Insurance in Brazil

DR&A Advogados

'Technically excellent and very approachable', the team at DR&A Advogados comprises 'highly skilled members with solid experience'. The boutique firm covers the gamut of insurance issues, from claims adjustment to litigation to M&A. Clients include Allianz Group, Swiss Re and Fairfax Brasil Seguros Corporativos. The highly regarded Dinir Salvador Rios da Rocha leads the team, which includes the 'proactive' Danilo Garbin Machado; the 'approachable and knowledgeable' Olivia Searle; and Julia Santoro de Camargo Donato, who is a '"one of a kind" when dealing with the reinsurance market'. In addition, Ricardo Ribeiro da Luz Loew made partner in September 2019 and senior associate Carolina Oger Affonso de Almeida also receives praise.

Ernesto Tzirulnik Advocacia

Insurance and reinsurance specialist firm Ernesto Tzirulnik Advocacia has carved out a place for itself in the Brazilian market through its involvement in high-profile cases over many years. São Paulo is its main office and it also maintains a branch in Brasília. Besides insurance law, the team offers advice on corporate, competition and environmental matters. Ernesto Tzirulnik and Paulo Luiz de Toledo Piza are the key contacts.

Mattos Filho, Veiga Filho, Marrey Jr. e Quiroga Advogados

Mattos Filho, Veiga Filho, Marrey Jr. e Quiroga Advogados receives praise for its 'multidisciplinary and holistic client approach' and teamwork. The 'hardworking, humble and clever professionals' have vast experience in insurance, reinsurance and pensions. The group also benefits from the firm's full-service offering, allowing the team to collaborate with corporate, tax and employment specialists. Marcelo Mansur Haddad, Cassio Gama Amaral and Thais Arza Monteiro are recommended. Other key contacts include Camila Leal Calais and Thomaz del Castillo Barroso Kastrup. The team has also expanded at the senior associate level from 2018 into 2019, with several hires, including those of Karen Ferraz de Aguiar Schiavon and Roberto Panucci from Pinheiro Neto Advogados.

Demarest Advogados

Demarest Advogados is highlighted for its 'expertise and experience in handling complex, high-value disputes on behalf of the international insurance markets'. Highlights included representing Chubb Seguros Brasil in a lawsuit against a public bank concerning a D&O policy. On the non-contentious side, the team is equipped to handle regulatory and consultancy issues and corporate M&A. Marcia Cicarelli Barbosa de Oliveira 'has a market-leading profile and is a go-to individual for major insurance issues'. Senior associates Camila Affonso Prado and Laura Pellegrini are also highly recommended.

Mandaliti Advogados

Recommended firm Mandaliti Advogados fields a sizeable insurance team under the leadership of name partner Renato Tadeu Rondina Mandaliti. It is often turned to for representation in litigation and for legal opinions on complex areas of insurance and pensions law. Clients include Braskem and Grupo Telefonica. Ademilson Silva and Regiane Marujo are active members of the team.

Pellon & Associados Advocacia

Highly-regarded firm Pellon & Associados Advocacia is particularly strong in insurance litigation, where it represents small, medium and large insurers and reinsurers. The practice group also covers pensions and labour benefits, and the firm has additional expertise in labour, tax and corporate law. Recent matters include advising Allianz Seguros and Zurich Minas Brasil Seguros in (separate) loss adjustment cases. Luís Felipe Pellon and Sergio Ruy Barroso de Mello are the names to note.

Penteado Mendonça e Char Advocacia

Penteado Mendonça e Char Advocacia has an established reputation in the Brazilian insurance and reinsurance market. From its São Paulo office, the team - which includes key partners Antonio Penteado Mendonça and Armando Char - acts for insurers and reinsurers in judicial and administrative proceedings and provides legal advisory services.

Pinheiro Neto Advogados

The multidisciplinary insurance group at Pinheiro Neto Advogados includes litigation and corporate and M&A experts. It is particularly notable for its health insurance and regulatory practice; Théra Van Swaay De Marchi, Maria Silvia Loureiro de Andrade Marques and associate Luciana Mayumi Sakamoto are names to note in this space. The firm's insurance-sector knowledge and reputation for major M&A ensures a busy workflow; in 2018, Jose Luiz Homem de Mello and a team advised Santander on a joint venture to offer and sell car insurance. Elsewhere, Diogenes Mendes Gonçalves Neto assisted Generali Brasil Seguros with the negotiation of several insurance distribution agreements. Former senior associate Roberto Panucci moved to Mattos Filho, Veiga Filho, Marrey Jr. e Quiroga Advogados in August 2019.

