
With experience covering financing transactions and regulatory matters for creditors, agencies and debtors, Morgan & Morgan is experienced in the gamut of legal services in this space, having represented clients through drafting loan and security documentation to managing all aspects relating to day-to-day financial and banking regulatory matters. Another key aspect of the practice involves its experience in handling transactions for public entities, with one key matter involving representing multilateral institutions in connection with the financing of the expansion of the Panama Canal. Kharla Aizpurúa and Inocencio Galindo jointly lead the practice, with Aizpurúa active in advising clients on domestic and cross-border financing transactions, and Galindo recognised for his advice on the development and financing of infrastructure projects. Francisco Arias combines his expertise in real estate and corporate law to aid clients in matters which intersect with the overall business needs that arise during a banking matter, and Ramón Varela advises investors and borrowers on syndicated lending and guaranteed loan facilities.
Legal 500 Editorial commentary
Testimonials
Collated independently by Legal 500 research team.
- 'A highly capable and collaborative team, known for delivering smart, practical solutions. Their strengths lie in innovation, transparency, and a strong commitment to diversity and inclusion—setting them apart in a competitive market.'
- 'The team showcases a unique blend of technical expertise and client-centered approach. Their ability to understand specific needs and deliver tailored solutions makes a significant difference in every project.'
Key clients
- Banistmo
- Banco General
- Caterpillar Financial Services Corporation (CAT)
- Corporación Andina de Fomento (CAF)
- Credit Suisse
- MMG Bank Corporation
- Global Bank Corporation
- Empresa Nacional de Autopistas (ENA)
- Bank of China
- BBP Bank
- International Finance Corporation (IFC)
- Davivienda
Work highlights
Providing advice to Generadora de Gatun and AES on the financings and ongoing obligations related to the collateral package in connection with the 670MW combined-cycle natural gas-fired power plant.
Advising Greenwood Energy Central America on the financing for the development, construction and commissioning of a power generation plant of up to 40 MWp, made up of four photovoltaic solar plants, located in David, Chiriquí.
Advised JICA, as lender, of a loan agreement up to $50,000,000, granted to Global Bank Corporation, to improve access to finance for micro-, small and medium-size enterprises in Panama.
Lawyers
Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.
Practice head
Kharla Aizpurúa; Inocencio Galindo



