa, Albino & Lasalvia Sociedade de Advogados

Costa, Albino & Lasalvia Sociedade de Advogados was founded in 2018 and offers a comprehensive service to domestic and international insurers, reinsurers and policyholders. Leading areas of expertise include contentious and non-contentious marine and aviation insurance, as well as energy and natural resources-related insurance issues, and financial institutions (FI) D&O claims. Key individuals include founder and managing partner Julio Costa, who has an impressive track record in multi-jurisdictional claims. The firm's exclusive cooperation with HFW brings added strengths on international matters, with partner Geoffrey Conlin especially well regarded. Gustavo Lasalvia is also noted.

Practice head(s):

Julio Costa


‘The firm has excellent technical knowledge and practical experience on the point of view of insurers, which adds value to decision-making by companies.’

‘Geoffrey Conlin – Clear advice and detail focused, with resolution strategy in mind.’

‘Gustavo Lasalvia is a lawyer with great expertise, and accessible.’

Key clients

Mapfre Seguros

IRB Brasil Re

AXA Brasil

Fairfax Seguros Corporativos

Swiss Re Corporate Solutions

AIG Europe Limited

AIG Seguros

Starr Companies (UK)

Tokio Marine HCC

Work highlights

  • Advised on a recovery claim for STARR Companies against the Ministry of Defence of Colombia in relation to the crash between two aircraft in the airport of Cúcuta, Colombia.
  • Advising Swiss Re Corso on liability claims arising from an accident resulting in the total loss of an AW109SP helicopter in São Paulo.
  • Defending MAPFRE Seguros in a coverage denial dispute in connection with the alleged loss of two aircraft abandoned by the operator.

F. Torres Advogados

F. Torres Advogados has a significant presence in Brazil's insurance and reinsurance market, and the firm's international reach is enhanced by it being a part of multinational firm Kennedys. The practice, which is led by the highly experienced Fabio Torres, covers all areas of liability, including D&O, aviation, property, maritime and infrastructure-related claims. The firm represents several of the world's largest insurance companies, and has recently been involved in D&O claims related to the Lava Jato Operation scandal and to several high-profile infrastructure accidents.

Practice head(s):

Fabio Torres

Machado Meyer Sendacz e Opice Advogados

In the field of insurance, Machado Meyer Sendacz e Opice Advogados is noted for its non-contentious advice; it regularly supports clients in policy wording reviews, contractual negotiations, joint ventures and M&A. The team also has good expertise in claim adjustment processes, and often assists clients with insurance product distribution agreements. Key partners include Eduardo Avila de Castro, who has a particular specialism in financial services regulation, and Nei Schilling Zelmanovits, who is active on the transactional side. Associate Pedro Henrique Ricco Verzemiassi also receives praise.

Practice head(s):

Eduardo Avila de Castro; Nei Schilling Zelmanovits


‘Machado Meyer’s lawyers, in the insurance area, are technically excellent and deliver the work within the agreed time. In addition, most of the time I am served by senior lawyers.’

‘Eduardo Castro is a very experienced lawyer who has the aptitude for negotiation.’

Machado Meyer’s lawyers in the insurance area are technically excellent and deliver the work within the agreed deadline (sometimes even before the deadline).’

Pedro Henrique Ricco is super thoughtful and technically flawless. The documents are submitted on time and without the need for changes.’

Key clients

Caixa Seguridade

Cardif do Brasil

Travelers Seguros


Zurich Minas Brasil

Atradius Crédito y Caución

Export Development Canada – EDC

Metropolitan Life Seguros e Previdência Privada

Grupo Ultra

ADM do Brasil

Work highlights

  • Assisting Caixa Seguridade and Caixa Econômica Federal (CEF) on the sale  of insurance, capitalisation products, open private pension plans, consortium management, healthcare and private dental-care plans and assistance services through a distribution agreement.
  • Acted as Brazilian legal advisors to Arch Capital Group in its filing with the Brazilian Insurance Authority (Superintendência de Seguros Privados) regarding the purchase of 29.50% of the share capital and voting rights of Coface.
  • Provided advice to Samsung in the negotiation of a distribution agreement with Assurant Seguradora concerning the insurance of its products.