Santos Bevilaqua Advogados

Santos Bevilaqua Advogados acts for insurers and other financial services companies, with an emphasis on international clients. It advises on commercial matters, compliance programs and claims adjustment, and assists in administrative cases. Also of note is the firm's pensions and healthcare practice. Marco Antonio Bevilaqua, Daniela de Matos Rodrigues and João Marcelo dos Santos are the names to note.

Tavares Advogados

'Highly specialised insurance boutique firmTavares Advogados 'distinguishes itself by providing a fast and efficient legal service' and is 'exceptional for both national and international matters'. The team acts for leading banks and insurance companies, and excels in complex, contentious matters. It has recently been busy representing clients in loss adjustment proceedings. In one example, a team led by André Tavares and Daniel Chacur de Miranda acted for IRB Brasil RE in a $200m loss adjustment proceeding. Tavares is a 'great strategist' and 'natural leader', and 'brilliant lawyer' Miranda has 'impressive business skills'.

Azevedo Sette Advogados

Azevedo Sette Advogados fields a multidisciplinary team to handle insurance, reinsurance, pensions and healthcare matters, and benefits from an extensive office network across Brazil. Sao Paulo-based Jaqueline Suryan heads the practice, having arrived from Mattos Filho, Veiga Filho, Marrey Jr. e Quiroga Advogados in April 2018; in recent work, she and associate Juliana Strohl  advised Amazon Web Services on private pension and healthcare agreements for its employees. The pair also advised MAPFRE Group and its subsidiaries on regulatory matters and administrative procedures.

Campos Mello Advogados

The 'talented', 'reliable' and 'extremely competent' insurance team at Campos Mello Advogados has a broad regulatory, transactional and claims practice. Its cross-border expertise is also of particular note. In a recent illustration, the team acted for QBE Brazil on the sale of its operations to Zurich, in a transaction that involved assets in multiple Latin American countries. 'Creative' and 'hands on' practice head Marcella Hill 'is the definition of what a lawyer should be'. Associate Guilherme Fernandes de Oliveira also receives praise.

Chalfin, Goldberg, Vainboim & Fichtner Advogados Associados

Ilan Goldberg leads the team at Chalfin, Goldberg, Vainboim & Fichtner Advogados Associados, which is based across the São Paulo, Rio de Janeiro, Vitória and Curitiba offices. It handles the gamut of insurance and reinsurance matters, and is particularly busy in claims adjustment and insurance litigation. The team also has notable experience in the shipping and aviation sectors. João Paulo Sá de Freitas stands out for his knowledge of D&O and E&O insurance. At the senior associate level, Paula Rodrigues is a key contact in the firm's maritime insurance practice and Rodrigo Gomes de Sousa is active in loss adjustment claims and surety disputes.


'A unique law firm with a special service in insurance law', DDSA - De Luca, Derenusson, Schuttoff e Azevedo Advogados acts for both insurers and insureds in a range of contentious and non-contentious matters. In recent work, the team advised Allianz Seguros on a loss adjustment proceeding and recovery claims following an event that occurred in Espírito Santo. Practice head Luis Augusto Roux Azevedo and and Renata Ribeiro Ladeira receive strong praise.

Machado Meyer Sendacz e Opice Advogados

Machado Meyer Sendacz e Opice Advogados receives plaudits for its 'proximity to the client' and 'business-oriented' approach. Several partners have a hand in insurance-related matters, giving clients access to a range of expertise, including in banking, corporate and capital markets. The multidisciplinary team is particularly strong in advising insurance-sector clients on corporate, commercial and regulatory matters. In an illustration of the firm's investment in this area, it promoted banking and insurance law expert Thais De Gobbi to partner in 2018. Eduardo Avila de Castro and Nei Schilling Zelmanovits co-head the department, which also includes Pedro Henrique Ricco Verzemiassi.

Schalch Sociedade de Advogados

The specialised insurance and reinsurance group at Schalch Sociedade de Advogados handles advisory and contentious work for major insurance companies, both domestic and international. In a recent matter, Debora Schalch and a team advised the Brazilian subsidiary of a leading reinsurance company on potential coverage refusal concerning an event that occurred in 2017. Tatiana Algodoal Rosa and João Paulo Balthazar Leite are active members of the team.

