Paul Hastings LLP is well placed to advise both bank lenders and non-bank lenders on consumer protection laws, simultaneously encompassing advice on buy now pay later and consumer lending platforms. The group is skilled in consumer lending law more generally, particularly fair and responsible lending, with strong ties to state and federal regulators. Fintech expert Chris Daniel in Atlanta and Kari Hall in Washington DC are also standout team members with experience as government officials, the former of whom counts technology companies as key clients who he is adept at advising on compliance with consumer protection laws. Jonice Gray in Washington DC leads the group. Key support is also provided by New York-based Matthew Previn draws upon experience as in house counsel at HSBC, and the team also boasts longstanding experience in enforcement spanning financial services asset classes, and ranging from customer and operation risk to the introduction of new payment methods.
Legal 500 Editorial commentary
Testimonials
Collated independently by Legal 500 research team.
- 'The firm covers the waterfront as to consumer finance, including regulatory disputes and questions of reg/law/statute. The firm has deep bench strength such that we can get a quick and correct response.'
- 'Matthew Previn is a highly experienced attorney who has practiced in the consumer finance space for many years. He has a great 'client touch' and is able to soothe worried in-house leadership. He also has worked in-house previously, so he understands that the answers are not only 'legal' in nature; instead, there are concerns related to a finance company's brand, or political/territorial questions and issues.'
Key clients
- R&T Deposit Solutions
- Bank Holding Company
- Acima Digital & Acima Holdings
- Activehours, Inc. d/b/a EarnIn
- Apple Bank
- Bilt Technologies, Inc.
- Charles Schwab
- City National Bank
- Clayton Homes (Berkshire Hathaway Subsidiary)
- Comerica Bank
- Early Warning Services/Zelle Network
- First Financial Bank
Work highlights
Acted for Bilt as primary financial services regulatory counsel for payments-related services offered through the Bilt Platform, as well as its “Bilt Rewards” service, including through multiple service expansions.
Advised a household name financial institution on complex regulatory and product development matters related to a host of complex products and services, including many de novo and innovative products and services.
Advised a significant P2P network on compliance issues and potential policy and regulatory changes that could impact its core service.
Practice head
Jonice Gray
Other key lawyers
Chris Daniel; Lawrence Kaplan; Matthew Previn