Schalch Sociedade de Advogados

Schalch Sociedade de Advogados has a good standing in the insurance market, where it provides commercial, regulatory and litigation support to its domestic and international clients. The team is especially noted for its advice on high-value insurance and reinsurance claims and loss adjustment procedures across a wide range of sectors. Debora Schalch and Denise Schalch are leading practitioners in the team.

Sergio Bermudes Advogados

The reputation that Sergio Bermudes Advogados has established for high-end litigation and arbitration extends to the insurance industry; the firm regularly represents major insurers and reinsurers in large claims, often with a cross-border element. The practice is also well versed in administrative proceedings in the pensions, motor and life insurance sectors. Further support is provided on regulatory issues, including advice on policy clauses, distribution and bancassurance agreements and brokerage issues. The firm fields a team of highly experienced litigators, including Guilherme Valdetaro Mathias, Rodrigo Tannuri and Marcio Vieira Souto Costa Ferreira. Newer partners such as Rafaela Fucci are also highly experienced.

Practice head(s):

Marcio Vieira Souto Costa Ferreira; Guilherme Valdetaro Mathias


‘The firm has always responded with high quality to the demands we made concerning insurance and health plans, where they show great knowledge.’

Sergio Bermudes is an office with high technical capacity. In-depth knowledge of the company’s (insurance) topics, in addition to the law in various specialties, with emphasis on civil proceedings.’

Guilherme Valdetaro Mathias and Marcio Costa are professionals who stand out due to their high technical capacity and commitment.’

The office has always responded with high quality to the demands we made of it in terms of insurance and health plans. They present their lines of argument in advance. They demonstrate great knowledge in the areas.’

Key clients





IESS – Instituto de Estudos de Saúde Suplementar

Bradesco Seguros

Bradesco Auto RE

Bradesco Saúde

Bradesco Vida e Previdência

IRB Brasil RE

Caixa Seguros

Sul America Seguros


Work highlights

  • Defended Chubb Seguros in a R$1bn matter regarding an event that occurred at the Port of Santana in state of Amazonas.
  • Representing Fenasaúde in several matters, including a special appeal before the Superior Court of Justice (STJ), concerning the National Health Agency list of services that must be provided by health insurance programmes.
  • Advising CNSeg – Confederação Nacional das Empresas de Seguros Gerais, Previdência Privada e Vida, Saúde Suplementar e Capitalização on multiple appeals filed before the STJ.

TozziniFreire Advogados

TozziniFreire Advogados' well-regarded team is jointly led by Bárbara Bassani de Souza, who handles litigation and regulatory matters, and corporate and transactional partner Marcio Mello Silva Baptista, who works out of the firm's New York office. M&A advice, such as on Coface's acquisition of Seguradora Brasileira de Crédito à Exportação, has featured prominently on the multidisciplinary team's workload recently, as has regulatory support in rapidly growing areas such as insurtech.

Practice head(s):

Bárbara Bassani de Souza; Marcio Mello Silva Baptista


‘The firm brings deep technical knowledge and agility.’

‘Excellent technical knowledge, agility in service, and efficient in operations.’

‘The firm stands out for its technical, market knowledge and cost benefit when compared to other full service desks.’

‘Barbara Bassani was exceptional in all the works performed.’

‘Barbara Bassani has deep knowledge of the insurance market and is always up-to-date, allowing deliveries with higher than expected quality.’

Key clients

Principal Financial Services

Compagnie Française d’Assurance pour le Commerce Extérieur (Coface)

Seguradora Líder dos Consórcios do Seguro DPVAT

Zurich Minas Brasil Seguros

Amtrust Insurance

Korean Reinsurance Company

Fairfax Brasil Seguros Corporativos

Berkley International do Brasil Seguros

Euler Hermes Seguros

BANRISUL – Banco do Estado do Rio Grande do Sul

Work highlights

  • Advising Coface on its acquisition of Seguradora Brasileira de Crédito à Exportação (SBCE) and the subsequent integration of the activities of both insurers.
  • Provided general corporate and strategic advice to Principal Financial Services regarding its investment in and joint venture with Banco do Brasil: Brasilprev Seguros e Previdência and Ciclic Corretora de Seguros.
  • Advising Banco do Estado do Rio Grande do Sul on the creation of Banrisul Corretora de Seguros and provided assistance in related corporate and insurance regulatory matters.