Siqueira Castro – Advogados

Siqueira Castro – Advogados excels in health and aviation insurance, and is particularly active in insurance-related litigation. In a recent highlight, practice co-heads Fabio Coutinho Kurtz and André Frossard Albuquerque acted for Medial Saúde in several cases before Brazilian courts and administrative entities. Alexandre Wider, whose broad practice includes insurance and reinsurance, was promoted to partner in 2018.

TozziniFreire Advogados

'Extremely dedicated to the insurance community', TozziniFreire Advogados is 'always ahead of the market, leading important discussions and debates'. Its insurance practice encompasses corporate, regulatory, consulting and litigation, and the team also stands out for its knowledge of insurtech. The highly recommended Bárbara Bassani de Souza was promoted to partner in 2019; she is noted for her 'great experience'. Corporate partner Marcio Mello Silva Baptista has experience in insurance-sector transactions.

Trench Rossi Watanabe

Multinational and domestic companies, including major insurers, turn to Trench Rossi Watanabe for legal and regulatory advice. In recent work, the team assisted SCOR Brasil Resseguros on its reorganisation and in regulatory proceedings before the Brazilian Superintendence of Private Insurance (SUSEP). The firm's international office network and experience make it well placed to handle multi-jurisdictional matters. Anna Tavares de Mello heads the practice from Rio de Janeiro. Carolina Secches and associate Victor Luis Sigaud Ferraz are key contacts in the São Paulo office.

Veirano Advogados

Veirano Advogados distinguishes itself through its focus on policyholders rather than insurers and reinsurers. Insureds, including household name companies, turn to the team for contentious and non-contentious matters. In high-profile work, Felipe Bastos and Fábio Figueira are acting for Samarco Mineração in insurance matters arising out of the tragic dam collapse in the city of Mariana, Minas Gerais. Senior associate Andrea Piccolo Brandão is a key member of the team.

Bichara Advogados

Bichara Advogados maintains a broad insurance practice; it advises clients on insurance contracts, policies, coverage and risk analysis matters and acts for companies in claims adjustment and administrative proceedings. In recent work, Fabio Ramos de Souza advised Essor Seguros on the opening of a branch in São Paulo, including obtaining approval from SUSEP.

F. Torres Advogados

The 'very knowledgeable' team  at F. Torres Advogados has a strong focus on insurance and reinsurance, and is active in the aviation, transport, energy and construction sectors, among others. The 'business oriented' Fabio Torres is 'a very talented and skilled lawyer'. Carla Padilha and Felipe Reis are also recommended. The firm is associated with Kennedys.

Levy & Salomão

Significant Brazilian banks and insurance companies turn to Levy & Salomão for court representation, and the team also advises on commercial and corporate matters. Aviation insurance is a particular specialism. Eduardo Salomão Neto heads the multidisiplinary insurance and reinsurance group.

Raphael Miranda Advogados

Well-regarded litigation boutique Raphael Miranda Advogados has a strong track record in loss adjustment proceedings and indemnity lawsuits. In a case in point,  Raphael Miranda and Pedro Ivo Mello acted for Vale in the insurance loss adjustment process concerning the Samarco dam collapse in 2015.

Sergio Bermudes Advogados

Litigation-focused firm Sergio Bermudes Advogados applies its dispute resolution capabilities to handle contentious insurance matters. In this field, its practice covers pensions and health, life and vehicle insurance. Marcio Vieira Souto Costa Ferreira is the name to note.

Souza Araujo Butzer Zanchim Advogados – SABZ Advogados

Acting for both insurance companies and policyholders, Souza Araujo Butzer Zanchim Advogados – SABZ Advogados has a broad view of the insurance market, where its work encompasses strategic consulting and litigation. On the insurer-side, Pedro Guilherme de Souza and associate Rodolfo Mazzini Silveira recently assisted BTG Pactual Seguradora in drafting its E&O insurance policy.

Vieira Rechtman Advogados

Vieira Rechtman Advogados was founded by Marcelo Vieira Rechtman in 2017. He has vast experience acting for insurers, reinsurers, brokers and pension funds in corporate, commercial and regulatory matters.