
Harper Macleod LLP is active across a wide range of transactions, including real estate, development, fund, acquisition, project, asset, and invoice financing work. The firm is particularly strong in the construction, renewable energy, sustainable, marine, agriculture, hospitality, healthcare, food and drink, and social housing sectors. Practice head Tony Cameron is a key adviser to many lenders and borrowers on banking and finance matters, while Ricardo Matteo regularly leads on financings, acquisitions, sales, and funding within the marine sector.
Legal 500 Editorial commentary
Testimonials
Collated independently by Legal 500 research team.
- ‘Good overall service levels.'
- 'Tony Cameron was available, concise and responsive at all times, regardless of the hour.'
- ‘Personable and commercially aware.’
- ‘In our dealings with the firm, we find the hands-on approach of the partners and associates to be a real strength. The firm takes time to understand the transaction, any quirks, commercial points and timelines so that during the process, the legal work is completed as expected. The firm has a noticeable positive culture of teamwork to achieve results.’
- ‘The partners in the firm have a great knowledge of our in-house views and will negotiate strongly. This is such a strong aspect of our relationship. Ricardo Matteo has worked with us on several deals, and offering a solution throughout the journey makes a real difference and instils confidence in our dealings. Ricardo is straight-up and works hardest to achieve the best possible outcomes.’
- 'They provide excellence due diligence on all transactions are extremely pleasant to work with.'
- 'Always available and communicate effectively. I enjoy their approach.'
- 'The team was fully engaged from the start of the process, insightful and very user-friendly.'
Key clients
- Bank of Scotland plc/Lloyds Banking Group
- Clydesdale Bank plc/Virgin Money
- Santander UK plc
- HSBC UK Bank plc
- Cynergy Bank plc
- Teneo Financial Advisory Limited
- Allied Irish Bank
- Scottish National Investment Bank plc
- LHV Bank Limited
- Fred. Olsen Renewables Limited
Work highlights
Advised a European Bank on the Scots law aspects of a cross-border renewable energy portfolio transfer to another European lender, the value of the bank book transfer was more than c.£750m.
Advised a group of leading international insurance companies on the provision of c.£200m bonding facilities provided to the group of the UK based Oil & Gas operator, together with associated indemnities and supporting security, and inter-creditor arrangements, all forming part of a £700m funding package.
Advised an international asset finance fund on the Scots law aspects of a syndicated cross-border refinancing of the borrower’s care home portfolio, providing additional funding for future care home acquisitions and facilities over £320m.
Lawyers
Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.

Practice head
Tony Cameron
Other key lawyers
Ricardo Matteo