Veirano Advogados

Veirano Advogados' insurance practice has a particular focus on representing policyholders on the full range of insurance issues. This includes providing support in policy negotiations, revisions and renewals, through to major disputes. Many clients come from higher risk industries, such as oil and gas, infrastructure, manufacturing and financial services. The practice is led by highly rated disputes head Felipe Bastos, who has a good track record in major insurance litigation and loss adjustment processes, as well as regulatory matters.

Practice head(s):

Felipe Bastos


‘The services provided by Veirano Advogados are of excellent quality, technicality and punctuality.’

‘Solid knowledge, excellent service and attention.’

‘Felipe Bastos is an excellent professional, with great availability and extensive knowledge on the legal topics, always having a relevant and attentive legal opinion in understanding the context of consultations and our industry.’

Key clients

Samarco Mineração

IRB Brasil RE

Grupo Novo Mundo

BMW Financeira

The Bank of New York Mellon

Seguradora Líder do Consórcio do Seguro DPVAT

Ocyan Participações

Monashees Gestão de Investimentos

Volvo Cars Importação e Comércio de Veículos

Sky Brasil Serviços de Banda Larga

Subsea 7 do Brasil Serviços

Sistac – Sistema de Acesso

Ituran Serviços

McAfee Brasil Comércio e Serviços de Tecnologia

Nova Riotel Empreendimentos

Westrock, Celulose, Papel e Embalagens

Blue Cube Brasil Comércio de Produtos Químicos

Benteler Componentes Automotivos

Work highlights

  • Representing IRB Brasil in a reinsurance claim brought by Hermes Pinto dos Santos.
  • Advising the retailer Grupo Novo Mundo on several insurance-related matters, including the termination of a major distribution contract with Assurant Seguradora.
  • Advising BMW Financeira on several insurance matters, including the offering of its Premium Selection Program to clients who own secondhand BMWs.

BMA - Barbosa, Müssnich, Aragão

BMA - Barbosa, Müssnich, Aragão has developed a solid practice in insurance-related corporate deals, having advised on high-profile M&A, joint ventures and restructurings. Rio de Janeiro-based corporate partner Henrique Vargas Gama Beloch heads the team, and acts for several leading insurers. Litigation partner Pedro Costa also has good experience in insurance disputes.

J Armando Batista e Benes Advogados Associados

Founded in 2002, insurance boutique J Armando Batista e Benes Advogados Associados covers all areas of insurance and reinsurance law. In addition to high-end litigation and arbitration, the firm also provides advisory support on D&O and E&O policies, and assists clients with drafting contracts and general regulatory issues. The firm represents an impressive mix of domestic and international insurance companies. Founding partner José Armando da Glória Batista and Victor Augusto Benes Senhora handle contentious and non-contentious matters, while partner Vivianne Cristina dos Reis Batista is strong on the regulatory side.

Practice head(s):

José Armando da Glória Batista; Vivianne Cristina dos Reis Batista; Victor Augusto Benes Senhora


‘Good technical knowledge and well organized.’

‘Victor Benes is  a professional with a lot of technical knowledge and always willing to help and seek solutions that meet the insurer’s needs.’

Key clients

Chubb Seguros Brasil

Itaú Seguros

Liberty Seguros

Fairfax Brasil Seguros Corporativos

Prudential do Brasil Seguros de Vida

Porto Seguro Companhia de Seguros Gerais

Axa XL Seguros

Itaúseg Saúde

Itaú Vida e Previdência

Marcep Corretagem de Seguros

Itaú Seguros de Auto e Residência

Azul Companhia de Seguros Gerais

Porto Seguro Vida e Previdência

Porto Seguro – Seguro Saúde

Indiana Seguros

Porto Seguro Capitalização

Porto Seguro Proteção e Monitoramento

Porto Seguro Administradora de Consórcios

Itaú Unibanco

Porto Seguro Serviços Médicos

Work highlights

  • Advised Itaú Seguros on a judicial insurance claim related to the responsibility of water distribution companies and road management concessionary companies in road accidents.
  • Assisted Itaú Vida e Previdência in a judicial insurance claim before the STJ related to a life insurance plan covering permanent functional disability due to illness, a type of policy that has been the subject of several judicial decisions in Brazil.
  • Represented Chubb Seguros in a judicial insurance claim before the STJ which has a large impact on transportation insurance since it relates to the liability of transportation companies (and their insurers) for cargo theft.

