Deloitte Abogados‘s financial services regulatory team is well-equipped to handle a broad spectrum of mandates, receiving instructions from leading banks, fintechs, and multinational corporations. The practice has built strong expertise in the launch of new banking and finance products, regulatory compliance, and payment services. Practice head Francisco Ramírez Arbués is frequently engaged by both domestic and international financial institutions for his expertise in digital and retail banking. Inés Gutiérrez has extensive experience advising on internal governance structures, policies, and procedures, while Miguel Bercedo specialises in advising credit, e-money, and payment institutions on authorisation, restructuring and regulatory adaptation procedures.
Legal 500 Editorial commentary
Testimonials
Collated independently by Legal 500 research team.
- ‘I really enjoy working with the Deloitte financial regulation team. They're up-to-date on industry developments and specialise in payments. They're very flexible and knowledgeable. They're serious and responsive, and they provide excellent service.’
- ‘Francisco Ramírez Arbués and Miguel Bercedo are both outstanding.’
- ‘The team that makes up Deloitte Legal's financial services regulation practice is distinguished by offering comprehensive advisory services, combining solid legal knowledge of the financial sector with a broad understanding of the business model and its needs.'
- ‘The lawyers in Deloitte Legal's financial services regulation practice have extensive legal experience and in-depth knowledge of the financial sector.'
- ‘Today, Deloitte is one of the strongest teams providing professional financial regulation services.'
- ‘I would say that the entire department has excellent knowledge of the regulations and the sector. They are always up-to-date on the latest developments and understand the practical application of the regulations because they work with most of the entities in the market, which gives them an unparalleled global perspective.'
Key clients
- IKEA Ibérica, S.A.U.
- American Express
- Prosegur Custodia De Activos Digitales, S.L.
- CaixaBank, S.A.
- Banco Santander, SA
- WiZink Bank, S.A.U.
- Banco Santander - BBVA – Bankinter – Kutxa Investment
- Banco Santander – Banco Sabadell – ING Bank – Deutsche Bank – Kutxabank - Banco Mediolanum - Unicaja
- Romeo Founders, SL
- Openbrick, S.L.
- Quest Placement Europe SA
Work highlights
Advised Banco Santander on the design and implementation of a strategic expansion plan to enable the development of financial markets and treasury sales activities through its branches in Frankfurt, Paris, and Milan.
Advising Bit2Me on the structuring, development, and regulatory authorisation of a blockchain-based market infrastructure under the EU Pilot Regime.
Lawyers
Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.
Leading associates
Leading associates with regular involvement in their team's key work, and recognition from peers or clients as being ones to watch.
Miguel Bercedo
Inés Gutiérrez
Practice head
Francisco Ramírez Arbués
Other key lawyers
Ignacio Ortiz del Río; Inés Gutiérrez; Miguel Bercedo