Penteado Mendonça e Char Advocacia

Penteado Mendonça e Char Advocacia's primary focus is on insurance law; in this field, it acts for insurers and reinsurers on contentious and non-contentious matters. The firm has a particular specialism in litigation, often representing clients in judicial and administrative proceedings. Antonio Penteado Mendonça and Armando Char are the lead partners.

Raphael Miranda Advogados

Raphael Miranda Advogados is a specialised litigation boutique with a good reputation for loss adjustment and indemnity claims. A significant portion of its work involves representing policyholders on insurance matters, where it acts for clients operating across a range of sectors, including banking, oil and gas, mining, construction and healthcare. Raphael Miranda has a significant specialism in the insurance and reinsurance sector, while co-founding partner Pedro Ivo Mello is also experienced in related litigation and arbitration. Antonio Pedro Raposo is another active partner in the team.

Practice head(s):

Raphael Miranda; Pedro Ivo Mello; Antonio Pedro Raposo


‘Highly competent professionals, committed,  interested, pro business and close to customers.’

‘It is a very good team of lawyers operating primarily in the state of Rio de Janeiro and undergoing expansion.’

Raphael Miranda and Antônio Pedro Raposo: Inteligent, very active, well trained and informed, honest.’

Key clients



Icatu Seguros

Aliansce Sonae

Ancar Invanhoe Administradora de Shopping Centers

BR Malls


Votorantim Cimentos

Queiroz Galvão

Ultrapar Participações

Rede D’Or São Luiz

Havan Lojas de Departamento

Work highlights

  • Advised Vale in the pre-arbitration stage of the insurance claim and loss adjustment of the Brumadinho dam accident.
  • Assisted Vale in the pre-arbitration stage of the insurance claim and loss adjustment of the Samarco dam failure.
  • Represents BRF in a D&O insurance claim before Chubb and Zurich related to Operação Carne Fraca and Operação Trapaça for the recovery of the defense costs and the securities class action settlement amount.

RPZ Advogados

'Dynamic firm' RPZ Advogados receives strong praise from its insurer and reinsurer clients. The firm has a good track record in high-value litigation involving dam ruptures, air disasters, shipping accidents, machine breakdowns and engineering risks. Key partners include Dennys Zimmermann, who has over 20 years' experience in the market, supporting clients on the full mix of advisory, regulatory and litigation issues. Carla Padilha, Felipe Faraj and Felipe Reis are also highly active in this area.

Practice head(s):

Dennys Zimmermann


‘It is a dynamic firm that sought out the best professionals in the insurance market to make up their team. It works with several insurance lines, with specialists, who give us great comfort in having them as partners.’

‘What makes this firm unique is the presence of exemplary and very qualified professionals.’

‘The office delivers specialized and high quality work with a great cost benefit.’

‘Attentive staff, with excellent technical quality are always available when required.’

‘Felipe Rosa, a guarantee specialist, is a professional ahead of other lawyers in the market, for his dynamism, knowledge and way of treating each process individually. Felipe Farah is a great partner who has worked many years in insurance.’

‘Dennys Zimmermann is highly experienced in insurance-assurance and D&O (Directors &Officers) and delivers high quality work. The partners Carla Padilha and Felipe Heine Reis are rising stars following in the footsteps of Dennys.’

Rueda & Rueda Advogados

Rueda & Rueda Advogados has an impressive national footprint that includes 13 offices and over 150 lawyers. The firm's internal infrastructure makes it well placed to handle volume claims, and it is currently managing a portfolio of over 50,000 cases with an aggregate value of over R$30bn in potential liabilities. This includes cases concerning home and contents insurance, health, travel, and corporate and professional insurance. In addition to high-volume matters, the team also handles complex coverage disputes in the higher courts. Founding partner Antonio Rueda leads the practice.

Practice head(s):

Antonio Rueda

Key clients

Seguradora Leader

Nobre Seguradora

Notre Dame Intermedica Saude

Sul America Companhia Nacional de Seguros

Central Nacional Unimed Cooperativa Central

Chubb Seguros Brasil

Companhia Excelsior de Seguros

Caixa Seguradora

Tokio Marine Seguradora

Amil Assistência Médica Internacional

Metropolitan Life Seguros e Previdência Privada

Sompo Seguros

Banco Mercantil do Brasil

Caixa Econômica Federal


Unimed Seguradora

Sul America Companhia de Seguro Saúde

Fortaleza Esporte Clube

Esporte Clube Bahia


Work highlights

  • Assisted Sul América Cia Nacional de Seguros on a high-value insurance indemnity claim that involved complex insurance guarantee issues.
  • Assisted Companhia Excelsior de Seguros with an enforcement claim related to Supreme Federal Court rulings on a similar insurance matter.
  • Represented Unimed Seguros Saúde in a medical insurance claim.

Souza Araujo Butzer Zanchim Advogados – SABZ Advogados

Souza Araujo Butzer Zanchim Advogados – SABZ Advogados is best known for its advice to policyholders but also represents several leading insurance companies, including Liberty Seguros, AIG Brasil Seguros and Starr Brasil International Seguradora. Its services include a mix of strategic consulting and representation in litigation, including loss adjustment procedures, risk exposure analysis, negotiation of insurance contracts and high-profile disputes. Pedro Guilherme Gonçalves de Souza leads the multidisciplinary practice, which includes Rodolfo Mazzini Silveira.

Practice head(s):

Pedro Guilherme Gonçalves de Souza


‘High level of knowledge of the surety market with a strong ability to advise on operational and practical issues, giving the company a full understanding of the insurance issues.’

‘The firm is highly technical in insurance matters, especially D&O, and has close and differentiated service.’

‘Pedro Souza has deep knowledge in the insurance area and manages to deliver innovative solutions as well as understand the risks of operations like no other.’

The team dedicated to the insurance area has always assisted us in difficult situations, with short deadlines, within M&A processes. In addition to precision and speed in meeting demand, they are above the norm in focusing on results for the client and availability for explanations and debates.’

My main compliment goes to Rodolfo Mazzini, because, in addition to doing a brilliant job in the opinions we requested, he also helped us to respond to inquiries made by our foreign shareholders.’

‘Pedro Souza – Good knowledge of general insurance.’

Key clients

Ecorodovias infraestrutura e Logística

BTG Pactual Seguradora

PDG Realty  Empreendimentos e Participações

Liberty Seguros

AIG Brasil Seguros

Fundação Orquestra Sinfônica do Estado de São Paulo – OSESP

Starr Brasil International Seguradora

Tokio Marine Seguradora

XP Vista Asset Management

SPIC Brasil Energia Participações


Calcenter – Calçados Centro Oeste

Promon Engenharia

Marae Investimentos

VBI Real Estate

Work highlights

  • Advised Ecorodovias on the renewal of its D&O insurance policy amidst difficult market conditions.
  • Advised GRU Airport on the review and negotiation of its property, business interruption and civil liability insurance policies.
  • Advised VBI Real Estate on the review of a land lease agreement and negotiation of clauses in the property insurance of a building that became an emergency hospital for Covid-19.

Trench Rossi Watanabe

Trench Rossi Watanabe represents a mix of domestic and international insurers, reinsurers and brokers on regulatory and corporate issues. This includes providing support in M&A, partnering agreements, restructurings, administrative hearings, pension matters, surety bonds and export credit insurance. The team also represents policyholders from across a range of industries, including energy, healthcare, entertainment and manufacturing. Corporate partner Anna Tavares de Mello is the main contact and has a good track record in cross-border issues.

Practice head(s):

Anna Tavares de Mello

Key clients

Aegon Group

SCOR Reinsurance

Wiz Corretora

Mongeral Aegon Seguros

Allianz Group


Houston Causality Company (HCC)

Ed Broking

Sirius International Insurance Corporation

Markel International Insurance Company Limited

Transamerica Group


Work highlights

  • Advised Ed Broking Holdings on the renegotiation of repayment conditions of debts from entities.
  • Provided legal assistance to Aegon subsidiaries in Brazil, assisting in the review of partner agreements, corporate maintenance services, foreign investment and foreign exchange control rules and providing advice on several insurance regulatory matters.
  • Assisting SCOR Brasil Resseguros with a corporate reorganisation involving SCOR Brasil Resseguros and Essor Seguros.